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Browse through the stories below to view current deals for Vermont banks or select an item from the menu bar above to view current rates in Vermont.

Citizens Bank's CollegeSaver Account Rewards with End of Term $1,000 Bonus - 0.1%
RBS Citizens, National Association

With school starting soon, it's a good time to review your college savings plan options. And if you say, "What college savings plan?", you may want to consider Citizens Bank's "CollegeSaver Account," as a starting point. The CollegeSaver Account pays a $1K bonus at the end of the deposit term. You will owe taxes on the interest, as the CollegeSaver Account is not a 529, but the funds saved and the $1K bonus do NOT have to be spent on educational costs.

To qualify for the...

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KeyBank $200 Checking Account Bonus in Some States
KeyBank

Update: This promotion has been extended to May 30, 2014. The new promo code is ONFT0514.

KeyBank has another checking account promotion. Last month it was giving away a Kindle Fire HD. That has been replaced with a $200 cash bonus. Like before it's an online-only offer, and it’s only available in certain areas of the country that are in KeyBank’s market area (see below). Here’s the link to KeyBank’s promo page. The offer is scheduled to last until May 2, 2014.

The bonus requires that you open a qualifying KeyBank...

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Kindle Fire HD Checking Account Bonus at KeyBank in Some States
KeyBank

KeyBank has another checking account promotion. Unlike its past ones, this one offers a free 16GB Kindle Fire HD instead of cash.That Kindle model is currently selling on Amazon for $169. Like before it's an online-only offer, and it’s only available in certain areas of the country that are in KeyBank’s market area (see below). Here’s the link to KeyBank’s promo page. The offer is scheduled to last until February 28, 2014.

The bonus requires that you open a qualifying KeyBank checking account online and enter offer code ONFT0114 by February...

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Checking and CD Special at MountainOne Bank in MA
MountainOne Bank

MountainOne Bank has two nice deposit account promotions. The first is a checking account bonus. Open a VISTA Checking account with $50 and the bank will deposit $50 in your new VISTA Money Market account. So you’ll need to open both the VISTA Checking and Money Market account to qualify for this bonus. Account must be opened by March 31, 2014. Full details are listed in the bank’s home page.

The second promotion is a CD special. The bank is offering a 1.30% APY on a 13-month CD. Minimum deposit is...

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Top Money Market Account Rate at EBSB Direct - New England and NY Only - 1%
EBSB Direct

EBSB Direct continues to have a top rate on its money market account. It has a 1.00% APY for balances of $50K to $1 million. For balances between $5K and $50K, the rate is 0.25%. No interest is paid for balances under $5K. New money is required. These rates are listed at the EBSB Direct home page as of 1/9/2014.

When I last reported on EBSB Direct, I was told that they were opening accounts only for residents of Massachusetts. Before that they had accepted customers from New England and New...

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Top 4-Year and 7-Month CD Rates at HarborOne Bank - New England Only

HarborOne in Massachusetts just recently changed from a credit union to a bank. When it was a credit union, it had offered several good CD deals. I’m glad to see the deals haven’t stopped now that it’s a bank. HarborOne Bank currently has two good CD deals: a 2.00% APY 4-year CD and a 1.05% APY 7-month CD. Minimum deposit is $1,000 ($500 in an IRA). These rates are listed in the bank’s deposit rates page as of 8/9/2013.

One downside with the 4-year CD is a large early withdrawal penalty....

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$200 Checking Account Bonus at KeyBank in Some States
KeyBank

KeyBank has another checking promotion that it has been advertising. Thanks to the readers who emailed me news on this. The promotion offers a $200 bonus which is larger than many of the past bonuses. Like before it's an online-only offer, and it’s only available in certain areas of the country that are in KeyBank’s market area (see below). But unlike past promotions, the only requirement is direct deposit. There’s no debit card usage requirement.

KeyBank doesn’t have the best reputation among many DA readers. You can read the problems customers...

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$150 Checking Account Bonus (with Caveats) at KeyBank in Certain States Only
KeyBank

KeyBank has another checking promotion in which you can earn $150. It's very similar to the $150 bonus that it was offering last year. Like before it's an online-only offer, but the online application only accepts certain areas which appear to be in their market area (see below).

KeyBank doesn’t have the best reputation among many DA readers. You can read the problems customers have experienced in the comments of my 2012 KeyBank post and in my 2011 KeyBank post. If you have experience with KeyBank promotions and checking accounts, please...

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Charter One & Citizens Bank $175 Checking Account Promotion for Several States
RBS Citizens, National Association

Citizens Bank and Charter One regularly have checking account promotions with nice bonuses. Both are brand names of RBS Citizens, N.A. Citizens Bank branches are primarily located on the east coast and Charter One branches are located in the Midwestern states of Illinois, Michigan and Ohio. Charter One is currently listing a bonus of up to $175. I can’t find a similar one at Citizens Bank, but when I called Citizens Bank at 888-411-7442, the CSR told me that this same $175 bonus is available. (see update below) However, he...

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Reward Checking Rate Hike at Mutual Bank in Massachusetts
Mutual Bank

Mutual Bank in Massachusetts did something that is rare these days. It increased the rate of its reward checking account. Another nice change is that the bank is now allowing anyone from New England to apply online. The rate increase makes the reward checking competitive, but I wouldn’t call it a hot deal since it still has a small balance cap. There’s also a companion savings account called REALSaver which helps offset the checking's low cap. Below is a summary of the rates and features of these two accounts. These...

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$150 Checking Account Bonus at Citizens Bank in Several States
RBS Citizens, National Association

Citizens Bank is offering a checking account bonus of up to $150. The bonus doesn't require too much work. One downside is that the checking accounts do have monthly service fees, but there are easy ways to avoid them. This promotion is scheduled to last until 2/28/2013. The details are listed at www.citizensbank.com/150. Here's summary of what's required to earn the full $150:

  1. Open your first new personal checking account by 2/28/13
  2. Get $50 when you setup direct deposit and have a single deposit of $500 or more clear your new checking...
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Checking Account Bonus & CD Special at Trustco Bank in Some States
TrustCo Bank

Trustco Bank is offering a $100 bonus for opening a new Trustco Free Interest Checking Account with direct deposit. This appears to be available at all of their branches in the states of Florida, New York, New Jersey, Massachusetts and Vermont. Trustco Bank also has a 13-month CD special with a 1.00% APY, but this isn't available at all of their branches. It's not available in Northern New York or Florida. Thanks to DA member stormdog123 who mentioned this in the forum. These promotions are listed at Trustco Bank's website...

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