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Browse through the stories below to view current deals for Washington banks or select an item from the menu bar above to view current rates in Washington.

Special CD Rates at America's Credit Union in WA - Easy Membership
America's Credit Union

America's Credit Union is offering two competitive promotional share certificates. One is a 3-year CD with a 1.50% APY, and the second is a 4-year CD with a 1.80% APY. Minimum deposit is $10,000. The rates are listed in the credit union's deposit rates page as of 4/3/2014.

According to the credit union's Truth-in-Savings Certificate Account Disclosure, the early withdrawal penalty is up to 90 days of dividends (interest). Here’s an excerpt:

Other Deals

America’s Credit Union continues to offer a $100 bonus for opening a checking account with direct deposit. I last...

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First Republic Bank Raises Long-Term CD Rates in Several States
First Republic Bank

First Republic Bank has recently increased its 5-year and 6-year CD rates, and they’re now competitive. You can get higher rates on the internet, but for those who prefer to open CDs at a branch, these might be appealing. The 6-year CD has a 2.25% APY, and the 5-year CD has a 2.00% APY. Minimum deposit is $5,000. These rates are listed at the bank's rates page as of 4/1/2014. Rates may vary by location. You have to select your region to see the CD rates. I have selected a...

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$150 Checking Account Bonus in Several States at First Citizens Bank
First Citizens Bank (NC)

Unlike most checking account promotions, this one at First Citizens Bank doesn’t require direct deposit. There are other ways to qualify for the bonus without direct deposit. On the downside, it’s similar to most checking account promotions in that the qualifying checking accounts have potential monthly service fees. If you’re careful, this promotion can be a good deal. Here’s the link to the bank’s promotion page.

To receive the $150 bonus, you’ll need to open either a new Premier or Prestige checking account with a new debit card by April 30,...

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Special CD and IRA CD Rates at Gesa Credit Union in Washington State
Gesa Credit Union

Gesa Credit Union has competitive rates on its special certificates. The two best deals are the 14-month CD which has a 1.14% APY and a 30-month CD which has a 1.64% APY. There’s also a 5-year CD with a 2.14% APY and a 7-year CD with a 2.34% APY. These rates are listed in the credit union’s savings page as of 3/19/2014. Minimum deposit for consumer certificates is $500, and the minimum for IRA certificates is $2,500. One downside is a maximum deposit. For the 14-month CD, the maximum deposit...

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KeyBank $200 Checking Account Bonus in Some States
KeyBank

KeyBank has another checking account promotion. Last month it was giving away a Kindle Fire HD. That has been replaced with a $200 cash bonus. Like before it's an online-only offer, and it’s only available in certain areas of the country that are in KeyBank’s market area (see below). Here’s the link to KeyBank’s promo page. The offer is scheduled to last until May 2, 2014.

The bonus requires that you open a qualifying KeyBank checking account online and enter offer code ONFT0314 by May 2, 2014, and make at least...

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Bank of the West Checking Account Bonuses Return - Certain States Only
Bank of the West

Bank of the West has again brought back its $150 checking account promotion. It looks like the same promotion they were offering last year. Just like the last one, there's also a $200 bonus, but that requires a checking account with high monthly service fees that can't be easily waived. These promotions are listed on Bank of the West's home page.

Details for the $150 bonus are listed in this Bank of the West promotions page. The checking account must be opened by 3/7/2014.

To qualify for the full $150 requires the...

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Kindle Fire HD Checking Account Bonus at KeyBank in Some States
KeyBank

KeyBank has another checking account promotion. Unlike its past ones, this one offers a free 16GB Kindle Fire HD instead of cash.That Kindle model is currently selling on Amazon for $169. Like before it's an online-only offer, and it’s only available in certain areas of the country that are in KeyBank’s market area (see below). Here’s the link to KeyBank’s promo page. The offer is scheduled to last until February 28, 2014.

The bonus requires that you open a qualifying KeyBank checking account online and enter offer code ONFT0114 by February...

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Advantis Credit Union’s Reward Checking - Long History of Top Rates - 2.25%
Advantis Credit Union

BancVue makes the case that high-yield reward checking accounts like the Kasasa Cash account are a win-win relationship between the bank and the customer. If that’s the case, reward checking accounts should be sustainable for the long-term. The best evidence of this are reward checking accounts that have a long history of top rates and reasonable balance caps. One example is the Fusion Checking at Advantis Credit Union. I first reported on this account in 2007 when it had a yield of 6.25% with no balance cap. The rate has...

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7-Month Holiday CD Special at Washington Federal in Western States
Washington Federal

Washington Federal is offering a holiday special CD with terms of 7 or 13 months. It has a 1.00% APY, and the minimum deposit is $1,000. Maximum deposit is $250,000. I found this special mentioned at this Washington Federal deposit rates page on 12/27/2013.

In 2011 Washington Federal had offered top rates on its 5-year CDs. This year they haven’t had any competitive rates for their 5-year CD or other standard terms.

A branch visit has been required to open accounts. For those who prefer opening a CD in a branch,...

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Money Market and 12-Month CD Promotion at BBCN Bank
Money Market and 12-Month CD Promotion at BBCN Bank

BBCN Bank has two good deposit deals. The first is a money market account special for consumers only. The bank is guaranteeing a 1.00% APY until 12/31/2014 for balances of $50,000 to under $1 million. The second special is a CD promotion for consumer and business customers. It’s a 12-month CD with a 1.10% APY. Minimum deposit is $50,000, and the maximum is $250,000 per customer. Both offers require new money to the bank. The promotion is scheduled to end when the bank’s deposit goal amount is met or on...

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Top 30-Month CD Rate at STCU in WA and Parts of ID - 1.51%
Spokane Teachers Credit Union

It’s hard to beat PenFed’s CD deal, but Spokane Teachers Credit Union (STCU) has come out with a CD that’s even better. The rate is the same, but the term is a little shorter. STCU’s CD is called the President's Premium 30-month Certificate, and it has a 2.02% APY. Minimum deposit is $25,000. The early withdrawal penalty is 180 days' dividends. This rate and additional CD details are listed in STCU’s rates page as of 11/19/2013.

STCU also offers a savings account that has a 5.09% APY. As you might...

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Special 11-Month CD Rate at Regal Financial Bank in WA
Regal Financial Bank

Regal Financial Bank has just started to offer a good deal on a special 11-month CD. It has a 1.11% APY with a minimum deposit of $25,000. Maximum deposit is just under $250,000. New money is required. This special is listed in the bank’s promotions page as of 10/30/2013. According to the small print the “offer expires November 29, 2013 and is subject to change without notice.”

This offer is valid only in Washington State. The bank is located in Seattle, Washington.

The bank has an overall health grade at DepositAccounts.com of...

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