4 Year CD Rates in Washington
Compare 4 year certificate of deposit rates in Washington. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of four year CD rates available in Washington. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingAlly Bank Raise Your Rate 4-Year CDAPY 1.45% Min N/A Max N/A Earnings Est. $1,482
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018
Sponsored Note: 
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 2.25% | $1k | $250k | $2,334 | 48 - 59 Month Kingdom Builder Certificates - New Money Only | |
| HAPO Community Credit Union | 2.00% | $5k | - | $2,061 | 4 Year CD | |
| Melrose Credit Union | 1.96% | $5k | - | $2,018 | 4 Year Share Certificate | |
| Wings Financial Credit Union | 1.87% | $500 | - | $1,923 | 4 Year Dividend Paid Monthly Share Certificate | |
| Gesa Credit Union | 1.86% | $5k | - | $1,918 | 48 Month Certificate | |
| Washington Business Bank | 1.82% | $1k | - | $1,870 | 4 Year CD | |
| American Airlines Credit Union | 1.81% | $10k | - | $1,860 | 48 Month CD | |
| Alliant Credit Union | 1.80% | $1k | - | $1,854 | 48 - 59 Month Share CD | |
| Sound Community Bank | 1.80% | $1k | - | $1,849 | 48 Month CD w/Qualifying Relationship | |
| Hanscom Credit Union | 1.80% | $1k | - | $1,854 | 48 Month CD Special | |
| Self-Help Credit Union | 1.77% | $500 | - | $1,823 | 48 Month CD | |
| Our Community Credit Union | 1.76% | $1k | - | $1,807 | 4 Year Share Certificate | |
| Justice Federal Credit Union | 1.75%* | $500 | - | $1,796 | 48 Month CD | |
| Pentagon Federal Credit Union | 1.74% | $1k | - | $1,786 | 4 Year Money Market Cerificate | |
| Andrews Federal Credit Union | 1.71% | $1k | - | $1,754 | 48 Month CD | |
| United States Senate Credit Union | 1.70%* | $20k | $100k | $1,749 | 48 Month Smart CD | |
| Solarity Credit Union | 1.66%* | $10k | - | $1,702 | 48 Month CD | |
| Northwest Federal Credit Union | 1.66%* | $25k | - | $1,702 | 4 Year CD | |
| Washington Federal Savings | 1.65%* | $1k | $250k | $1,691 | 48 - 59 Month CD | |
| Harborstone Credit Union | 1.62% | $500 | - | $1,664 | 48 - 60 Month Jet Set Certificate | |
| Spokane Firefighters Credit Union | 1.61% | $25k | - | $1,654 | 48 Month CD | |
| Fort Knox Federal Credit Union | 1.60% | $500 | - | $1,643 | 48 Month CD | |
| Digital Credit Union | 1.60% | $25k | - | $1,643 | Jumbo 48 - 59 Month Certificate - Relationship Rate | |
| Alaska USA Credit Union | 1.60%* | $10k | - | $1,643 | 48 - 59 Month Certificate | |
| Kitsap Credit Union | 1.60% | $500 | - | $1,639 | 4 Year Share Certificate | |
| RTN Federal Credit Union | 1.60%* | $1k | - | $1,639 | 48 Month CD | |
| Barclays | 1.60% | - | - | $1,643 | 48 Month Online CD | |
| Navy Federal Credit Union | 1.60%* | $20k | - | $1,639 | 4 Year CD | |
| O Bee Credit Union | 1.56% | $500 | - | $1,597 | 4 Year CD | |
| Nationwide Bank | 1.55%* | - | - | $1,591 | 48 Month CD | |
| Broadway Federal Bank | 1.51% | $500 | - | $1,549 | 48 Month Manager's Special CD | |
| Olympia Credit Union | 1.51% | $500 | - | $1,582 | 49-60 Month CD | |
| Westside Community Bank | 1.51% | $1k | - | $1,549 | 48 Month CD | |
| Agriculture Federal Credit Union | 1.50% | $1k | - | $1,538 | 48 Month Share Certificate | |
| Heritage Bank | 1.50% | $25k | - | $1,538 | 48 Month CD | |
| Hudson City Savings Bank | 1.50%† | $500 | - | $1,534 | 4 Year CD | |
| OneUnited Bank | 1.50% | $1k | - | $1,534 | UNITY Gold 4 Year E-CD | |
| USAA Bank | 1.50% | $1k | $95k | $1,534 | 4 Year CD - Standard | |
| Stillwater National Bank | 1.50%*† | $10k | - | $1,534 | 48 Month CD | |
| Easthampton Savings Bank | 1.50% | $1k | - | $1,534 | 48 Month CD | |
| 1st Security Bank of Washington | 1.50% | $500 | - | $1,534 | 4-Year CD w/ eBanking Express | |
| Mcgraw Hill Credit Union | 1.50% | $10k | - | $1,538 | 48 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,538 | 48 Month Certificate | |
| UniBank | 1.50% | $1k | - | $1,538 | 48 Month CD | |
| First National Bank (LA) | 1.50% | - | - | $1,534 | 48 Month CD | |
| Virtual Bank | 1.46% | $10k | - | $1,492 | 4 Year eCD | |
| Geauga Savings Bank | 1.45% | $1k | - | $1,486 | 48 Month CD | |
| Intervest National Bank | 1.45% | $2,500 | - | $1,482 | 4 Year CD | |
| Business Bank | 1.45%* | $25k | - | $1,486 | 48 Month CD | |
| Ally Bank | 1.45% | - | - | $1,482 | Raise Your Rate 4-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Numerica Credit Union | 1.43% | $1k | - | $1,461 | 48 - 59 Month CD Bump | |
| Salal Credit Union | 1.42%* | $25k | - | $1,455 | 48 Month CD | |
| Yakima National Bank | 1.41%* | $25k | - | $1,440 | 4 Year CD | |
| Olympia Federal Savings and Loan Association | 1.41% | $50 | - | $1,440 | New 48 Month Dream Builder CD | |
| First New England Federal Credit Union | 1.41% | $1k | - | $1,444 | 48 Month CD - Relationship | |
| MetLife Bank | 1.40% | $2k | - | $1,434 | 48 Month CD | |
| Patriot Bank | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| KeySource Commercial Bank | 1.40% | $100 | - | $1,430 | 48 Month CD | |
| Armed Forces Bank, National Association | 1.40% | $500 | - | $1,434 | 48 Month CD | |
| Farmers Insurance Group Credit Union | 1.40%* | $1k | - | $1,434 | 48 Month Share Certificate | |
| Puget Sound Cooperative Credit Union | 1.36% | $1k | - | $1,392 | 48 Month Share Certificate | |
| Air Academy Federal Credit Union | 1.35% | $10k | - | $1,381 | 48 Month CD | |
| University Federal Credit Union | 1.35% | - | - | $1,381 | 48 Month Web CD | |
| First Internet Bank of IN | 1.35% | $1k | - | $1,381 | 48 Month CD | |
| H&R Block Bank | 1.35% | $250 | - | $1,381 | 48 Month CD | |
| OneWest Bank | 1.35% | $1k | - | $1,378 | 4 Year Online CD | |
| First Savings Bank Northwest | 1.33% | $25k | - | $1,361 | 48 Month CD | |
| Garden Savings Federal Credit Union | 1.31% | $500 | - | $1,336 | 4 Year Share Certificate | |
| Red Canoe Credit Union | 1.31% | $500 | - | $1,336 | 48 to 59 Month CD | |
| Spokane Law Enforcement Credit Union | 1.31% | $500 | - | $1,336 | 48-59 Month Bump CD | |
| American Bank | 1.30% | $500 | - | $1,329 | 48 Month CD | |
| FNBO Direct | 1.30% | $500 | $1m | $1,329 | 48 Month CD | |
| Salem Five | 1.30% | $500 | - | $1,159 | 42 - 59 Month CD | |
| Lockheed Federal Credit Union | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| Lake Michigan Credit Union | 1.30% | $500 | - | $1,326 | 48 Month VIP CD | |
| Quantum National Bank | 1.30% | $1k | - | $1,329 | 48 Month Relationship CD | |
| Third Federal | 1.30%† | $500 | - | $1,329 | 48 Month CD | |
| Bank of Internet USA | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| NorthWest Plus Credit Union | 1.26%* | $25k | - | $1,284 | 48 - 60 Month CD | |
| Spokane Teachers Credit Union | 1.26%* | $2k | - | $1,288 | 48-60 Month CD | |
| Washington State Employees Credit Union | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| S-Bank | 1.25% | $1k | - | $1,274 | 48 Month Statement Term Certificates | |
| Northwest Commercial Bank | 1.25% | $500 | - | $1,274 | 48 - 59 Month CD | |
| NASA Federal Credit Union | 1.25% | $1k | - | $1,277 | Business 48 Month CD | |
| NOVA Bank | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| Valley Bank (WA) | 1.25% | $500 | $100k | $1,277 | 48 Month CD | |
| Watermark Credit Union | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| North American Savings Bank | 1.25% | $10k | - | $1,274 | 48 - 59 Month CD with Checking | |
| Blue Mountain Credit Union | 1.24% | $1k | - | $1,263 | 4 Year CD | |
| First Security Bank & Trust | 1.23% | $10k | - | $1,256 | 48 - 59 Month CD | |
| EverBank | 1.21% | $1,500 | - | $1,232 | 4 Year Yield Pledge CD | |
| Patelco Credit Union | 1.21% | $1k | - | $1,232 | 48 - 59 Month CD | |
| Velocity Credit Union | 1.21% | $1k | - | $1,232 | 4 Year Inflation Fighter Share Certificate | |
| Potlatch No 1 Credit Union | 1.21%* | $10k | - | $1,236 | 48 Month Share Certificate | |
| Boeing Employees Credit Union | 1.21%* | $500 | - | $1,236 | 48 - 59 Month CD w/ Member Advantage | |
| Apple Federal Credit Union | 1.20% | $500 | - | $1,225 | 48 Month Share Certificate | |
| Community Bank of Raymore | 1.20% | $500 | - | $1,222 | 4 Year Emerald Club CD | |
| Dime Savings Bank | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| E-LOAN.com | 1.20% | $10k | - | $1,222 | 4 Year CD | |
| Newtown Savings Bank | 1.20% | - | - | $1,222 | 4 Year CD | |
| The Bank of the Pacific | 1.20%* | $500 | - | $1,222 | 48 Month CD | |
| Cashmere Valley Bank | 1.20% | $100 | - | $1,222 | 48 Month CD | |
| 5Star Bank | 1.20% | $1k | - | $1,222 | 4 Year CD | |
| Northcoast Credit Union | 1.20% | $1k | - | $1,222 | 4-Year Certificate | |
| Primesource Credit Union | 1.20% | $500 | - | $1,225 | 48 Month CD | |
| Unitus Community Credit Union | 1.20%* | $20k | - | $1,225 | 48 Month CD | |
| Beacon Federal Bank | 1.19% | $2,500 | - | $1,215 | 48 Month CD | |
| Qualstar Credit Union | 1.16%* | $1k | - | $1,184 | 48 Month CD | |
| Bank of Blue Valley | 1.15% | - | - | $1,173 | 48 - 59 Months CD | |
| UnivestDirect | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| TwinStar Credit Union | 1.15% | $500 | - | $1,170 | 48 Month CD | |
| INOVA Federal Credit Union | 1.15% | $200 | - | $1,170 | 4 Year CD | |
| South Sound Bank | 1.15% | $500 | - | $1,170 | 4 Year CD | |
| West Texas National Bank | 1.11% | $1k | - | $1,129 | 4 Year CD | |
| Anchor Bank | 1.11% | $500 | - | $1,129 | 48 Month Fixed CD | |
| Kitsap Bank | 1.10%* | $5k | - | $1,118 | 48 Month CD | |
| Twin River National Bank | 1.10% | $500 | - | $1,118 | 4 Year CD | |
| Principal Bank | 1.06% | $5k | - | $1,080 | 48 Month CD | |
| Southeast Financial Federal Credit Union | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| North Country Savings Bank | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| Pacific Resource Credit Union | 1.05% | $1k | - | $1,067 | 48 Month CD | |
| Peoples Bank (WA) | 1.05%* | $10k | - | $1,067 | 48 Month Fixed Rate CD | |
| Seattle Bank | 1.05% | $1k | $100k | $1,067 | 48 Month CD With Seattle Bank Checking Account | |
| Urban Partnership Bank | 1.05% | $1k | $1m | $933 | 42 Month CD | |
| Union Bank of California | 1.01%† | $350 | $100k | $941 | 48 - 59 Month CD | |
| American Express Bank, FSB | 1.00% | - | - | $1,018 | 48 Month CD | |
| First Trade Union Savings | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Provident Credit Union (CA) | 1.00% | $1k | - | $1,015 | 48 Month CD | |
| South Division Credit Union | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| Peninsula Community Credit Union | 1.00% | $500 | $95k | $1,015 | 48 Month Certificate | |
| Webster Bank | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| E-Central Credit Union | 1.00% | $1k | - | $1,015 | 48 - 59 Month CD | |
| Amicus | 1.00% | $2,500 | - | $1,018 | 48 Month Term CD | |
| Thrivent Financial Bank | 1.00% | $1k | - | $1,018 | 48 Month Standard CD | |
| Cattaraugus County Bank | 0.99% | $1k | - | $1,008 | 48 Month CD | |
| NewDominion Bank | 0.95% | $1k | - | $964 | 48 Month Fixed Rate CD | |
| Consumers Credit Union (IL) | 0.95% | $250 | - | $964 | 4 Year CD | |
| Horizon CU (WA) | 0.95%* | $25k | - | $966 | 48 Month CD | |
| Lacamas Community Credit Union | 0.95% | $500 | - | $966 | 48 Month Share Certificate | |
| Seattle Metropolitan Credit Union | 0.95% | $1k | - | $964 | 4 - 5 Year CD | |
| Columbia Community Credit Union | 0.95%* | $10k | - | $964 | 4 Year CD | |
| Acacia Federal Savings Bank | 0.90% | $500 | - | $915 | 48 Month CD | |
| iGObanking | 0.90% | $1k | - | $915 | 48 Month iGOCD | |
| Sandy Spring Bank | 0.90% | $1k | - | $915 | 48 - 59 Month Business CD | |
| Heritage Bank (WA) | 0.90%* | $25k | - | $912 | 4 Years Fixed Rate CD | |
| Onpoint Community Credit Union | 0.90% | $1k | - | $915 | 48 Month CD | |
| State Farm Bank | 0.87%*† | - | - | $884 | 48 Month CD | |
| Zions Bank | 0.85% | $1k | - | $861 | 4 Year Gold CD | |
| KeyBank | 0.85%† | $25k | $100k | $861 | 48 Month Tiered CD - Relationship | |
| Sound Credit Union | 0.85% | $500 | - | $863 | 48 Month CD | |
| Flagstar Direct | 0.85% | $500 | - | $863 | 48 Month Internet CD | |
| Charles Schwab Bank | 0.81% | $1k | - | $822 | 48 Month CD | |
| 1st Source Bank | 0.80% | $500 | - | $810 | 4 Year CD | |
| ING DIRECT | 0.80% | - | - | $812 | 48 Month Orange CD | |
| HSBC Advance | 0.80% | - | - | $812 | 48 Month Online CD | |
| Randolph Bank & Trust Company | 0.80%* | $10k | - | $810 | 48 Month Fixed Rate CD | |
| US Bank N.A. | 0.80% | $500 | $250k | $812 | 48 Month CD | |
| Capital One Direct Banking | 0.80% | $5k | $100k | $810 | 4 Year Costco Members CD | |
| HSBC Bank USA, National Association | 0.80% | $1k | - | $812 | 48 Month Online CD | |
| ViewPoint Bank | 0.75% | $1k | - | $761 | 48 Month Regular CD | |
| Citibank | 0.75%† | $1k | - | $758 | 4 Year CD | |
| Flagstar Bank | 0.75%† | $500 | - | $761 | 48 - 59 Month CD | |
| Pacific Continental Bank | 0.75%*† | $25k | - | $758 | 4+ Year CD | |
| First Independent Bank | 0.75%* | $500 | - | $758 | 4 Year CD | |
| Airbanking | 0.75% | $500 | - | $758 | 4 Year CD | |
| America's Credit Union | 0.70% | $25k | $100k | $709 | 48 Month Flex Certificate Account | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $707 | 4 Year CD | |
| First National Community Bank (PA) | 0.70% | $1k | - | $707 | 4 Year CD | |
| Columbia State Bank | 0.66%* | $10k | - | $668 | 48-59 Month CD | |
| Wells Fargo Bank | 0.65%† | - | - | $656 | Business 48 - 59 Month CD | |
| Comerica Bank | 0.60%† | $1k | - | $605 | 4 Year CD | |
| National Bank of Kansas City | 0.55% | $5k | - | $556 | 48 - 59 Month CD | |
| 20Th Century Fox Credit Union | 0.50% | $2,500 | - | $504 | 4 Year Certificate | |
| Regions Bank | 0.50%† | $500 | - | $505 | 48 - 53 Month Relationship CD | |
| Coulee Dam Credit Union | 0.50% | $25k | - | $505 | 48 Month CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $352 | 48 Month CD | |
| BankDirect | 0.25% | $10k | - | $252 | 48 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $201 | 48 Month Share Certificate | |
| Pacific N W Credit Union | 0.05% | $100 | - | $50.04 | 4 Year CD | |
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