3 Year CD Rates in West Virginia
Compare 3 year certificate of deposit rates in West Virginia. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of three year CD rates available in West Virginia. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingCIT Bank 3 Year Term CDAPY 1.42% Min $1k Max N/A Earnings Est. $1,080
Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 36 Month CDAPY 0.90% Min N/A Max N/A Earnings Est. $683
Sponsored Note: 
Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 36 Month CDAPY 0.90% Min N/A Max N/A Earnings Est. $683Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 2.00% | $1k | $250k | $1,535 | 36 - 47 Month Kingdom Builder Certificates - New Money Only | |
| Melrose Credit Union | 1.76% | $5k | - | $1,343 | 3 Year Share Certificate | |
| Wings Financial Credit Union | 1.71% | $500 | - | $1,305 | 3 Year Dividend Paid Monthly Share Certificate | |
| Air Force Federal Credit Union | 1.55%* | $25k | - | $1,181 | 3 Year CD | |
| AmTrustDirect | 1.55% | - | - | $1,184 | 36 Month CD | |
| American Airlines Credit Union | 1.51% | $10k | - | $1,150 | 36 Month CD | |
| Self-Help Credit Union | 1.51% | $500 | - | $1,153 | 36 Month CD | |
| Alliant Credit Union | 1.50% | $1k | - | $1,145 | 36 - 47 Month Share CD | |
| RiverLand Credit Union | 1.50% | $1k | - | $1,142 | 36 Month Certificate | |
| 167Th TFR Credit Union | 1.50% | $500 | - | $951 | 30 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,145 | 36 Month Certificate | |
| Putnam County Bank | 1.50% | $1k | - | $1,145 | 36 Month CD | |
| West Virginia Central Credit Union | 1.50% | $1k | - | $1,145 | 36 Month Rising Market CD | |
| Hanscom Credit Union | 1.45% | $1k | - | $919 | 30 to 59 Month CD | |
| Barclays | 1.45% | - | - | $1,106 | 36 Month Online CD | |
| CIT Bank | 1.42% | $1k | - | $1,080 | 3 Year Term CD | |
| Start SavingSponsored Note: Save On Your Terms: You Choose, You Save. FDIC Insured | ||||||
| Andrews Federal Credit Union | 1.41% | $1k | - | $1,072 | 36 Month CD | |
| Marshall County Credit Union | 1.41% | $1k | - | $1,075 | 36 Month Share Certificate | |
| Northwest Federal Credit Union | 1.40%* | $25k | - | $1,065 | 3 Year CD | |
| First Peoples Community Credit Union | 1.40% | $500 | - | $1,068 | 36 Month Share Certificate | |
| RTN Federal Credit Union | 1.40%* | $1k | - | $1,065 | 36 Month CD | |
| Justice Federal Credit Union | 1.40%* | $500 | - | $1,065 | 36 Month CD | |
| Third Federal | 1.40%† | $500 | - | $1,098 | 37 Month CD Special | |
| Digital Credit Union | 1.35% | $25k | - | $1,029 | Jumbo 36 - 47 Month Certificate - Relationship Rate | |
| Pendleton Community Bank | 1.35% | $500 | - | $1,026 | 36 Month CD | |
| Navy Federal Credit Union | 1.35%* | $20k | - | $1,026 | 3 Year CD | |
| Goldwater Bank | 1.34% | $5k | - | $1,019 | 3 Year CD | |
| USAA Bank | 1.31% | $1k | $95k | $995 | 3 Year CD - Standard | |
| Chessie Credit Union | 1.31% | $500 | - | $998 | 36 Month Share Certificate | |
| Telbec Credit Union | 1.31% | $1k | - | $913 | 33 Month CD | |
| United States Senate Credit Union | 1.31%* | $20k | $100k | $998 | 36 Month Smart CD | |
| Virtual Bank | 1.31% | $10k | - | $995 | 3 Year eCD | |
| Ally Bank | 1.30% | - | - | $988 | High Yield 3 Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Fort Knox Federal Credit Union | 1.30% | $500 | - | $990 | 36 Month CD | |
| Geauga Savings Bank | 1.30% | $1k | - | $990 | 36 Month CD | |
| MetLife Bank | 1.30% | $2k | - | $990 | 36 Month CD | |
| Hudson City Savings Bank | 1.30%† | $500 | - | $988 | 3 Year CD | |
| Sallie Mae Bank | 1.30% | - | - | $988 | 36-Month CD | |
| Stillwater National Bank | 1.30%*† | $10k | - | $988 | 36 Month CD | |
| Pioneer West Virginia Credit Union | 1.30% | $500 | - | $990 | 36 Month Share Certificate | |
| Broadway Federal Bank | 1.26% | $500 | - | $960 | 36 Month Manager's Special CD | |
| State Bank of India | 1.26%† | - | - | $957 | 3 Year CD | |
| Bayer Heritage Federal Credit Union | 1.26% | $500 | - | $960 | 36 - 47 Month Share Certificate | |
| Chhe Credit Union | 1.26% | $500 | - | $960 | 36 Month Share Certificate | |
| Air Academy Federal Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| H&R Block Bank | 1.25% | $250 | - | $952 | 36 Month CD | |
| OneWest Bank | 1.25% | $1k | - | $949 | 3 Year Online CD | |
| OneUnited Bank | 1.25% | $1k | - | $949 | UNITY 3 Year CD | |
| Patriot Bank | 1.25% | $1k | - | $952 | 36 Month CD | |
| Pentagon Federal Credit Union | 1.25% | $1k | - | $949 | 3 Year Money Market Cerificate | |
| Nationwide Bank | 1.25%* | - | - | $952 | 36 Month CD | |
| Jacksonville Bank | 1.25% | $1k | - | $952 | 36 - 59 Month CD | |
| Colorado Federal Savings Bank | 1.25% | $5k | - | $949 | 3 Year CD | |
| First National Bank (LA) | 1.25% | - | - | $949 | 36 Month CD | |
| Mcgraw Hill Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| One Community Credit Union | 1.25% | $500 | - | $949 | 3 Year Share CD | |
| Wv United Credit Union | 1.25% | $100 | - | $949 | 3 Years CD | |
| Wood County Community Credit Union | 1.25% | $1k | - | $952 | 36 Month CD | |
| First Savings Bank Northwest | 1.23% | $25k | - | $936 | 36 Month CD | |
| Garden Savings Federal Credit Union | 1.21% | $500 | - | $919 | 3 Year Share Certificate | |
| North American Savings Bank | 1.21% | $10k | - | $919 | 36 - 47 Month CD with Checking | |
| Agriculture Federal Credit Union | 1.20% | $1k | - | $913 | 36 Month Share Certificate | |
| First Internet Bank of IN | 1.20% | $1k | - | $913 | 36 Month CD | |
| Heritage Bank | 1.20% | $25k | - | $913 | 36 Month CD | |
| Lockheed Federal Credit Union | 1.20% | $1k | - | $913 | 36 Month CD | |
| KeySource Commercial Bank | 1.20% | $100 | - | $911 | 36 Month CD | |
| Firstmark Credit Union | 1.20% | $500 | - | $911 | 3 Year Regular CD | |
| Quantum National Bank | 1.20% | $1k | - | $913 | 36 Month Relationship CD | |
| Electel Cooperative Credit Union | 1.20% | $500 | - | $913 | 36-Month Share Certificate | |
| West Virginia Credit Union | 1.20% | $1k | - | $911 | 36 Month Certificate | |
| Long Reach Credit Union | 1.16% | $500 | - | $883 | 36 Month CD | |
| AIG Bank | 1.15% | - | - | $875 | 36 Month CD | |
| Ascencia Bank | 1.15% | $500 | $97k | $872 | 3 Year CD | |
| Bank of Internet USA | 1.15% | $1k | - | $875 | 36 Month CD | |
| Affinity Credit Union | 1.15% | $500 | - | $727 | 30 Month Certificate w/ Bump Up | |
| Advantage Bank (OH) | 1.15%† | $500 | - | $872 | 36 Month Rate Manager CD | |
| Star Usa Credit Union | 1.15% | - | - | $872 | 3 Year CD | |
| West Union Bank | 1.15% | - | - | $974 | 40 Month CD | |
| Premier America Credit Union | 1.15%* | $25k | - | $872 | 36 Month CD | |
| Partners 1St Credit Union | 1.11% | $25k | - | $844 | 36 Month CD | |
| First New England Federal Credit Union | 1.11% | $1k | - | $844 | 36 Month CD - Relationship | |
| American Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| BankUnited | 1.10% | $5k | - | $834 | 36 Month CD Special | |
| University Federal Credit Union | 1.10% | - | - | $836 | 36 Month Web CD | |
| Giantbank.com | 1.10% | $2,500 | - | $836 | 36 Month Giant Personal CD | |
| Kaiser Federal Bank | 1.10% | $1k | - | $834 | 3 Year to Less than 5 Year CD | |
| Salem Five | 1.10% | $10k | - | $834 | 36 Month Relationship CD | |
| 5Star Bank | 1.10% | $1k | - | $834 | 3 Year CD | |
| NOVA Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| The Pleasants County Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| Hancock School Emp. Credit Union | 1.10% | - | - | $836 | 36 Month Share Certificate | |
| Kemba Charleston Credit Union | 1.09%* | $25k | - | $826 | 3 Year Share Certificate | |
| Pacific Mercantile Bank | 1.08% | $10k | - | $819 | 36 Month CD | |
| EverBank | 1.06% | $1,500 | - | $670 | 2.5 Year Yield Pledge CD | |
| First Choice America Community Credit Union | 1.06% | $500 | - | $874 | 39 Month Certificate | |
| Randolph Bank & Trust Company | 1.06% | $5k | - | $803 | 36 Month Online CD | |
| E-LOAN.com | 1.05% | $10k | - | $796 | 3 Year CD | |
| Intervest National Bank | 1.05% | $2,500 | - | $796 | 3 Year CD | |
| Newtown Savings Bank | 1.05% | - | - | $796 | 3 Year CD | |
| Lake Michigan Credit Union | 1.05% | $500 | - | $663 | 30 Month VIP CD | |
| US Bank N.A. | 1.05% | $1k | $250k | $820 | 37 Month CD Special | |
| Main Street Bank Corp. | 1.05% | $1k | - | $796 | 36 Month CD | |
| Union Bank, Inc. | 1.05%* | $1k | - | $798 | 36 Month Preferred CD | |
| First National Community Bank (PA) | 1.05% | $1k | - | $820 | 37 Month CD | |
| First Security Bank & Trust | 1.03% | $10k | - | $783 | 36 - 47 Month CD | |
| Dime Savings Bank | 1.01% | $500 | - | $765 | 3 Year CD | |
| SunTrust Bank | 1.01%† | $2k | $1m | $789 | 37 Month CD | |
| Bank of Blue Valley | 1.00% | - | - | $760 | 36 - 47 Months CD | |
| Atlantic Coast Bank | 1.00% | $1k | - | $760 | 36 Month iCertificates of Deposit | |
| JustBankIt.com | 1.00% | $1k | - | $631 | 30 Month CD | |
| Velocity Credit Union | 1.00% | $1k | - | $758 | 3 Year Inflation Fighter Share Certificate | |
| S-Bank | 1.00% | $1k | - | $758 | 36 Month Statement Term Certificates | |
| INOVA Federal Credit Union | 1.00% | $200 | - | $758 | 3 Year CD | |
| Easthampton Savings Bank | 1.00% | $1k | - | $758 | 36 Month CD | |
| 1st National Community Bank | 1.00% | $500 | - | $781 | 37 Month CD Special | |
| Alloy Credit Union | 1.00% | $500 | - | $758 | 36 Month Share Certificate | |
| Principal Bank | 1.00% | $5k | - | $760 | 36 Month CD | |
| The Bank of Monroe | 1.00% | $500 | - | $760 | 36 Month CD | |
| Strip Steel Community Credit Union | 1.00% | $500 | - | $760 | 36 Month Share Certificate | |
| Tin Mill Employees Credit Union | 1.00% | - | - | $758 | 3 Year CD | |
| Preston Credit Union | 1.00% | $500 | - | $760 | 36 Month CD | |
| Urban Partnership Bank | 1.00% | $1k | $100k | $631 | 30 Month CD | |
| Community Bank of Raymore | 0.95% | $500 | - | $719 | 3 Year Emerald Club CD | |
| FNBO Direct | 0.95% | $500 | $1m | $721 | 36 Month CD | |
| M&T Bank | 0.95%† | - | - | $721 | 36 Month Select Promo CD | |
| The Harrison County Bank | 0.95%* | $10k | - | $721 | 36 Month CD | |
| The Bank of Romney | 0.95% | - | - | $600 | 30 Month CD | |
| Willow Island Credit Union | 0.95% | - | - | $721 | 36 Month CD | |
| Clear Sky Accounts | 0.95% | $5k | - | $741 | 37 Month Clear Sky CD | |
| American Express Bank, FSB | 0.90% | - | - | $683 | 36 Month CD | |
| UnivestDirect | 0.90% | $500 | - | $681 | 3 Year 3D-CD | |
| Southeast Financial Federal Credit Union | 0.90% | $500 | - | $681 | 3 Year CD | |
| First Trade Union Savings | 0.90% | $500 | - | $681 | 3 Year CD | |
| NewDominion Bank | 0.90% | $1k | - | $681 | 36 Month Fixed Rate CD | |
| South Division Credit Union | 0.90% | $1k | - | $681 | 3 Year CD | |
| The Adirondack Trust Company | 0.90% | $500 | - | $681 | 3 Year CD | |
| Davis Trust Company | 0.90% | $500 | - | $683 | 36 Month Certificate | |
| Universal Credit Union | 0.90% | - | - | $683 | 36 Month CD | |
| Clarksburg Area Postal Employees Credit Union | 0.90% | - | - | $683 | 36 Month CD | |
| Beacon Federal Bank | 0.90% | $2,500 | - | $683 | 36 Month CD | |
| North Country Savings Bank | 0.85% | $500 | - | $643 | 3 Year CD | |
| NASA Federal Credit Union | 0.85% | $1k | - | $645 | 36 Month CD | |
| First Exchange Bank | 0.85% | $500 | - | $645 | 36 Month CD | |
| Jefferson Security Bank | 0.85% | $500 | - | $645 | 36 Month CD | |
| Pacific Resource Credit Union | 0.81% | $1k | - | $612 | 36 Month CD | |
| 1st Source Bank | 0.80% | $500 | - | $605 | 3 Year CD | |
| Acacia Federal Savings Bank | 0.80% | $500 | - | $606 | 36 Month CD | |
| Apple Federal Credit Union | 0.80% | $500 | - | $606 | 36 Month Share Certificate | |
| ING DIRECT | 0.80% | - | - | $504 | 30 Month Orange CD | |
| West Texas National Bank | 0.80% | $1k | - | $605 | 3 Year CD | |
| Thrivent Financial Bank | 0.80% | $1k | - | $504 | 30 Month CD Special | |
| Trivantage Community Credit Union | 0.80% | $10k | - | $605 | 3 Year CD | |
| Cattaraugus County Bank | 0.79% | $1k | - | $599 | 36 Month CD | |
| Huntington C & O Railway Employees Credit Union | 0.76%* | $2,500 | - | $576 | 36 Month CD | |
| Huntington National Bank | 0.75%† | $1k | $100k | $584 | 37 Month Linked-Rate CD | |
| Webster Bank | 0.75% | $1k | - | $567 | 3 Year CD | |
| Ameriprise Bank FSB | 0.75%* | $10k | - | $473 | 30 Month CD | |
| E-Central Credit Union | 0.75% | $1k | - | $567 | 36 - 47 Month CD | |
| New Peoples Bank, Inc. | 0.75% | $500 | - | $473 | 30 Month Certificate | |
| CNB Bank, Inc. | 0.75% | $1k | - | $568 | 36 Month Ultimate CD | |
| Hancock County Savings Bank, F.S.B. | 0.75% | $500 | - | $568 | 36 Month CD | |
| First Neighborhood Bank | 0.75% | $500 | - | $568 | 36 Month CD | |
| Progressive Bank, National Association | 0.75% | $1k | - | $568 | 36 Month CD | |
| MVB Bank | 0.75% | - | - | $567 | 36 Month CD | |
| Rock Branch Community Bank, Inc. | 0.75% | $1k | - | $473 | 30 Month CD | |
| Morgantown A E S Credit Union | 0.75% | $1k | - | $568 | 36 Month CD | |
| Flagstar Direct | 0.75% | $500 | - | $568 | 36 Month Internet CD | |
| Peoples Bank, National Association | 0.75% | - | - | $600 | 38 Month One-Time Rate Bump CD | |
| State Farm Bank | 0.72%*† | - | - | $545 | 36 Month CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $529 | 3 Year CD | |
| Provident Credit Union (CA) | 0.70% | $1k | - | $529 | 36 Month CD | |
| Patelco Credit Union | 0.70% | $1k | - | $529 | 36 - 47 Month CD | |
| iGObanking | 0.70% | $1k | - | $530 | 36 Month iGOCD | |
| Consumers Credit Union (IL) | 0.70% | $250 | - | $529 | 3 Year CD | |
| WVU Employees Credit Union | 0.70% | $500 | - | $530 | 36 Month CD | |
| Flagstar Bank | 0.65%† | $500 | - | $492 | 36 - 47 Month CD | |
| KeyBank | 0.65%† | $25k | $100k | $491 | 36 Month Tiered CD - Relationship | |
| Metro Community Credit Union | 0.65% | $5k | - | $492 | 36 Month CD | |
| Airbanking | 0.65% | $500 | - | $491 | 3 Year CD | |
| Heartland Bank Direct | 0.65% | $1k | - | $492 | 36 Month Online CD | |
| Wells Fargo Bank | 0.65% | $5k | - | $533 | Business 39 Month CD Special | |
| Zions Bank | 0.60% | $1k | - | $453 | 3 Year Gold CD | |
| ViewPoint Bank | 0.60% | $1k | - | $454 | 36 Month Regular CD | |
| Union Bank of California | 0.60%† | $350 | $100k | $454 | 36 - 47 Month CD | |
| Bank of Charles Town | 0.60% | $1k | - | $454 | 36 Month CD | |
| Susquehanna Bank | 0.60%* | $500 | - | $453 | 36 - 47 Month Fixed Rate CD | |
| Clear Mountain Bank | 0.60% | $500 | - | $454 | 36 Month CD | |
| Doolin Security Savings Bank, FSB | 0.60% | $500 | - | $454 | 36 Month CD | |
| Charles Schwab Bank | 0.55% | $1k | - | $416 | 36 Month CD | |
| GiftsforBanking.com | 0.55% | $5k | - | $415 | 3 Year CD Gifts | |
| Sovereign Bank | 0.55%* | $10k | $100k | $415 | 36 Month Rising Rate Relationship CD | |
| The Farmers Bank and Savings Company | 0.55% | $2,500 | - | $416 | 36 Month Regular CD | |
| Capital One Direct Banking | 0.55% | $5k | $100k | $415 | 3 Year Costco Members CD | |
| Amegy Bank | 0.50% | $1k | - | $315 | 30 Month Jumbo Personal CD | |
| Citibank | 0.50%† | $1k | - | $377 | 3 Year CD | |
| Woodforest National Bank | 0.50% | $500 | - | $377 | 3 Year CD | |
| Amalgamated Bank | 0.45%† | $500 | $99k | $339 | 3 Year USAVE Time Deposit | |
| National Bank of Kansas City | 0.45% | $5k | - | $340 | 36 - 47 Month CD | |
| 20Th Century Fox Credit Union | 0.45% | $2,500 | - | $339 | 3 Year Certificate | |
| HSBC Advance | 0.35% | - | - | $220 | 30 Month Online CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $263 | 36 Month CD | |
| Comerica Bank | 0.35%† | $1k | - | $263 | 3 Year CD | |
| HSBC Bank USA, National Association | 0.35% | $1k | - | $220 | 30 Month Online CD | |
| Regions Bank | 0.30%† | $500 | - | $226 | 36 - 47 Month Relationship CD | |
| BankDirect | 0.25% | $10k | - | $157 | 30 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $126 | 30 Month Share Certificate | |
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