Featured Savings Rates
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1st Financial Federal Credit Union

Popular Accounts at this Credit Union

1.00%Reward SavingsHigh Yield Online Savings
0.75%5-year CD60 Month CD
0.25%1-year CD12 Month CD

Overview / Commentary
1232 Wentzville Pkwy
Wentzville, MO 63385

1st Financial Federal Credit Union is headquartered in Wentzville and is the 9th largest credit union in the state of Missouri. It is also the 875th largest credit union in the nation. It was established in 1968 and as of September of 2017, it had grown to 87 employees and 33,543 members at 4 locations. 1st Financial Federal Credit Union's savings rates are 10X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, attend school, work, or regularly do business in the City of St. Louis, St. Louis County, or St. Charles County.
See current membership details

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Reviews (2)

Decent, but restrictive

I have been a member of 1st Financial for going on 10 years. I currently have a Savings and Money Market account through them. They had better interest rates and fees than a lot of my other local credit unions, and I had been with them for many years with various other loans I had taken out through them. I have never had an issue with their customer service or wait times when I visited in store or had to call in on the phone that I can recall. They were always courteous and competent. They aren't by any means the best rated Credit Union in the area, but with the trust I have built with them over the years, they have treated me well since I have been a customer.

Special CD 36 Months 1.25 APY

Posted by: djc314 | May 1, 2013

Just got an email limited time may be withdrawn at any time. $1,000 min-$10,0000 max.  If already a member this is for new deposits only


Health Grade Components

NCUA #24774
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD2.13%
Annual Interest Income$9.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$250.9MM$222.0MM
LoansQ3 2017vs Q3 2016$220.4MM$194.5MM
DepositsQ3 2017vs Q3 2016$223.9MM$198.4MM
Equity CapitalQ3 2017vs Q3 2016$18.8MM$18.8MM
Loan Loss AllowanceQ3 2017vs Q3 2016$5.1MM$3.9MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$3.6MM$4.6MM
Real Estate OwnedQ3 2017vs Q3 2016$271.00K$69.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Financial Federal Credit Union Savings Account Rates

5.01%*-$250CUbby Kids Club
OTHER TIERS: 0.05% $250+
5.01%*-$250RollUp Savings
OTHER TIERS: 0.10% $250+
1.00%*-$25kHigh Yield Online Savings
OTHER TIERS: 0.05% $25k+
0.05%--Primary Savings
0.05%--Business Basic Savings
0.05%--Secondary Savings
0.05%--Vacation Club
0.05%--StepOne Youth Account
0.05%--Financial Partners Club

1st Financial Federal Credit Union Money Market Rates

0.15%*$100k*-Money Market Account
OTHER TIERS: 0.05% $2,500 - $50k | 0.10% $50k - $100k

1st Financial Federal Credit Union Checking Account Rates

0.60%*$20k*-TailorMade Checking - Qualifying
OTHER TIERS: 0.15% Up to $20k
0.05%$2,500-Business Interest Checking
0.05%--StepOne Youth Account Checking

1st Financial Federal Credit Union CD Rates

2.25%$50k-44 Month CD Special (New Money)
1.50%$1k-27 Month CD Special (New Money)
1.25%$1k-8 Month CD Special (New Money)
1.00%$1k-25 Month CD Special (New Money)
0.75%$1k-60 Month CD
0.65%$1k-48 Month CD
0.62%$1k-19 Month CD Special (New Money)
0.55%$1k-36 Month CD
0.51%$1k-24 Month CD
0.45%$1k-18 Month CD
0.25%$1k-12 Month CD
0.15%$1k-6 Month CD
0.10%$1k-3 Month CD

1st Financial Federal Credit Union IRA Rates

2.25%$50k-44 Month IRA Special (New Money)
1.50%$1k-27 Month IRA Special (New Money)
1.25%$1k-8 Month IRA Special (New Money)
1.00%$1k-25 Month IRA Special (New Money)
0.75%$1k-60 Month IRA
0.65%$1k-48 Month IRA
0.62%$1k-19 Month IRA Special (New Money)
0.55%$1k-36 Month IRA
0.51%$1k-24 Month IRA
0.45%$1k-18 Month IRA
0.25%$1k-12 Month IRA
0.15%$1k-6 Month IRA
0.10%$1k-3 Month IRA

1st Financial Federal Credit Union Locations
Branch Office1407 Washington AveSaint Louis, MO 63103-1920
Branch Office5916 N Lindbergh BlvdHazelwood, MO 63042-3124
Branch Office1550 Country Club Plaza DrSaint Charles, MO 63303-3858
Branch Office1232 Wentzville PkwyWentzville, MO 63385-3868