Overview / Commentary
636-916-8300
1232 Wentzville Pkwy
Wentzville, MO 63385

1st Financial Federal Credit Union is headquartered in Wentzville and is the 9th largest credit union in the state of Missouri. It is also the 909th largest credit union in the nation. It was established in 1968 and as of June of 2018, it had grown to 92 employees and 34,442 members at 4 locations. 1st Financial Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, attend school, work, or regularly do business in the City of St. Louis, St. Louis County, or St. Charles County.
See current membership details

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Reviews (3)

Decent, but restrictive

I have been a member of 1st Financial for going on 10 years. I currently have a Savings and Money Market account through them. They had better interest rates and fees than a lot of my other local credit unions, and I had been with them for many years with various other loans I had taken out through them. I have never had an issue with their customer service or wait times when I visited in store or had to call in on the phone that I can recall. They were always courteous and competent. They aren't by any means the best rated Credit Union in the area, but with the trust I have built with them over the years, they have treated me well since I have been a customer.

Special CD 36 Months 1.25 APY

Posted by: djc314 | May 1, 2013

Just got an email limited time may be withdrawn at any time. $1,000 min-$10,0000 max.  If already a member this is for new deposits only

1st Financial Credit Union - Good rate and service, horrible online

My family just started use this credit union to credit a basic savings account. This account is just used for emergency situations. We got locked out of the account on the website. Their website is so out of date, that we had to physically go into the bank to get a reset. This organization need a overall of its online services, including password management. Other then the online issues, the bank itself is a friendly atmosphere and all the bank representatives are nice and easy to work with. We could have started a savings account at a normal bank, but since the credit union has no fees, we chose this organization. Also, this organization does not have a mobile service, which is also a negative.



Health
B+

Health Grade Components

Overall
NCUA #24774
Year Chartered1968
Employees92
Primary Regulator
Profit Margin
Return on Assets - YTD1.32%
Return on Equity - YTD16.81%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$249.2MM$233.9MM
LoansQ2 2018vs Q2 2017$214.9MM$204.8MM
DepositsQ2 2018vs Q2 2017$225.0MM$206.5MM
Equity CapitalQ2 2018vs Q2 2017$19.9MM$18.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$4.9MM$4.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.7MM$3.6MM
Real Estate OwnedQ2 2018vs Q2 2017$127.00K$269.00K
Rates

Rates for 1st Financial Federal Credit Union are currently being reviewed.

Locations


1st Financial Federal Credit Union Locations
Branch Office1407 Washington AveSaint Louis, MO 63103-1920
Branch Office5916 N Lindbergh BlvdHazelwood, MO 63042-3124
Branch Office1232 Wentzville PkwyWentzville, MO 63385-3868
Branch Office1721 Zumbehl RdSaint Charles, MO 63303-2763

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