1st Financial Federal Credit Union is headquartered in Wentzville and is the 9th largest credit union in the state of Missouri. It is also the 909th largest credit union in the nation. It was established in 1968 and as of June of 2018, it had grown to 92 employees and 34,442 members at 4 locations. 1st Financial Federal Credit Union has a B+ health rating.
Membership is open to those who live, worship, attend school, work, or regularly do business in the City of St. Louis, St. Louis County, or St. Charles County.
See current membership details
I have been a member of 1st Financial for going on 10 years. I currently have a Savings and Money Market account through them. They had better interest rates and fees than a lot of my other local credit unions, and I had been with them for many years with various other loans I had taken out through them. I have never had an issue with their customer service or wait times when I visited in store or had to call in on the phone that I can recall. They were always courteous and competent. They aren't by any means the best rated Credit Union in the area, but with the trust I have built with them over the years, they have treated me well since I have been a customer.
My family just started use this credit union to credit a basic savings account. This account is just used for emergency situations. We got locked out of the account on the website. Their website is so out of date, that we had to physically go into the bank to get a reset. This organization need a overall of its online services, including password management. Other then the online issues, the bank itself is a friendly atmosphere and all the bank representatives are nice and easy to work with. We could have started a savings account at a normal bank, but since the credit union has no fees, we chose this organization. Also, this organization does not have a mobile service, which is also a negative.
|Return on Assets - YTD||1.32%|
|Return on Equity - YTD||16.81%|
|Annual Interest Income||$6.4MM|
|Assets and Liabilities|
|Assets||Q2 2018vs Q2 2017||$249.2MM$233.9MM|
|Loans||Q2 2018vs Q2 2017||$214.9MM$204.8MM|
|Deposits||Q2 2018vs Q2 2017||$225.0MM$206.5MM|
|Equity Capital||Q2 2018vs Q2 2017||$19.9MM$18.8MM|
|Loan Loss Allowance||Q2 2018vs Q2 2017||$4.9MM$4.6MM|
|Unbacked Noncurrent Loans||Q2 2018vs Q2 2017||$1.7MM$3.6MM|
|Real Estate Owned||Q2 2018vs Q2 2017||$127.00K$269.00K|
Rates for 1st Financial Federal Credit Union are currently being reviewed.
|1st Financial Federal Credit Union Locations|
|Branch Office||1407 Washington Ave||Saint Louis, MO 63103-1920|
|Branch Office||5916 N Lindbergh Blvd||Hazelwood, MO 63042-3124|
|Branch Office||1232 Wentzville Pkwy||Wentzville, MO 63385-3868|
|Branch Office||1721 Zumbehl Rd||Saint Charles, MO 63303-2763|