2.26% 12-Month CD at 1st Financial FCU in Missouri - Local Only

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Update 1/09/2010: The 12-month CD rate has fallen to 2.11% APY.

1st Financial FCU is offering a 2.26% APY 12-month and 18-month certificate. Minimum deposit is $1,000. These are also available as IRA certificates. This rate is listed in the credit union's rates page as of 12/30/09.

The credit union also offers a high-yield rewards checking account that currently pays 4.01% APY on balances up to $25K (see account review).

Membership is open to anyone who lives, works, worships or attends school in the City of St. Louis, St. Louis County or St. Charles County. Please refer to the credit union's membership page for the full details. Membership requires a minimum deposit of $5 into your share savings account.

Branches are located in St. Louis, Hazelwood and St. Charles.

The credit union's ratings for safety and soundness are mixed: 4 stars (excellent) at BauerFinancial (based on 9/30/09 data) and 2 stars (below peer group) at Bankrate.com (based on 6/30/09 data). The credit union is federally insured by the NCUA (Charter # 24774).

Other Competitive Certificate of Deposit Rates
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High-Yield Reward Checking Account at 1st Financial FCU in Missouri

Update 5/1/11: The top rate has fallen to 1.25% APY.

1st Financial FCU is offering a Free High Yield Rewards Checking account. The account offers the following features if certain monthly requirements are met:

  • 1.25% APY on balances up to $25,000
  • 1.00% APY on balances over $25,000
  • 0.05% base rate if qualifications are not met
  • ATM fees refunded nationwide up to $25 per cycle

Rates are listed at the credit union's reward checking page as of 3/24/09. The monthly requirements include:

  • 12 debit card purchases
  • one direct deposit or ACH debit/credit
  • access your account with online banking
  • receive...


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5.00% 14-Month CD at 1st Financial FCU in Missouri
Update 12/06/08: This 14-month special CD is no longer listed at the credit union's rate table. Please check with the credit union for the latest rates and specials.

1st Financial Federal Credit Union is offering a special 14-month certificate with a yield of 5.00% APY as of 11/16/08. Minimum deposit is $10,000 (see rate table).

Membership is open to anyone who lives, works, worships or attends school in the City of St. Louis, St. Louis County or St. Charles County. Please refer to the credit union's membership page for the full details....



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5.75% 60-Month CD at a Missouri CU (1st Financial).
Update 11/03/07: The CD rates have gone down substantially.

1st Financial Federal Credit Union is offering a 5.75% APY 60-month certificate of deposit (see rate table). The minimum deposit is $50,000. The yield for terms from 12 to 48 months is 5.25% APY. CDs with minimum deposits of $1K and $2K have yields 25 basis points lower. The CDs are available as both a regular and an IRA CD.

Membership is open to anyone who lives, works, worships or attends school in the City of St. Louis, St. Louis County or St....



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