Featured Savings Rates
Featured Accounts

ABCO Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%Reward CheckingRewards Checking
1.26%5-year CD60 Month CD
0.35%1-year CD12 Month CD

Overview / Commentary
800-225-1859
690 Beverly Rancocas Road
Willingboro, NJ 08046

ABCO Federal Credit Union is headquartered in Willingboro and is the 14th largest credit union in the state of New Jersey. It is also the 928th largest credit union in the nation. It was established in 1958 and as of December of 2015, it had grown to 81 employees and 36,167 members at 9 locations. ABCO Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Eligible members are those working in certain professions, for select employer groups or live in certain communities. Also, members of the American Consumer Council (ACC) are eligible. - See Details

Related Posts

ABCO FCU RCA Down To 1.51% APY Effective 9/1/15 - 9/1/2015

Had been 1.76% APY from 11/1/13.

View all posts from:


Reviews (2)

No Complaints

I have been using this CU for a few years now, totally online. Downloads to Quicken nicely. Infrequent contact only and mostly by email. Still the best of the reward checking accounts.

Great Rate, Rough Online Presence

 a note for anyone chasing rates on their rewards checking:
Their online banking system has to be one of the most archaic I've ever encountered. It is about 20 years from the past, and features a hodge podge of 3 rd party modules for bill payment and statements.

If you are there to make your purchases and get your rewards, you can live with it, but making it your actual bank would be unlikely for anyone more civilized.
Bank to Bank transfers don't exist but you can trick bill payment into letting them out bound through, although they take longer as it requires the receiving bank to do some manual legwork to match it up to your account.

I was able to sign up via postal mail fairly easily. First month reward requirements are waived, so you may want to time your account opening towards the first of the month as it may take a bit for your direct deposit to transfer. If you sign up the last week of the month, that is your waived month, and doing it through the mail takes longer so you may have trouble getting everything set up by the next month.



Health
C+

Health Grade Components

Overall
NCUA #12679
Year Chartered1958
Employees81
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD4.67%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$214.3MM$211.4MM
LoansQ4 2015vs Q4 2014$128.3MM$134.7MM
DepositsQ4 2015vs Q4 2014$195.8MM$193.8MM
Equity CapitalQ4 2015vs Q4 2014$17.2MM$16.5MM
Loan Loss AllowanceQ4 2015vs Q4 2014$1.2MM$1.5MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$3.7MM$3.6MM
Real Estate OwnedQ4 2015vs Q4 2014$169.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ABCO Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-IRA share Savings
OTHER TIERS: 0.05% $100 - $1k | 0.10% $1k - $5k | 0.20% $5k - $25k
0.05%$100-Share Savings
0.05%--Summer Pay Club
0.05%--Christmas Club
0.05%--Summer Vacation Club
0.05%--Winter Vacation Club

ABCO Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market Savings
OTHER TIERS: 0.10% $1k - $5k | 0.12% $5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k

ABCO Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*-$25kRewards Checking
OTHER TIERS: 0.20% $25k+
0.20%$1k-Protection Plus Checking

ABCO Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$100k*-60 Month CD
OTHER TIERS: 1.16% $500 - $20k | 1.21% $20k - $100k
0.95%*$100k*-48 Month CD
OTHER TIERS: 0.85% $500 - $20k | 0.90% $20k - $100k
0.75%*$100k*-36 Month CD
OTHER TIERS: 0.65% $500 - $20k | 0.70% $20k - $100k
0.55%*$100k*-24 Month CD
OTHER TIERS: 0.45% $500 - $20k | 0.50% $20k - $100k
0.35%*$100k*-12 Month CD
OTHER TIERS: 0.25% $500 - $20k | 0.30% $20k - $100k
0.25%*$100k*-6 Month CD
OTHER TIERS: 0.15% $500 - $20k | 0.20% $20k - $100k

ABCO Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$100k*-60 Month IRA CD
OTHER TIERS: 1.16% $500 - $20k | 1.21% $20k - $100k
0.95%*$100k*-48 Month IRA CD
OTHER TIERS: 0.85% $500 - $20k | 0.90% $20k - $100k
0.75%*$100k*-36 Month IRA CD
OTHER TIERS: 0.65% $500 - $20k | 0.70% $20k - $100k
0.55%*$100k*-24 Month IRA CD
OTHER TIERS: 0.45% $500 - $20k | 0.50% $20k - $100k
0.35%*$100k*-12 Month IRA CD
OTHER TIERS: 0.25% $500 - $20k | 0.30% $20k - $100k
0.25%*$100k*-6 Month IRA CD
OTHER TIERS: 0.15% $500 - $20k | 0.20% $20k - $100k
Locations


ABCO Federal Credit Union Locations
Branch Office690 Beverly Rancocas RoadWillingboro, NJ 08046
Branch Office76R High StMount Holly, NJ 08060
Branch Office2652 Atlantic AveAtlantic City, NJ 08401
Branch Office215 Main StRancocas, NJ 08073
Branch Office1 Cooper PlzCamden, NJ 08103-1461
Branch Office6716 Black Horse Pike Suite 8Egg Harbor Twp, NJ 08234
Branch Office81 Pemberton Browns Mill RdBrowns Mills, NJ 08015-3108
Branch Office2083 Lawrenceville RdLawrenceville, NJ 08648-3099
Branch Office870 Delsea Dr NGlassboro, NJ 08028-1438