Aberdeen Federal Credit Union

Overview / Commentary
2324 8TH AVE NE
Aberdeen, SD 57401

Aberdeen Federal Credit Union is headquartered in ABERDEEN and is the 6th largest credit union in the state of South Dakota. It is also the 1,337th largest credit union in the nation. It was established in 1935 and as of December of 2019, it had grown to 32 employees and 11,822 members at 1 location. Aberdeen Federal Credit Union's CD rates are 68% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Aberdeen Federal Credit Union membership is open to anyone who lives, works, worships or attends school in Brown County. The immediate family members of these groups are also welcome to join Aberdeen Federal Credit Union.
See current membership details


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Health Grade Components

NCUA #274
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD11%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$140.7MM$131.8MM
LoansQ4 2019vs Q4 2018$101.4MM$99.3MM
DepositsQ4 2019vs Q4 2018$120.4MM$113.7MM
Equity CapitalQ4 2019vs Q4 2018$17.7MM$16.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$173.00K$180.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.3MM$1.2MM
Real Estate OwnedQ4 2019vs Q4 2018$0$111.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Aberdeen Federal Credit Union Savings Account Rates

1.76%--IRA Share
1.00%*-$5kChristmas Club
OTHER TIERS: 0.15% $5k+
0.15%*$1k*-Super Savings
OTHER TIERS: 0.10% Up to $1k
0.10%--Regular Savings

Aberdeen Federal Credit Union Checking Account Rates

0.15%*$5k*-Share Draft Account
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $5k
0.10%$20k-Business Checking Gold
0.05%$1k-Business Checking Bronze
0.05%$5k-Business Checking Silver

Aberdeen Federal Credit Union CD Rates

1.76%--24 Month Gen Y CD
1.61%--18 Month Gen Y CD
1.51%--12 Month Gen Y CD
1.26%--24 Month CD
1.11%--18 Month CD
1.00%--12 Month CD
1.00%--6 Month Gen Y CD
0.75%--6 Month CD
0.75%--3 Month Gen Y CD
0.50%--3 Month CD

Aberdeen Federal Credit Union Locations
Branch Office2324 8TH AVE NEABERDEEN, SD 57401

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