Aberdeen Federal Credit Union

Overview / Commentary
2324 8TH AVE NE
Aberdeen, SD 57401

Aberdeen Federal Credit Union is headquartered in ABERDEEN and is the 6th largest credit union in the state of South Dakota. It is also the 1,328th largest credit union in the nation. It was established in 1935 and as of June of 2020, it had grown to 31 employees and 11,855 members at 1 location. Aberdeen Federal Credit Union's CD rates are 68% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Aberdeen Federal Credit Union membership is open to anyone who lives, works, worships, or attends school in Brown County, South Dakota. Immediate family members of those eligible to join also qualify for membership.
See current membership details


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Health Grade Components

NCUA #274
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD9.6%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$156.5MM$135.3MM
LoansQ2 2020vs Q2 2019$102.5MM$102.6MM
DepositsQ2 2020vs Q2 2019$135.2MM$115.3MM
Equity CapitalQ2 2020vs Q2 2019$18.6MM$17.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$186.00K$177.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$783.00K$1.1MM
Real Estate OwnedQ2 2020vs Q2 2019$73.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Aberdeen Federal Credit Union Savings Account Rates

1.76%--IRA Share
1.00%*-$5kChristmas Club
OTHER TIERS: 0.15% $5k+
0.15%*$1k*-Super Savings
OTHER TIERS: 0.10% Up to $1k
0.10%--Regular Savings

Aberdeen Federal Credit Union Checking Account Rates

0.15%*$5k*-Share Draft Account
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $5k
0.10%$20k-Business Checking Gold
0.05%$1k-Business Checking Bronze
0.05%$5k-Business Checking Silver

Aberdeen Federal Credit Union CD Rates

1.76%--24 Month Gen Y CD
1.61%--18 Month Gen Y CD
1.51%--12 Month Gen Y CD
1.00%--24 Month CD
1.00%--6 Month Gen Y CD
0.85%--18 Month CD
0.75%--12 Month CD
0.75%--3 Month Gen Y CD
0.50%--6 Month CD
0.25%--3 Month CD

Aberdeen Federal Credit Union Locations
Branch Office2324 8TH AVE NEABERDEEN, SD 57401

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