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Alaska USA Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.15%5-year CD60 Months CD
1.85% - Synchrony Bank 60 Month CDAdvertisement
1.96%4-year CD48 - 59 Months CD
1.40% - Ally Bank Raise Your Rate 4-Year CDAdvertisement
1.81%3-year CD36 - 47 Months CD
1.55% - Ally Bank High Yield 3 Year CDAdvertisement
View all Alaska USA Federal Credit Union rates »

Overview / Commentary
www.alaskausa.org
907-563-4567
4000 Credit Union Dr
Anchorage, AK 99503

Alaska USA Federal Credit Union is headquartered in Anchorage and is the largest credit union in the state of Alaska. It is also the 17th largest credit union in the nation. It was established in 1948 and as of June of 2016, it had grown to 1,852 employees and 583,619 members at 82 locations. Alaska USA Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Alaska USA Federal Credit Union is open to those who live in Alaska, Washington, San Bernardino County in California, or Maricopa County in Arizona.
See current membership details

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Reviews (24)

Amazing Service

Posted by: akpeach | Apr 10, 2011

My credit union, Alaska USA, has amazing service. Recently we had an issue with someone making a fake copy of our card and attempting to use it. Before we even knew there was a problem they had called us to inform us. They walked us through the steps to recover our money. This made me very grateful to them for their fast methods in identifying wrongful use. Alaska USA also has fantastic hours. They have many branches and most are open on Saturday. They even have some open on Sunday. This is extremely helpful when we're trying to deal with things on a weekend. Alaska USA has been a great credit union to us, meeting our needs for checking, savings as well as car loans and other loans. They have great rates. Their online banking option is also extremely beneficial to me. I pay almost all our bills that way as well as my loans through them are easy to pay with transferring the money. I really appreciate having a wonderful credit union in Alaska USA.

3

akusa

Posted by: ChristinaB | Aug 12, 2014

I used AKUSA for about six years. Branches were conveniently located throughout my area. I could always find one without going far out of my way. Employees were always knowledgeable and helpful. Worst thing I could say would be that the lines got a little long some afternoons/evenings.

2

New Mortgage Subservice Partner

Posted by: LindaBenson | Jul 16, 2012

My husband and I have had an account with Alaska USA since the early 70's and pretty much been satisfied with everything. Sept 2011 Alaska USA notified us that they were switching our Mortgage loan servicing from Landsafe Servicing to Central Loan Admin & Reporting. With Landsafe I could auto send my monthly payment from Alaska USA and any additional monies would be applied to the principle and I could also use their auto calculator and see if we paid so and so more each month when our loan would be paid off. Central Loan Admin. CANNOT take an auto payment sent from my Alaska USA and apply towards my monthly payment and any extra money apply to the principle. They can only do this if I fill out a paper form so they can withdraw a set amount each month which is not good since I am not sure we can make the same extra principle payment each month. So it is now July 2012 and I auto paid my July payment from Alaska USA online site and mailed in a check for the extra principle besides with a note to apply to the principle. Which they did not. They paid my August 2012. I called and the agent said she would take care of it. She didn't. She applied an extra payment and an extra interest charge of $70.19 besides the already $74.17 of my July payment. So I made another call today and this person says she will take care of it. So in other words I have been trying to get Central Loan Admin to charge my acct correctly for 10 months with no satisfaction.

The lady I talked to today asked if I would like to take the survey; management listens to the surveys and cares to correct problems. I told her I had taken the survey several times and all it asks is how was your agents attitude and was he/she able to fix your problem never what is the problem. I also told her that Centrals mortgage calculator stinks and cannot calculate if you should wish to make additional payments.

Alaska USA your new Mortgage Subservice Partner sucks.  

5

Lost This Customer

Posted by: Raven | Jun 8, 2016

Prior to visiting my local branch, I called to confirm that they could notorize some paperwork using a power of attorney and I was told as long as "I" was a member. I got to the bank and first the teller had to call and find out if she could notorize the paperwork. 15min later the answer was yes. Then she said she couldn't do it because the person (my elderly mother) was not a member as the paperwork required both our signatures and for her's I utilized my legal POA. Now my mom has no bank accounts because she is dependant on me. This bank lost me over this. 8yrs as a customer, 4 car loans, and they forgot that "I" was their customer.

1
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Health
B

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #5913
Year Chartered1948
Employees1852
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD7.96%
Annual Interest Income$107.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$6.44B$5.91B
LoansQ2 2016vs Q2 2015$5.06B$4.67B
DepositsQ2 2016vs Q2 2015$5.84B$5.39B
Equity CapitalQ2 2016vs Q2 2015$445.8MM$417.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$34.5MM$34.5MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$53.7MM$53.7MM
Real Estate OwnedQ2 2016vs Q2 2015$8.2MM$8.7MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alaska USA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Health Savings Account (HSA)
OTHER TIERS: 0.15% → $50 - $1k | 0.25% → $1k - $10k | 0.35% → $10k - $50k
0.20%$10k-Premium Savings
0.20%$50-IRA
0.20%$50-Roth IRA
0.20%$10k-Business Premium Savings
0.20%$50-SEP IRA
0.10%$50-Share Savings
0.10%$50-Business Share Savings

Alaska USA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Jumbo Money Market
OTHER TIERS: 0.30% → $50k - $100k
0.35%*$100k*-Business Jumbo Money Market
OTHER TIERS: 0.30% → $50k - $100k
0.25%*$25k*-Super Money Market
OTHER TIERS: 0.20% → $10k - $25k
0.25%*$25k*-Business Super Money Market
OTHER TIERS: 0.20% → $10k - $25k
0.15%$2,500-Money Market
0.15%$2,500-Business Money Market

Alaska USA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Business Checking
OTHER TIERS: 0.05% → $1k - $50k | 0.10% → $50k - $100k
0.05%$1k-Investor Checking

Alaska USA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%*$250k*-60 Months CD
OTHER TIERS: 2.00% → $500 - $10k | 2.05% → $10k - $100k | 2.10% → $100k - $250k
1.96%*$250k*-48 - 59 Months CD
OTHER TIERS: 1.75% → $500 - $10k | 1.80% → $10k - $100k | 1.90% → $100k - $250k
1.96%*$250k*-60 Months Business CD
OTHER TIERS: 1.79% → $500 - $10k | 1.85% → $10k - $100k | 1.90% → $100k - $250k
1.81%*$250k*-36 - 47 Months CD
OTHER TIERS: 1.60% → $500 - $10k | 1.65% → $10k - $100k | 1.75% → $100k - $250k
1.75%*$250k*-48 - 59 Months Business CD
OTHER TIERS: 1.55% → $500 - $10k | 1.60% → $10k - $100k | 1.70% → $100k - $250k
1.60%*$250k*-36 - 47 Months Business CD
OTHER TIERS: 1.40% → $500 - $10k | 1.45% → $10k - $100k | 1.55% → $100k - $250k
1.45%*$250k*-24 - 35 Months CD
OTHER TIERS: 1.30% → $500 - $10k | 1.35% → $10k - $100k | 1.40% → $100k - $250k
1.25%*$250k*-24 - 35 Months Business CD
OTHER TIERS: 1.10% → $500 - $10k | 1.15% → $10k - $100k | 1.20% → $100k - $250k
1.15%*$250k*-18 - 23 Months CD
OTHER TIERS: 1.00% → $500 - $10k | 1.05% → $10k - $100k | 1.10% → $100k - $250k
0.95%*$250k*-18 - 23 Months Business CD
OTHER TIERS: 0.80% → $500 - $10k | 0.85% → $10k - $100k | 0.90% → $100k - $250k
0.75%$500-12 - 17 Months CD
0.55%$500-12 - 17 Months Business CD
0.50%$500-9 - 11 Months CD
0.50%$500-9 - 11 Months Business CD
0.40%$500-6 - 8 Months CD
0.40%$500-6 - 8 Months Business CD
0.30%$500-3 - 5 Months CD
0.30%$500-3 - 5 Months Business CD
0.20%$500-1 - 2 Months CD
0.20%$500-1 - 2 Months Business CD

Alaska USA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%*$250k*-60 Months Tax-Deferred IRA
OTHER TIERS: 2.00% → $500 - $10k | 2.05% → $10k - $100k | 2.10% → $100k - $250k
1.96%*$250k*-48 - 59 Months Tax-Deferred IRA
OTHER TIERS: 1.75% → $500 - $10k | 1.80% → $10k - $100k | 1.90% → $100k - $250k
1.81%*$250k*-36 - 47 Months Tax-Deferred IRA
OTHER TIERS: 1.60% → $500 - $10k | 1.65% → $10k - $100k | 1.75% → $100k - $250k
1.45%*$250k*-24 - 35 Months Tax-Deferred IRA
OTHER TIERS: 1.30% → $500 - $10k | 1.35% → $10k - $100k | 1.40% → $100k - $250k
1.15%*$250k*-18 - 23 Months Tax-Deferred IRA
OTHER TIERS: 1.00% → $500 - $10k | 1.05% → $10k - $100k | 1.10% → $100k - $250k
0.75%$500-12 - 17 Months Tax-Deferred IRA
0.50%$500-9 - 11 Months Tax-Deferred IRA
0.40%$500-6 - 8 Months Tax-Deferred IRA
0.30%$500-3 - 5 Months Tax-Deferred IRA
0.20%$500-1 - 2 Months Tax-Deferred IRA
Locations

Alaska USA Federal Credit Union has 82 locations. Click to view all Alaska USA Federal Credit Union locations.