2. Alaska USA Federal Credit Union

Alaska USA Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.70%5-year CD
3.10% - Goldman Sachs Bank USA High-yield 5 Year CDAdvertisement
3.50%4-year CD
2.85% - Barclays 48 Month Online CDAdvertisement
3.30%3-year CD
2.85% - Synchrony Bank 36 Month CDAdvertisement
View all Alaska USA Federal Credit Union rates »

Overview / Commentary
www.alaskausa.org
907-563-4567
4000 Credit Union Dr
Anchorage, AK 99503

Alaska USA Federal Credit Union is headquartered in Anchorage and is the largest credit union in the state of Alaska. It is also the 19th largest credit union in the nation. It was established in 1948 and as of September of 2018, it had grown to 1,850 employees and 662,131 members at 84 locations. Alaska USA Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Alaska USA Federal Credit Union is open to individuals who live, work, worship, or attend school in Alaska, Washington, San Bernardino County in California, or Maricopa County in Arizona.
See current membership details

Related Posts

Alaska USA FCU Boosts 60-Month CD APY - 4/4/2018

Alaska USA FCU (AK, AZ, CA, WA) has raised the rates on its 60-month CD: 3.00% APY ($500+), 3.10% APY ($100k+), and 3.20% APY ($250k+).

View all posts from:


Reviews (14)

Great Customer Service

Posted by: Sargee7 | Dec 17, 2016

I joined AlaskaUSA 40 years ago, in the Philippines. Yes, they had a branch there. I have never lived in Alaska, Arizona or California, and have not set foot in a branch office in nearly 40 years. They have extended hours, to accommodate their far flung customers. I use UltraBranch and Bill Pay to pay my bills, as I am often overseas or out of town. My bills are paid automatically, except for my water bill that varies. I have never had a problem when I've called in. Reps were polite, knowledgeable and took care of my concerns right away.
If you read the low ratings, bear in mind that this is a very large credit union, and the poor reviews represent less than 1% of their members. Also many of the low raters admit they are over 90 days late paying. What did they expect? Free money?

3

Good service

Posted by: hazelwest | May 14, 2018

I have always used credit unions rather than banks after a bad experience with a bank. Credit unions have lower fees for everything. They are always lower than bank fees. I find it helpful to go to the credit union and talk to a person about my specific needs. They always come up with services that I did not know were available from the online services. They also are helpful to teach me how to make the online services more beneficial to me. I love being able to track my spending any time on line. It helps me keep my spending in check. I am able to make monthly payments on line and this is quick and it is a free service. I save a load of money on stamps. I just wish they had stock investment services available.

1

My savings account at Alaska Fed Credit Union

Posted by: tomcantrell | Mar 15, 2018

I have been a customer of Alaska Federal Credit Union Bank for over 5 years. The service is great and convenient, since I have a Navy Federal Credit Union ATM close to where I live in Coronado. I can make regular deposits and an occasional withdrawal when needed without having to drive long distances to a Bank or ATM. When I decided to purchase a vehicle I used their services due to their lowest interest rate. Overall I am very pleased to have Alaska FCU as my Savings Bank.

1

Amazing Service

Posted by: akpeach | Apr 10, 2011

My credit union, Alaska USA, has amazing service. Recently we had an issue with someone making a fake copy of our card and attempting to use it. Before we even knew there was a problem they had called us to inform us. They walked us through the steps to recover our money. This made me very grateful to them for their fast methods in identifying wrongful use. Alaska USA also has fantastic hours. They have many branches and most are open on Saturday. They even have some open on Sunday. This is extremely helpful when we're trying to deal with things on a weekend. Alaska USA has been a great credit union to us, meeting our needs for checking, savings as well as car loans and other loans. They have great rates. Their online banking option is also extremely beneficial to me. I pay almost all our bills that way as well as my loans through them are easy to pay with transferring the money. I really appreciate having a wonderful credit union in Alaska USA.

4
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Health
B+

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #5913
Year Chartered1948
Employees1850
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD8.52%
Annual Interest Income$192.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$7.55B$7.18B
LoansQ3 2018vs Q3 2017$6.20B$5.95B
DepositsQ3 2018vs Q3 2017$6.81B$6.42B
Equity CapitalQ3 2018vs Q3 2017$568.7MM$526.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$49.1MM$44.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$61.1MM$53.6MM
Real Estate OwnedQ3 2018vs Q3 2017$4.4MM$6.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alaska USA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Health Savings Account (HSA)
OTHER TIERS: 0.15% → $50 - $1k | 0.25% → $1k - $10k | 0.35% → $10k - $50k
0.20%$10k-Premium Savings
0.20%$50-IRA Savings
0.20%$10k-Business Premium Savings
0.10%$50-Share Savings
0.10%$50-Business Share Savings

Alaska USA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Jumbo Money Market
OTHER TIERS: 0.30% → $50k - $100k
0.35%*$100k*-Business Jumbo Money Market
OTHER TIERS: 0.30% → $50k - $100k
0.25%*$25k*-Super Money Market
OTHER TIERS: 0.20% → $10k - $25k
0.25%*$25k*-Business Super Money Market
OTHER TIERS: 0.20% → $10k - $25k
0.15%$2.5k-Money Market
0.15%$2.5k-Business Money Market

Alaska USA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Business Checking
OTHER TIERS: 0.05% → $1k - $50k | 0.10% → $50k - $100k
0.05%$1k-Investor Checking

Alaska USA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.70%*$250k*-60 Month CD
OTHER TIERS: 3.25% → $500 - $10k | 3.30% → $10k - $25k | 3.35% → $25k - $50k | 3.45% → $50k - $100k | 3.55% → $100k - $250k
3.50%*$250k*-48 - 59 Month CD
OTHER TIERS: 2.85% → $500 - $2.5k | 2.90% → $2.5k - $10k | 3.00% → $10k - $25k | 3.10% → $25k - $50k | 3.25% → $50k - $100k | 3.40% → $100k - $250k
3.30%*$250k*-36 - 47 Month CD
OTHER TIERS: 2.65% → $500 - $2.5k | 2.70% → $2.5k - $10k | 2.80% → $10k - $25k | 2.90% → $25k - $50k | 3.05% → $50k - $100k | 3.20% → $100k - $250k
3.00%*$250k*-24 - 35 Month CD
OTHER TIERS: 2.35% → $500 - $2.5k | 2.40% → $2.5k - $10k | 2.50% → $10k - $25k | 2.60% → $25k - $50k | 2.75% → $50k - $100k | 2.90% → $100k - $250k
2.65%*$250k*-18 - 23 Month CD
OTHER TIERS: 2.10% → $500 - $2.5k | 2.15% → $2.5k - $10k | 2.25% → $10k - $25k | 2.35% → $25k - $50k | 2.45% → $50k - $100k | 2.55% → $100k - $250k
2.30%*$250k*-12 - 17 Month CD
OTHER TIERS: 1.76% → $500 - $2.5k | 1.81% → $2.5k - $10k | 1.91% → $10k - $25k | 1.96% → $25k - $50k | 2.06% → $50k - $100k | 2.20% → $100k - $250k
2.15%*$250k*-60 Month Business CD
OTHER TIERS: 2.02% → $500 - $10k | 2.06% → $10k - $100k | 2.10% → $100k - $250k
1.96%*$250k*-48 - 59 Month Business CD
OTHER TIERS: 1.76% → $500 - $10k | 1.81% → $10k - $100k | 1.91% → $100k - $250k
1.81%*$250k*-36 - 47 Month Business CD
OTHER TIERS: 1.59% → $500 - $10k | 1.64% → $10k - $100k | 1.74% → $100k - $250k
1.55%*$250k*-24 - 35 Month Business CD
OTHER TIERS: 1.40% → $500 - $10k | 1.45% → $10k - $100k | 1.50% → $100k - $250k
1.45%*$250k*-9 - 11 Month CD
OTHER TIERS: 1.00% → $500 - $2.5k | 1.05% → $2.5k - $10k | 1.10% → $10k - $25k | 1.15% → $25k - $50k | 1.25% → $50k - $100k | 1.35% → $100k - $250k
1.30%*$250k*-18 - 23 Month Business CD
OTHER TIERS: 1.15% → $500 - $10k | 1.20% → $10k - $100k | 1.25% → $100k - $250k
1.20%*$250k*-6 - 8 Month CD
OTHER TIERS: 0.75% → $500 - $2.5k | 0.80% → $2.5k - $10k | 0.85% → $10k - $25k | 0.90% → $25k - $50k | 1.00% → $50k - $100k | 1.10% → $100k - $250k
1.10%*$250k*-12 - 17 Month Business CD
OTHER TIERS: 0.95% → $500 - $10k | 1.00% → $10k - $100k | 1.05% → $100k - $250k
0.50%$500-9 - 11 Month Business CD
0.45%$500-3 - 5 Month CD
0.40%$500-6 - 8 Month Business CD
0.30%$500-1 - 2 Month CD
0.30%$500-3 - 5 Month Business CD
0.20%$500-1 - 2 Month Business CD

Alaska USA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.70%*$250k*-60 Month Tax-Deferred IRA
OTHER TIERS: 3.25% → $500 - $10k | 3.30% → $10k - $25k | 3.35% → $25k - $50k | 3.45% → $50k - $100k | 3.55% → $100k - $250k
3.50%*$250k*-48 - 59 Month Tax-Deferred IRA
OTHER TIERS: 2.85% → $500 - $2.5k | 2.90% → $2.5k - $10k | 3.00% → $10k - $25k | 3.10% → $25k - $50k | 3.25% → $50k - $100k | 3.40% → $100k - $250k
3.30%*$250k*-36 - 47 Month Tax-Deferred IRA
OTHER TIERS: 2.65% → $500 - $2.5k | 2.70% → $2.5k - $10k | 2.80% → $10k - $25k | 2.90% → $25k - $50k | 3.05% → $50k - $100k | 3.20% → $100k - $250k
3.00%*$250k*-24 - 35 Month Tax-Deferred IRA
OTHER TIERS: 2.35% → $500 - $2.5k | 2.40% → $2.5k - $10k | 2.50% → $10k - $25k | 2.60% → $25k - $50k | 2.75% → $50k - $100k | 2.90% → $100k - $250k
2.65%*$250k*-18 - 23 Month Tax-Deferred IRA
OTHER TIERS: 2.11% → $500 - $2.5k | 2.15% → $2.5k - $10k | 2.25% → $10k - $25k | 2.35% → $25k - $50k | 2.45% → $50k - $100k | 2.55% → $100k - $250k
2.30%*$250k*-12 - 17 Month Tax-Deferred IRA
OTHER TIERS: 1.76% → $500 - $2.5k | 1.81% → $2.5k - $10k | 1.91% → $10k - $25k | 1.96% → $25k - $50k | 2.06% → $50k - $100k | 2.20% → $100k - $250k
1.45%*$250k*-9 - 11 Month Tax-Deferred IRA
OTHER TIERS: 1.00% → $500 - $2.5k | 1.05% → $2.5k - $10k | 1.10% → $10k - $25k | 1.15% → $25k - $50k | 1.25% → $50k - $100k | 1.35% → $100k - $250k
1.20%*$250k*-6 - 8 Month Tax-Deferred IRA
OTHER TIERS: 0.75% → $500 - $2.5k | 0.80% → $2.5k - $10k | 0.85% → $10k - $25k | 0.90% → $25k - $50k | 1.00% → $50k - $100k | 1.10% → $100k - $250k
0.45%$500-3 - 5 Month Tax-Deferred IRA
0.30%$500-1 - 2 Month Tax-Deferred IRA
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