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Alaska USA Federal Credit Union


Overview / Commentary
www.alaskausa.org
907-563-4567
4000 Credit Union Dr
Anchorage, AK 99503

Alaska USA Federal Credit Union is headquartered in Anchorage and is the largest credit union in the state of Alaska. It is also the 19th largest credit union in the nation. It was established in 1948 and as of December of 2019, it had grown to 1,854 employees and 678,527 members at 80 locations. Alaska USA Federal Credit Union's CD rates are 39% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

AlaskaUSA Federal Credit Union offers membership to anyone who lives in the state of Alaska; lives, works, worships or attends school in San Bernardino County, California; Maricopa County, Arizona or anywhere in the state of Washington.
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Reviews (17)

Alaska USA Is Superb CU

Posted by: |

I have been banking with Alaska since 2011 when they financed my car loan. I also bank with US Bank (just okay). Alaska has low fees, no monthly checking account fee cause I have direct deposit. I have a very low interest rate credit card. Customer Service is fantastic and they are friendly and always eager to help. I am dumping US Bank and plan to keep Alaska USA. Their website is easy to navigate. I would say that mobile app needs some updating. Not sure why the negative reviews as I don't feel that way. I keep a good amount in my savings to cover expenses in checking when I am low that month.

1

Very Pleased With Alaskausa

Posted by: |

I've had an account for years. Just miles away from my home, several times they've had among the highest CD rates in the nation. I have been very pleased with their efficient, friendly, helpful customer service.

2

Great Customer Service

Posted by: |

I joined AlaskaUSA 40 years ago, in the Philippines. Yes, they had a branch there. I have never lived in Alaska, Arizona or California, and have not set foot in a branch office in nearly 40 years. They have extended hours, to accommodate their far flung customers. I use UltraBranch and Bill Pay to pay my bills, as I am often overseas or out of town. My bills are paid automatically, except for my water bill that varies. I have never had a problem when I've called in. Reps were polite, knowledgeable and took care of my concerns right away.
If you read the low ratings, bear in mind that this is a very large credit union, and the poor reviews represent less than 1% of their members. Also many of the low raters admit they are over 90 days late paying. What did they expect? Free money?

3

My savings account at Alaska Fed Credit Union

Posted by: |

I have been a customer of Alaska Federal Credit Union Bank for over 5 years. The service is great and convenient, since I have a Navy Federal Credit Union ATM close to where I live in Coronado. I can make regular deposits and an occasional withdrawal when needed without having to drive long distances to a Bank or ATM. When I decided to purchase a vehicle I used their services due to their lowest interest rate. Overall I am very pleased to have Alaska FCU as my Savings Bank.

3
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Health
B+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #5913
Year Chartered1948
Employees1854
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD11.01%
Annual Interest Income$303.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$8.34B$7.65B
LoansQ4 2019vs Q4 2018$6.50B$6.23B
DepositsQ4 2019vs Q4 2018$7.53B$6.96B
Equity CapitalQ4 2019vs Q4 2018$672.3MM$576.4MM
Loan Loss AllowanceQ4 2019vs Q4 2018$46.1MM$49.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$57.0MM$67.1MM
Real Estate OwnedQ4 2019vs Q4 2018$4.6MM$5.0MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Alaska USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alaska USA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Health Savings Account (HSA)
OTHER TIERS: 0.15% → $50 - $1k | 0.25% → $1k - $10k | 0.35% → $10k - $50k
0.20%$50-IRA Savings
0.15%$10k-Premium Savings
0.15%$10k-Business Premium Savings
0.05%$50-Share Savings
0.05%$50-Business Share Savings

Alaska USA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$50k-Jumbo Money Market
0.20%$50k-Business Jumbo Money Market
0.15%$10k-Super Money Market
0.15%$10k-Business Super Money Market
0.10%$2.5k-Money Market
0.10%$2.5k-Business Money Market

Alaska USA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Business Checking
OTHER TIERS: 0.05% → $1k - $50k | 0.10% → $50k - $100k
0.05%$1k-Investor Checking

Alaska USA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-12 - 17 Month CD
1.25%$500-18 - 23 Month CD
1.25%$500-24 - 35 Month CD
1.25%$500-36 - 47 Month CD
1.25%$500-48 - 59 Month CD
1.25%$500-60 Month CD
1.25%$500-Business 12 - 17 Month CD
1.25%$500-Business 18 - 23 Month CD
1.25%$500-Business 24 - 35 Month CD
1.25%$500-Business 36 - 47 Month CD
1.25%$500-Business 48 - 59 Month CD
1.25%$500-Business 60 Month CD
0.85%$500-9 - 11 Month CD
0.85%$500-Business 9 - 11 Month CD
0.60%$500-6 - 8 Month CD
0.60%$500-Business 6 - 8 Month CD
0.45%$500-3 - 5 Month CD
0.45%$500-Business 3 - 5 Month CD
0.20%$500-1 - 2 Month CD
0.20%$500-Business 1 - 2 Month CD

Alaska USA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-12 - 17 Month Tax-Deferred IRA
1.25%$500-18 - 23 Month Tax-Deferred IRA
1.25%$500-24 - 35 Month Tax-Deferred IRA
1.25%$500-36 - 47 Month Tax-Deferred IRA
1.25%$500-48 - 59 Month Tax-Deferred IRA
1.25%$500-60 Month Tax-Deferred IRA
0.85%$500-9 - 11 Month Tax-Deferred IRA
0.60%$500-6 - 8 Month Tax-Deferred IRA
0.45%$500-3 - 5 Month Tax-Deferred IRA
0.20%$500-1 - 2 Month Tax-Deferred IRA
Locations

Availability



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