2. Alaska USA Federal Credit Union

Alaska USA Federal Credit Union


Overview / Commentary
www.alaskausa.org
907-563-4567
4000 Credit Union Dr
Anchorage, AK 99503

Alaska USA Federal Credit Union is headquartered in Anchorage and is the largest credit union in the state of Alaska. It is also the 19th largest credit union in the nation. It was established in 1948 and as of December of 2018, it had grown to 1,794 employees and 664,502 members at 80 locations. Alaska USA Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

AlaskaUSA Federal Credit Union offers membership to anyone who lives in the state of Alaska; lives, works, worships or attends school in San Bernardino County, California; Maricopa County, Arizona or anywhere in the state of Washington.
See current membership details

Related Posts

Alaska USA Federal Credit Union Has Top 60-Mo CD, 3.70% APY ($250k) - 12/19/2018

Alaska USA Federal Credit Union has added 35 bps to its 60-month CD (3.70% APY, $250k), 3.55% APY ($100k), 3.45% APY ($50k), and 3.35% APY ($25k).

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Reviews (15)

Great Customer Service

Posted by: Sargee7 | Dec 17, 2016

I joined AlaskaUSA 40 years ago, in the Philippines. Yes, they had a branch there. I have never lived in Alaska, Arizona or California, and have not set foot in a branch office in nearly 40 years. They have extended hours, to accommodate their far flung customers. I use UltraBranch and Bill Pay to pay my bills, as I am often overseas or out of town. My bills are paid automatically, except for my water bill that varies. I have never had a problem when I've called in. Reps were polite, knowledgeable and took care of my concerns right away.
If you read the low ratings, bear in mind that this is a very large credit union, and the poor reviews represent less than 1% of their members. Also many of the low raters admit they are over 90 days late paying. What did they expect? Free money?

3

Good service

Posted by: hazelwest | May 14, 2018

I have always used credit unions rather than banks after a bad experience with a bank. Credit unions have lower fees for everything. They are always lower than bank fees. I find it helpful to go to the credit union and talk to a person about my specific needs. They always come up with services that I did not know were available from the online services. They also are helpful to teach me how to make the online services more beneficial to me. I love being able to track my spending any time on line. It helps me keep my spending in check. I am able to make monthly payments on line and this is quick and it is a free service. I save a load of money on stamps. I just wish they had stock investment services available.

1

My savings account at Alaska Fed Credit Union

Posted by: tomcantrell | Mar 15, 2018

I have been a customer of Alaska Federal Credit Union Bank for over 5 years. The service is great and convenient, since I have a Navy Federal Credit Union ATM close to where I live in Coronado. I can make regular deposits and an occasional withdrawal when needed without having to drive long distances to a Bank or ATM. When I decided to purchase a vehicle I used their services due to their lowest interest rate. Overall I am very pleased to have Alaska FCU as my Savings Bank.

2

ATM Problem

Posted by: TheBanker | Apr 6, 2019

Went to deposit my son’s money $600 in the bank for his rent thru the drive up ATM in Victorville and the machine malfunctioned and returned only $120, it glitched for about 3 minutes attempting to return the rest (i’m recording it), it then print out a receipt saying it was unable to return my deposit. I try again to check if I would see my money stuck in the machine, but it says deposit wasn’t working. I walked into the branch and explained what happened and was told there was noting they could do because the ATM belongs to a third party and because my name was not on the card they couldn’t talk to me about ‘it’ and I would have to have my son call membership services. They smiled and pretty much said ‘next.’ No call to the Third party, no I’m sorry for your loss, just ‘cold blank gaze’

1
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Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #5913
Year Chartered1948
Employees1794
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD9.21%
Annual Interest Income$262.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$7.65B$7.23B
LoansQ4 2018vs Q4 2017$6.23B$5.91B
DepositsQ4 2018vs Q4 2017$6.96B$6.56B
Equity CapitalQ4 2018vs Q4 2017$576.4MM$530.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$49.6MM$47.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$67.1MM$65.4MM
Real Estate OwnedQ4 2018vs Q4 2017$5.0MM$6.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Alaska USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alaska USA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Health Savings Account (HSA)
OTHER TIERS: 0.15% → $50 - $1k | 0.25% → $1k - $10k | 0.35% → $10k - $50k
0.20%$10k-Premium Savings
0.20%$50-IRA Savings
0.20%$10k-Business Premium Savings
0.10%$50-Share Savings
0.10%$50-Business Share Savings

Alaska USA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Jumbo Money Market
OTHER TIERS: 0.30% → $50k - $100k
0.35%*$100k*-Business Jumbo Money Market
OTHER TIERS: 0.30% → $50k - $100k
0.25%*$25k*-Super Money Market
OTHER TIERS: 0.20% → $10k - $25k
0.25%*$25k*-Business Super Money Market
OTHER TIERS: 0.20% → $10k - $25k
0.15%$2.5k-Money Market
0.15%$2.5k-Business Money Market

Alaska USA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Business Checking
OTHER TIERS: 0.05% → $1k - $50k | 0.10% → $50k - $100k
0.05%$1k-Investor Checking

Alaska USA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$250k*-60 Month CD
OTHER TIERS: 2.60% → $500 - $2.5k | 2.65% → $2.5k - $10k | 2.70% → $10k - $25k | 2.75% → $25k - $50k | 2.85% → $50k - $100k | 2.95% → $100k - $250k
2.95%*$250k*-48 - 59 Month CD
OTHER TIERS: 2.50% → $500 - $2.5k | 2.55% → $2.5k - $10k | 2.60% → $10k - $25k | 2.65% → $25k - $50k | 2.75% → $50k - $100k | 2.85% → $100k - $250k
2.85%*$250k*-36 - 47 Month CD
OTHER TIERS: 2.40% → $500 - $2.5k | 2.45% → $2.5k - $10k | 2.50% → $10k - $25k | 2.55% → $25k - $50k | 2.65% → $50k - $100k | 2.75% → $100k - $250k
2.70%*$250k*-24 - 35 Month CD
OTHER TIERS: 2.25% → $500 - $2.5k | 2.30% → $2.5k - $10k | 2.35% → $10k - $25k | 2.40% → $25k - $50k | 2.50% → $50k - $100k | 2.60% → $100k - $250k
2.65%*$250k*-18 - 23 Month CD
OTHER TIERS: 2.19% → $500 - $2.5k | 2.25% → $2.5k - $10k | 2.30% → $10k - $25k | 2.35% → $25k - $50k | 2.45% → $50k - $100k | 2.55% → $100k - $250k
2.55%*$250k*-12 - 17 Month CD
OTHER TIERS: 2.10% → $500 - $2.5k | 2.15% → $2.5k - $10k | 2.20% → $10k - $25k | 2.25% → $25k - $50k | 2.35% → $50k - $100k | 2.45% → $100k - $250k
2.15%*$250k*-60 Month Business CD
OTHER TIERS: 2.02% → $500 - $10k | 2.06% → $10k - $100k | 2.10% → $100k - $250k
1.96%*$250k*-48 - 59 Month Business CD
OTHER TIERS: 1.76% → $500 - $10k | 1.81% → $10k - $100k | 1.91% → $100k - $250k
1.85%*$250k*-9 - 11 Month CD
OTHER TIERS: 1.40% → $500 - $2.5k | 1.45% → $2.5k - $10k | 1.50% → $10k - $25k | 1.55% → $25k - $50k | 1.65% → $50k - $100k | 1.75% → $100k - $250k
1.81%*$250k*-36 - 47 Month Business CD
OTHER TIERS: 1.59% → $500 - $10k | 1.64% → $10k - $100k | 1.74% → $100k - $250k
1.55%*$250k*-24 - 35 Month Business CD
OTHER TIERS: 1.40% → $500 - $10k | 1.45% → $10k - $100k | 1.50% → $100k - $250k
1.30%*$250k*-18 - 23 Month Business CD
OTHER TIERS: 1.15% → $500 - $10k | 1.20% → $10k - $100k | 1.25% → $100k - $250k
1.20%*$250k*-6 - 8 Month CD
OTHER TIERS: 0.75% → $500 - $2.5k | 0.80% → $2.5k - $10k | 0.85% → $10k - $25k | 0.90% → $25k - $50k | 1.00% → $50k - $100k | 1.10% → $100k - $250k
1.10%*$250k*-12 - 17 Month Business CD
OTHER TIERS: 0.95% → $500 - $10k | 1.00% → $10k - $100k | 1.05% → $100k - $250k
0.50%$500-9 - 11 Month Business CD
0.45%$500-3 - 5 Month CD
0.40%$500-6 - 8 Month Business CD
0.35%*$100k*-1 - 2 Month CD
OTHER TIERS: 0.30% → $500 - $100k
0.30%$500-3 - 5 Month Business CD
0.20%$500-1 - 2 Month Business CD

Alaska USA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$250k*-60 Month Tax-Deferred IRA
OTHER TIERS: 2.60% → $500 - $2.5k | 2.65% → $2.5k - $10k | 2.70% → $10k - $25k | 2.75% → $25k - $50k | 2.85% → $50k - $100k | 2.95% → $100k - $250k
2.95%*$250k*-48 - 59 Month Tax-Deferred IRA
OTHER TIERS: 2.50% → $500 - $2.5k | 2.55% → $2.5k - $10k | 2.60% → $10k - $25k | 2.65% → $25k - $50k | 2.75% → $50k - $100k | 2.85% → $100k - $250k
2.85%*$250k*-36 - 47 Month Tax-Deferred IRA
OTHER TIERS: 2.40% → $500 - $2.5k | 2.45% → $2.5k - $10k | 2.50% → $10k - $25k | 2.55% → $25k - $50k | 2.65% → $50k - $100k | 2.75% → $100k - $250k
2.70%*$250k*-24 - 35 Month Tax-Deferred IRA
OTHER TIERS: 2.25% → $500 - $2.5k | 2.30% → $2.5k - $10k | 2.35% → $10k - $25k | 2.40% → $25k - $50k | 2.50% → $50k - $100k | 2.60% → $100k - $250k
2.65%*$250k*-18 - 23 Month Tax-Deferred IRA
OTHER TIERS: 2.19% → $500 - $2.5k | 2.25% → $2.5k - $10k | 2.30% → $10k - $25k | 2.35% → $25k - $50k | 2.45% → $50k - $100k | 2.55% → $100k - $250k
2.55%*$250k*-12 - 17 Month Tax-Deferred IRA
OTHER TIERS: 2.10% → $500 - $2.5k | 2.15% → $2.5k - $10k | 2.20% → $10k - $25k | 2.25% → $25k - $50k | 2.35% → $50k - $100k | 2.45% → $100k - $250k
1.85%*$250k*-9 - 11 Month Tax-Deferred IRA
OTHER TIERS: 1.40% → $500 - $2.5k | 1.45% → $2.5k - $10k | 1.50% → $10k - $25k | 1.55% → $25k - $50k | 1.65% → $50k - $100k | 1.75% → $100k - $250k
1.20%*$250k*-6 - 8 Month Tax-Deferred IRA
OTHER TIERS: 0.75% → $500 - $2.5k | 0.80% → $2.5k - $10k | 0.85% → $10k - $25k | 0.90% → $25k - $50k | 1.00% → $50k - $100k | 1.10% → $100k - $250k
0.45%$500-3 - 5 Month Tax-Deferred IRA
0.35%*$100k*-1 - 2 Month Tax-Deferred IRA
OTHER TIERS: 0.30% → $500 - $100k
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