APY | ACCOUNT TYPE | ACCOUNT NAME |
---|---|---|
3.20% | 5-year CD | 60 Months CD 2.50% - Ally Bank High Yield 5 Year CD |
2.85% | 4-year CD | 48 - 59 Months CD |
2.60% | 3-year CD | 36 - 47 Months CD |
Alaska USA Federal Credit Union is headquartered in Anchorage and is the largest credit union in the state of Alaska. It is also the 18th largest credit union in the nation. It was established in 1948 and as of December of 2017, it had grown to 1,891 employees and 642,751 members at 87 locations. Alaska USA Federal Credit Union's CD rates are 78% higher than the national average, and it has a B+ health rating.
Membership in Alaska USA Federal Credit Union is open to individuals who live, work, worship, or attend school in Alaska, Washington, San Bernardino County in California, or Maricopa County in Arizona.
See current membership details
I joined AlaskaUSA 40 years ago, in the Philippines. Yes, they had a branch there. I have never lived in Alaska, Arizona or California, and have not set foot in a branch office in nearly 40 years. They have extended hours, to accommodate their far flung customers. I use UltraBranch and Bill Pay to pay my bills, as I am often overseas or out of town. My bills are paid automatically, except for my water bill that varies. I have never had a problem when I've called in. Reps were polite, knowledgeable and took care of my concerns right away.
If you read the low ratings, bear in mind that this is a very large credit union, and the poor reviews represent less than 1% of their members. Also many of the low raters admit they are over 90 days late paying. What did they expect? Free money?
I have been a customer of Alaska Federal Credit Union Bank for over 5 years. The service is great and convenient, since I have a Navy Federal Credit Union ATM close to where I live in Coronado. I can make regular deposits and an occasional withdrawal when needed without having to drive long distances to a Bank or ATM. When I decided to purchase a vehicle I used their services due to their lowest interest rate. Overall I am very pleased to have Alaska FCU as my Savings Bank.
Per phone agent, open to residents of San Bernardino County.
This place is run like an Alaska wilderness trading post. They don't do ACH transactions at all. Every time I try to reach customer service they are either closed or can't seem to help. Their own ATM's let you withdraw $500 a day, however their "network" ATM's only let you withdraw $400 in my experience.
Rates below average, customer service none to speak of.
Online website forces you to type the password, even if it may be very long. Very limited transactions available online and reminds me of a bank from the early 2000's.
Overall | |
---|---|
NCUA # | 5913 |
Year Chartered | 1948 |
Employees | 1891 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.37% |
Return on Equity - YTD | 5.01% |
Annual Interest Income | $234.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2017vs Q4 2016 | $7.23B$6.65B |
Loans | Q4 2017vs Q4 2016 | $5.91B$5.22B |
Deposits | Q4 2017vs Q4 2016 | $6.56B$6.04B |
Equity Capital | Q4 2017vs Q4 2016 | $530.3MM$493.1MM |
Loan Loss Allowance | Q4 2017vs Q4 2016 | $47.8MM$38.6MM |
Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $65.4MM$68.7MM |
Real Estate Owned | Q4 2017vs Q4 2016 | $6.1MM$6.2MM |
Always verify rates and promotions with the bank or credit union. We are not Alaska USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $50k* | - | Health Savings Account (HSA) | ||
OTHER TIERS: 0.15% → $50 - $1k | 0.25% → $1k - $10k | 0.35% → $10k - $50k | |||||
0.20% | $10k | - | Premium Savings | ||
0.20% | $50 | - | IRA Savings | ||
0.20% | $10k | - | Business Premium Savings | ||
0.10% | $50 | - | Share Savings | ||
0.10% | $50 | - | Business Share Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.35%* | $100k* | - | Jumbo Money Market | ||
OTHER TIERS: 0.30% → $50k - $100k | |||||
0.35%* | $100k* | - | Business Jumbo Money Market | ||
OTHER TIERS: 0.30% → $50k - $100k | |||||
0.25%* | $25k* | - | Super Money Market | ||
OTHER TIERS: 0.20% → $10k - $25k | |||||
0.25%* | $25k* | - | Business Super Money Market | ||
OTHER TIERS: 0.20% → $10k - $25k | |||||
0.15% | $2,500 | - | Money Market | ||
0.15% | $2,500 | - | Business Money Market |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $100k* | - | Business Checking | ||
OTHER TIERS: 0.05% → $1k - $50k | 0.10% → $50k - $100k | |||||
0.05% | $1k | - | Investor Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.20%* | $250k* | - | 60 Months CD | ||
OTHER TIERS: 3.00% → $500 - $100k | 3.10% → $100k - $250k | |||||
2.85%* | $250k* | - | 48 - 59 Months CD | ||
OTHER TIERS: 2.41% → $500 - $2,500 | 2.46% → $2,500 - $10k | 2.50% → $10k - $25k | 2.55% → $25k - $50k | 2.65% → $50k - $100k | 2.75% → $100k - $250k | |||||
2.60%* | $250k* | - | 36 - 47 Months CD | ||
OTHER TIERS: 2.15% → $500 - $2,500 | 2.21% → $2,500 - $10k | 2.26% → $10k - $25k | 2.31% → $25k - $50k | 2.41% → $50k - $100k | 2.50% → $100k - $250k | |||||
2.21%* | $250k* | - | 24 - 35 Months CD | ||
OTHER TIERS: 1.80% → $500 - $2,500 | 1.86% → $2,500 - $10k | 1.91% → $10k - $25k | 1.96% → $25k - $50k | 2.01% → $50k - $100k | 2.11% → $100k - $250k | |||||
2.15%* | $250k* | - | 60 Months Business CD | ||
OTHER TIERS: 2.02% → $500 - $10k | 2.06% → $10k - $100k | 2.10% → $100k - $250k | |||||
1.96%* | $250k* | - | 48 - 59 Months Business CD | ||
OTHER TIERS: 1.76% → $500 - $10k | 1.81% → $10k - $100k | 1.91% → $100k - $250k | |||||
1.91%* | $250k* | - | 18 - 23 Months CD | ||
OTHER TIERS: 1.45% → $500 - $2,500 | 1.50% → $2,500 - $10k | 1.55% → $10k - $25k | 1.60% → $25k - $50k | 1.70% → $50k - $100k | 1.80% → $100k - $250k | |||||
1.81%* | $250k* | - | 36 - 47 Months Business CD | ||
OTHER TIERS: 1.59% → $500 - $10k | 1.64% → $10k - $100k | 1.74% → $100k - $250k | |||||
1.60%* | $250k* | - | 12 - 17 Months CD | ||
OTHER TIERS: 1.15% → $500 - $2,500 | 1.20% → $2,500 - $10k | 1.25% → $10k - $25k | 1.30% → $25k - $50k | 1.40% → $50k - $100k | 1.50% → $100k - $250k | |||||
1.55%* | $250k* | - | 24 - 35 Months Business CD | ||
OTHER TIERS: 1.40% → $500 - $10k | 1.45% → $10k - $100k | 1.50% → $100k - $250k | |||||
1.30%* | $250k* | - | 18 - 23 Months Business CD | ||
OTHER TIERS: 1.15% → $500 - $10k | 1.20% → $10k - $100k | 1.25% → $100k - $250k | |||||
1.10%* | $250k* | - | 12 - 17 Months Business CD | ||
OTHER TIERS: 0.95% → $500 - $10k | 1.00% → $10k - $100k | 1.05% → $100k - $250k | |||||
0.95%* | $250k* | - | 9 - 11 Months CD | ||
OTHER TIERS: 0.50% → $500 - $2,500 | 0.55% → $2,500 - $10k | 0.65% → $10k - $25k | 0.70% → $25k - $50k | 0.80% → $50k - $100k | 0.90% → $100k - $250k | |||||
0.65%* | $250k* | - | 6 - 8 Months CD | ||
OTHER TIERS: 0.40% → $500 - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k | 0.55% → $50k - $100k | 0.60% → $100k - $250k | |||||
0.50% | $500 | - | 9 - 11 Months Business CD | ||
0.40% | $500 | - | 6 - 8 Months Business CD | ||
0.30% | $500 | - | 3 - 5 Months CD | ||
0.30% | $500 | - | 3 - 5 Months Business CD | ||
0.20% | $500 | - | 1 - 2 Months CD | ||
0.20% | $500 | - | 1 - 2 Months Business CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.20%* | $250k* | - | 60 Months Tax-Deferred IRA | ||
OTHER TIERS: 3.00% → $500 - $100k | 3.10% → $100k - $250k | |||||
2.85%* | $250k* | - | 48 - 59 Months Tax-Deferred IRA | ||
OTHER TIERS: 2.41% → $500 - $2,500 | 2.46% → $2,500 - $10k | 2.50% → $10k - $25k | 2.55% → $25k - $50k | 2.65% → $50k - $100k | 2.75% → $100k - $250k | |||||
2.60%* | $250k* | - | 36 - 47 Months Tax-Deferred IRA | ||
OTHER TIERS: 2.15% → $500 - $2,500 | 2.21% → $2,500 - $10k | 2.26% → $10k - $25k | 2.31% → $25k - $50k | 2.41% → $50k - $100k | 2.50% → $100k - $250k | |||||
2.21%* | $250k* | - | 24 - 35 Months Tax-Deferred IRA | ||
OTHER TIERS: 1.80% → $500 - $2,500 | 1.86% → $2,500 - $10k | 1.91% → $10k - $25k | 1.96% → $25k - $50k | 2.01% → $50k - $100k | 2.11% → $100k - $250k | |||||
1.91%* | $250k* | - | 18 - 23 Months Tax-Deferred IRA | ||
OTHER TIERS: 1.45% → $500 - $2,500 | 1.50% → $2,500 - $10k | 1.55% → $10k - $25k | 1.60% → $25k - $50k | 1.70% → $50k - $100k | 1.80% → $100k - $250k | |||||
1.60%* | $250k* | - | 12 - 17 Months Tax-Deferred IRA | ||
OTHER TIERS: 1.15% → $500 - $2,500 | 1.20% → $2,500 - $10k | 1.25% → $10k - $25k | 1.30% → $25k - $50k | 1.40% → $50k - $100k | 1.50% → $100k - $250k | |||||
0.95%* | $250k* | - | 9 - 11 Months Tax-Deferred IRA | ||
OTHER TIERS: 0.50% → $500 - $2,500 | 0.55% → $2,500 - $10k | 0.65% → $10k - $25k | 0.70% → $25k - $50k | 0.80% → $50k - $100k | 0.90% → $100k - $250k | |||||
0.65%* | $250k* | - | 6 - 8 Months Tax-Deferred IRA | ||
OTHER TIERS: 0.40% → $500 - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k | 0.55% → $50k - $100k | 0.60% → $100k - $250k | |||||
0.30% | $500 | - | 3 - 5 Months Tax-Deferred IRA | ||
0.20% | $500 | - | 1 - 2 Months Tax-Deferred IRA |