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Alaska USA Federal Credit Union


Overview / Commentary
www.alaskausa.org
907-563-4567
4000 Credit Union Dr
Anchorage, AK 99503

Alaska USA Federal Credit Union is headquartered in Anchorage and is the largest credit union in the state of Alaska. It is also the 18th largest credit union in the nation. It was established in 1948 and as of September of 2020, it had grown to 1,810 employees and 696,115 members at 74 locations. Alaska USA Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

AlaskaUSA Federal Credit Union offers membership to anyone who lives in the state of Alaska; lives, works, worships or attends school in San Bernardino County, California; Maricopa County, Arizona or anywhere in the state of Washington.
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Reviews (17)

Very Pleased With Alaskausa

Posted by: |

I've had an account for years. Just miles away from my home, several times they've had among the highest CD rates in the nation. I have been very pleased with their efficient, friendly, helpful customer service.

2

My savings account at Alaska Fed Credit Union

Posted by: |

I have been a customer of Alaska Federal Credit Union Bank for over 5 years. The service is great and convenient, since I have a Navy Federal Credit Union ATM close to where I live in Coronado. I can make regular deposits and an occasional withdrawal when needed without having to drive long distances to a Bank or ATM. When I decided to purchase a vehicle I used their services due to their lowest interest rate. Overall I am very pleased to have Alaska FCU as my Savings Bank.

3

Lost This Customer

Posted by: |

Prior to visiting my local branch, I called to confirm that they could notorize some paperwork using a power of attorney and I was told as long as "I" was a member. I got to the bank and first the teller had to call and find out if she could notorize the paperwork. 15min later the answer was yes. Then she said she couldn't do it because the person (my elderly mother) was not a member as the paperwork required both our signatures and for her's I utilized my legal POA. Now my mom has no bank accounts because she is dependant on me. This bank lost me over this. 8yrs as a customer, 4 car loans, and they forgot that "I" was their customer.

10

Alaska USA Is Superb CU

Posted by: |

I have been banking with Alaska since 2011 when they financed my car loan. I also bank with US Bank (just okay). Alaska has low fees, no monthly checking account fee cause I have direct deposit. I have a very low interest rate credit card. Customer Service is fantastic and they are friendly and always eager to help. I am dumping US Bank and plan to keep Alaska USA. Their website is easy to navigate. I would say that mobile app needs some updating. Not sure why the negative reviews as I don't feel that way. I keep a good amount in my savings to cover expenses in checking when I am low that month.

1
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Health
B+

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #5913
Year Chartered1948
Employees1810
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD8.68%
Annual Interest Income$241.9MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$9.53B$8.07B
LoansQ3 2020vs Q3 2019$6.73B$6.51B
DepositsQ3 2020vs Q3 2019$8.64B$7.29B
Equity CapitalQ3 2020vs Q3 2019$747.9MM$657.7MM
Loan Loss AllowanceQ3 2020vs Q3 2019$55.1MM$48.7MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$65.0MM$58.8MM
Real Estate OwnedQ3 2020vs Q3 2019$3.4MM$5.6MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Alaska USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alaska USA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Health Savings Account (HSA)
OTHER TIERS: 0.05% → $50 - $10k | 0.10% → $10k - $50k
0.10%$10k-Premium Savings
0.10%$50-IRA Savings
0.10%$10k-Business Premium Savings
0.05%$50-Share Savings
0.05%$50-Business Share Savings

Alaska USA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$50k-Jumbo Money Market
0.15%$50k-Business Jumbo Money Market
0.10%$10k-Super Money Market
0.10%$10k-Business Super Money Market
0.05%$2.5k-Money Market
0.05%$2.5k-Business Money Market

Alaska USA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Business Checking
OTHER TIERS: 0.05% → $1k - $50k | 0.10% → $50k - $100k
0.05%$1k-Investor Checking

Alaska USA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-60 Month CD
0.70%$500-Business 60 Month CD
0.60%$500-48 - 59 Month CD
0.60%$500-Business 48 - 59 Month CD
0.50%$500-36 - 47 Month CD
0.50%$500-Business 36 - 47 Month CD
0.40%$500-12 - 17 Month CD
0.40%$500-18 - 23 Month CD
0.40%$500-24 - 35 Month CD
0.40%$500-Business 12 - 17 Month CD
0.40%$500-Business 18 - 23 Month CD
0.40%$500-Business 24 - 35 Month CD
0.25%$500-6 - 8 Month CD
0.25%$500-9 - 11 Month CD
0.25%$500-Business 6 - 8 Month CD
0.25%$500-Business 9 - 11 Month CD
0.15%$500-1 - 2 Month CD
0.15%$500-3 - 5 Month CD
0.15%$500-Business 1 - 2 Month CD
0.15%$500-Business 3 - 5 Month CD

Alaska USA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-60 Month Tax-Deferred IRA
0.60%$500-48 - 59 Month Tax-Deferred IRA
0.50%$500-36 - 47 Month Tax-Deferred IRA
0.40%$500-12 - 17 Month Tax-Deferred IRA
0.40%$500-18 - 23 Month Tax-Deferred IRA
0.40%$500-24 - 35 Month Tax-Deferred IRA
0.25%$500-6 - 8 Month Tax-Deferred IRA
0.25%$500-9 - 11 Month Tax-Deferred IRA
0.15%$500-1 - 2 Month Tax-Deferred IRA
0.15%$500-3 - 5 Month Tax-Deferred IRA
Locations

Availability



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