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  2. Alaska USA Federal Credit Union

Alaska USA Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.20%5-year CD60 Months CD
2.90% - Goldman Sachs Bank USA High-yield 5 Year CDAdvertisement
2.85%4-year CD48 - 59 Months CD
2.60% - Goldman Sachs Bank USA High-yield 4 Year CDAdvertisement
2.60%3-year CD36 - 47 Months CD
2.50% - Ally Bank High Yield 3 Year CDAdvertisement
View all Alaska USA Federal Credit Union rates »

Overview / Commentary
www.alaskausa.org
907-563-4567
4000 Credit Union Dr
Anchorage, AK 99503

Alaska USA Federal Credit Union is headquartered in Anchorage and is the largest credit union in the state of Alaska. It is also the 19th largest credit union in the nation. It was established in 1948 and as of March of 2018, it had grown to 1,889 employees and 651,249 members at 87 locations. Alaska USA Federal Credit Union's CD rates are 78% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Alaska USA Federal Credit Union is open to individuals who live, work, worship, or attend school in Alaska, Washington, San Bernardino County in California, or Maricopa County in Arizona.
See current membership details

Related Posts

Alaska USA FCU Boosts 60-Month CD APY - 4/4/2018

Alaska USA FCU (AK, AZ, CA, WA) has raised the rates on its 60-month CD: 3.00% APY ($500+), 3.10% APY ($100k+), and 3.20% APY ($250k+).

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Reviews (14)

Great Customer Service

Posted by: Sargee7 | Dec 17, 2016

I joined AlaskaUSA 40 years ago, in the Philippines. Yes, they had a branch there. I have never lived in Alaska, Arizona or California, and have not set foot in a branch office in nearly 40 years. They have extended hours, to accommodate their far flung customers. I use UltraBranch and Bill Pay to pay my bills, as I am often overseas or out of town. My bills are paid automatically, except for my water bill that varies. I have never had a problem when I've called in. Reps were polite, knowledgeable and took care of my concerns right away.
If you read the low ratings, bear in mind that this is a very large credit union, and the poor reviews represent less than 1% of their members. Also many of the low raters admit they are over 90 days late paying. What did they expect? Free money?

3

Good service

Posted by: hazelwest | May 14, 2018

I have always used credit unions rather than banks after a bad experience with a bank. Credit unions have lower fees for everything. They are always lower than bank fees. I find it helpful to go to the credit union and talk to a person about my specific needs. They always come up with services that I did not know were available from the online services. They also are helpful to teach me how to make the online services more beneficial to me. I love being able to track my spending any time on line. It helps me keep my spending in check. I am able to make monthly payments on line and this is quick and it is a free service. I save a load of money on stamps. I just wish they had stock investment services available.

1

My savings account at Alaska Fed Credit Union

Posted by: tomcantrell | Mar 15, 2018

I have been a customer of Alaska Federal Credit Union Bank for over 5 years. The service is great and convenient, since I have a Navy Federal Credit Union ATM close to where I live in Coronado. I can make regular deposits and an occasional withdrawal when needed without having to drive long distances to a Bank or ATM. When I decided to purchase a vehicle I used their services due to their lowest interest rate. Overall I am very pleased to have Alaska FCU as my Savings Bank.

1

Waste Of Time

Posted by: 1337Rolla | Apr 15, 2018

This place is run like an Alaska wilderness trading post. They don't do ACH transactions at all. Every time I try to reach customer service they are either closed or can't seem to help. Their own ATM's let you withdraw $500 a day, however their "network" ATM's only let you withdraw $400 in my experience.

Rates below average, customer service none to speak of.

Online website forces you to type the password, even if it may be very long. Very limited transactions available online and reminds me of a bank from the early 2000's.

1
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Health
B+

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #5913
Year Chartered1948
Employees1889
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD6.09%
Annual Interest Income$61.2MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$7.42B$6.80B
LoansQ1 2018vs Q1 2017$6.04B$5.53B
DepositsQ1 2018vs Q1 2017$6.75B$6.19B
Equity CapitalQ1 2018vs Q1 2017$539.8MM$502.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$48.4MM$39.9MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$56.6MM$59.3MM
Real Estate OwnedQ1 2018vs Q1 2017$4.6MM$5.6MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alaska USA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Health Savings Account (HSA)
OTHER TIERS: 0.15% → $50 - $1k | 0.25% → $1k - $10k | 0.35% → $10k - $50k
0.20%$10k-Premium Savings
0.20%$50-IRA Savings
0.20%$10k-Business Premium Savings
0.10%$50-Share Savings
0.10%$50-Business Share Savings

Alaska USA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Jumbo Money Market
OTHER TIERS: 0.30% → $50k - $100k
0.35%*$100k*-Business Jumbo Money Market
OTHER TIERS: 0.30% → $50k - $100k
0.25%*$25k*-Super Money Market
OTHER TIERS: 0.20% → $10k - $25k
0.25%*$25k*-Business Super Money Market
OTHER TIERS: 0.20% → $10k - $25k
0.15%$2,500-Money Market
0.15%$2,500-Business Money Market

Alaska USA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Business Checking
OTHER TIERS: 0.05% → $1k - $50k | 0.10% → $50k - $100k
0.05%$1k-Investor Checking

Alaska USA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.20%*$250k*-60 Months CD
OTHER TIERS: 3.00% → $500 - $100k | 3.10% → $100k - $250k
2.85%*$250k*-48 - 59 Months CD
OTHER TIERS: 2.55% → $500 - $50k | 2.65% → $50k - $100k | 2.75% → $100k - $250k
2.60%*$250k*-36 - 47 Months CD
OTHER TIERS: 2.35% → $500 - $50k | 2.41% → $50k - $100k | 2.50% → $100k - $250k
2.21%*$250k*-24 - 35 Months CD
OTHER TIERS: 2.00% → $500 - $50k | 2.05% → $50k - $100k | 2.11% → $100k - $250k
2.15%*$250k*-60 Months Business CD
OTHER TIERS: 2.02% → $500 - $10k | 2.06% → $10k - $100k | 2.10% → $100k - $250k
2.01%*$250k*-18 - 23 Months CD
OTHER TIERS: 1.55% → $500 - $2,500 | 1.60% → $2,500 - $10k | 1.65% → $10k - $25k | 1.70% → $25k - $50k | 1.80% → $50k - $100k | 1.90% → $100k - $250k
1.96%*$250k*-48 - 59 Months Business CD
OTHER TIERS: 1.76% → $500 - $10k | 1.81% → $10k - $100k | 1.91% → $100k - $250k
1.81%*$250k*-36 - 47 Months Business CD
OTHER TIERS: 1.59% → $500 - $10k | 1.64% → $10k - $100k | 1.74% → $100k - $250k
1.60%*$250k*-12 - 17 Months CD
OTHER TIERS: 1.15% → $500 - $2,500 | 1.20% → $2,500 - $10k | 1.25% → $10k - $25k | 1.30% → $25k - $50k | 1.40% → $50k - $100k | 1.50% → $100k - $250k
1.55%*$250k*-24 - 35 Months Business CD
OTHER TIERS: 1.40% → $500 - $10k | 1.45% → $10k - $100k | 1.50% → $100k - $250k
1.30%*$250k*-18 - 23 Months Business CD
OTHER TIERS: 1.15% → $500 - $10k | 1.20% → $10k - $100k | 1.25% → $100k - $250k
1.10%*$250k*-12 - 17 Months Business CD
OTHER TIERS: 0.95% → $500 - $10k | 1.00% → $10k - $100k | 1.05% → $100k - $250k
0.95%*$250k*-9 - 11 Months CD
OTHER TIERS: 0.50% → $500 - $2,500 | 0.55% → $2,500 - $10k | 0.65% → $10k - $25k | 0.70% → $25k - $50k | 0.80% → $50k - $100k | 0.90% → $100k - $250k
0.65%*$250k*-6 - 8 Months CD
OTHER TIERS: 0.40% → $500 - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k | 0.55% → $50k - $100k | 0.60% → $100k - $250k
0.50%$500-9 - 11 Months Business CD
0.40%$500-6 - 8 Months Business CD
0.30%$500-3 - 5 Months CD
0.30%$500-3 - 5 Months Business CD
0.20%$500-1 - 2 Months CD
0.20%$500-1 - 2 Months Business CD

Alaska USA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.20%*$250k*-60 Months Tax-Deferred IRA
OTHER TIERS: 3.00% → $500 - $100k | 3.10% → $100k - $250k
2.85%*$250k*-48 - 59 Months Tax-Deferred IRA
OTHER TIERS: 2.55% → $500 - $50k | 2.65% → $50k - $100k | 2.75% → $100k - $250k
2.60%*$250k*-36 - 47 Months Tax-Deferred IRA
OTHER TIERS: 2.35% → $500 - $50k | 2.41% → $50k - $100k | 2.50% → $100k - $250k
2.21%*$250k*-24 - 35 Months Tax-Deferred IRA
OTHER TIERS: 2.00% → $500 - $50k | 2.05% → $50k - $100k | 2.11% → $100k - $250k
2.01%*$250k*-18 - 23 Months Tax-Deferred IRA
OTHER TIERS: 1.55% → $500 - $2,500 | 1.60% → $2,500 - $10k | 1.65% → $10k - $25k | 1.70% → $25k - $50k | 1.80% → $50k - $100k | 1.90% → $100k - $250k
1.60%*$250k*-12 - 17 Months Tax-Deferred IRA
OTHER TIERS: 1.15% → $500 - $2,500 | 1.20% → $2,500 - $10k | 1.25% → $10k - $25k | 1.30% → $25k - $50k | 1.40% → $50k - $100k | 1.50% → $100k - $250k
0.95%*$250k*-9 - 11 Months Tax-Deferred IRA
OTHER TIERS: 0.50% → $500 - $2,500 | 0.55% → $2,500 - $10k | 0.65% → $10k - $25k | 0.70% → $25k - $50k | 0.80% → $50k - $100k | 0.90% → $100k - $250k
0.65%*$250k*-6 - 8 Months Tax-Deferred IRA
OTHER TIERS: 0.40% → $500 - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k | 0.55% → $50k - $100k | 0.60% → $100k - $250k
0.30%$500-3 - 5 Months Tax-Deferred IRA
0.20%$500-1 - 2 Months Tax-Deferred IRA
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