Featured Savings Rates
Featured Accounts

Alta Vista Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%5-year CD60 Month Share Certificates
0.80%1-year CD12 Month Share Certificates
0.15%SavingsRegular Savings

Overview / Commentary
909-809-3838
1425 W Lugonia Ave
Redlands, CA 92374

Alta Vista Credit Union is headquartered in REDLANDS and is the 123rd largest credit union in the state of California. It is also the 1,173rd largest credit union in the nation. It was established in 1943 and as of September of 2017, it had grown to 39 employees and 14,505 members at 2 locations. Alta Vista Credit Union has a B+ health rating.

Field of Membership Restrictions

Alta Vista CU is open to anyone who holds residence, works, or attends church in the California Counties of San Bernardino or Riverside and their family members, federal employees, active duty, retired, or veterans of the Armed Forces; including Coast Guard, reserve, and the National Guard, or be employed at any of the CU-affiliated SEG's.
See current membership details

Related Posts

View all posts from:


Reviews (4)

Pick A Credit Union With Breadth Or Depth

Posted by: gautier | Aug 1, 2013

This one is no help outside of its one city. If you can't return to its main branch for deposits and assistance, you're on your own.

EWP Is Pretty Bad

If I'm reading their website properly, it looks like the EWP for CDs over 2 years is 100% of the dividends that would have been earned if the amount withdrawn was kept to maturity! That means depending on when you withdrew the money you could actually lose principal! What a deal!

EXCESSIVE UNWARRANTED NSF FEES

My husband and I have been with this bank since 2008 and have had HORRIBLE experiences.  We believe that they are utilizing a hidden internal system in efforts to maximize the number of overdraft and NSF fees charges to our account as well as other customer's accounts. I believe that they are deceptively charging numerous overdraft and NSF fees although there are deposits pending beforehand electronically at the same time.  Despite being with them since 2008, they have literally bounced every single check that resulted as a overdraft even though the check may have been as low as $20.00.  Alta Vista Credit Union initially had over 6 branch locations whereas they are now down to only 2 branches.  June 2013 they withdrew from the Credit Union sister branch network whereas customers are no longer able to make deposits or handle any financial business with (sister branch) credit unions.  Recently a local police officer came to our home to take a related report we tried to file and informed us on the "DL" that they receive immense complaints and reports about Alta Vista CU.  I believe that they have profited immensely from the alleged illegal fees in which they charged us and other customer's.  It seems as if they are rigging the NSF charges to benefit  them the most, instead of allowing items to clear independently they are making money by bouncing multiple smaller transactions for that day.  I would love insight from others that are experiencing the same issues and maybe a recommendation of another good bank to resort to my e-mail is heavenkisses18@hotmail.com.

This Bank Fails!

Posted by: Anonymous | Mar 27, 2011

I received one dollar bills out of an ATM and it's been over a month, and this bank has failed to fix the problem and give me my money back.

Poor customer service on this topic. Friendly faces that hurry me out of their office and banking skills worse than me (I have basically none).

I do not recommend this bank to anyone.



Health
B+

Health Grade Components

Overall
NCUA #64531
Year Chartered1943
Employees39
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD6.39%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$164.0MM$148.5MM
LoansQ3 2017vs Q3 2016$124.6MM$97.0MM
DepositsQ3 2017vs Q3 2016$150.2MM$135.2MM
Equity CapitalQ3 2017vs Q3 2016$12.6MM$12.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.5MM$813.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.1MM$224.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Alta Vista Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alta Vista Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$25-Traditional IRA Savings Account
1.00%$25-Roth IRA Savings Account
0.15%*$25k*-Regular Savings
OTHER TIERS: 0.10% $25 - $25k
0.10%$25-Next Generation Savings
0.10%$25-Vista Savers Savings
0.10%--Holiday Club Account

Alta Vista Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Platinum Money Markets
OTHER TIERS: 0.25% $20k - $100k
0.20%*$20k*-Premier Money Markets
OTHER TIERS: 0.15% $2k - $20k

Alta Vista Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2,500-Platinum Checking

Alta Vista Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-60 Month Share Certificates
1.40%$1k-36 Month Share Certificates
1.10%$1k-24 Month Share Certificates
1.10%$250-24 Month Youth Share Certificates
0.90%$1k-18 Month Share Certificates
0.80%$1k-12 Month Share Certificates
0.80%$250-12 Month Youth Share Certificates
0.35%$1k-6 Month Share Certificates
0.35%$250-6 Month Youth Share Certificates

Alta Vista Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$1k-60 Month IRA Share Certificates
1.75%$1k-36 Month IRA Share Certificates
1.00%$1k-12 Month IRA Share Certificates
Locations


Alta Vista Credit Union Locations
Branch Office1425 W LUGONIA AVEREDLANDS, CA 92374
Branch Office2025 N RIVERSIDE AVERIALTO, CA 92377