Altaone Federal Credit Union is headquartered in Ridgecrest and is the 67th largest credit union in the state of California. It is also the 473rd largest credit union in the nation. It was established in 1947 and as of September of 2024, it had grown to 167 employees and 57,848 members at 12 locations. Altaone Federal Credit Union's CD rates are 5X the national average, and it has a B health rating.
Membership is open to those who live, work, worship, volunteer or attend school in Kern, Inyo, Mono County or selected communities in northern San Bernardino County. Membership is also open to immediate family of existing members.
See current membership details
Overall | |
---|---|
NCUA # | 5612 |
Year Chartered | 1947 |
Employees | 167 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.1% |
Return on Equity - YTD | 1.51% |
Annual Interest Income | $29.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2024vs Q3 2023 | $932.3MM$821.2MM |
Loans | Q3 2024vs Q3 2023 | $694.5MM$624.5MM |
Deposits | Q3 2024vs Q3 2023 | $839.8MM$767.6MM |
Equity Capital | Q3 2024vs Q3 2023 | $59.8MM$50.6MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $10.3MM$9.8MM |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $5.1MM$2.6MM |
Real Estate Owned | Q3 2024vs Q3 2023 | $28K$103K |
Always verify rates and promotions with the bank or credit union. We are not Altaone Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $0 | - | IRA Accounts | |
0.05% | $0 | - | Regular Share Savings | |
0.05% | $0 | - | Sub Share Savings | |
0.05% | $0 | - | Club Accounts |