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Altaone Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.56%5-year CD60 Month Share Certificate
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.50%1-year CD12 Month Share Certificate
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.05%SavingsRegular Share Savings
1.15% - CIT Bank Spring Savings
View all Altaone Federal Credit Union rates »

Overview / Commentary
altaone.org
760-371-7000
701 S China Lake Blvd
Ridgecrest, CA 93555-5027

Altaone Federal Credit Union is headquartered in Ridgecrest and is the 67th largest credit union in the state of California. It is also the 426th largest credit union in the nation. It was established in 1947 and as of March of 2017, it had grown to 163 employees and 53,479 members at 11 locations. Altaone Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Kern, Inyo, Mono County or selected communities in northern San Bernardino County. Membership is also open to immediate family of existing members.
See current membership details

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Reviews (1)

One of the best!

Posted by: CaliKris | Dec 27, 2016

I banked with AltaOne when I lived in the desert. They were the first credit union I have ever banked with and they were a good introduction to the experience. My direct deposits always came in the same day and I didn't have to pay a service fee. The bank was always quiet and the tellers were super helpful. They remembered me when I would come in and always offered help when I needed it. They would call me if there were any issues with my account and made me feel comfortable that my money was safe. They offer different services like loans, safety deposit boxed etc. I enjoyed my experience with AltaOne and will probably open another account with them in the near future. Highly recommended to anyone looking for a bank.

1


Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #5612
Year Chartered1947
Employees163
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.68%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$649.8MM$630.8MM
LoansQ1 2017vs Q1 2016$543.3MM$551.5MM
DepositsQ1 2017vs Q1 2016$587.0MM$568.3MM
Equity CapitalQ1 2017vs Q1 2016$59.7MM$59.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$7.7MM$7.4MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$4.4MM$5.4MM
Real Estate OwnedQ1 2017vs Q1 2016$1.3MM$1.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Altaone Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--IRA Accounts
0.05%--Regular Share Savings

Altaone Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$250k*-AltaAdvantage Money Market Account
OTHER TIERS: 0.20% → $100k - $250k
0.15%*$25k*-Money Market Account
OTHER TIERS: 0.10% → $2,500 - $25k

Altaone Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.23%*$250k*-Business Dividend Share Draft Checking
OTHER TIERS: 0.05% → $5k - $25k | 0.08% → $25k - $50k | 0.10% → $50k - $100k | 0.15% → $100k - $250k

Altaone Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%*$50k*-60 Month Share Certificate
OTHER TIERS: 1.26% → $500 - $2,500 | 1.36% → $2,500 - $10k | 1.46% → $10k - $50k
1.36%*$50k*-48 Month Share Certificate
OTHER TIERS: 1.05% → $500 - $2,500 | 1.15% → $2,500 - $10k | 1.26% → $10k - $50k
1.00%*$50k*-36 Month Share Certificate
OTHER TIERS: 0.70% → $500 - $2,500 | 0.80% → $2,500 - $10k | 0.90% → $10k - $50k
0.90%*$50k*-30 Month Bump-up Share Certificate
OTHER TIERS: 0.80% → $10k - $50k
0.70%*$50k*-24 Month Share Certificate
OTHER TIERS: 0.55% → $500 - $2,500 | 0.60% → $2,500 - $10k | 0.65% → $10k - $50k
0.65%*$50k*-18 Month Bump-up Share Certificate
OTHER TIERS: 0.45% → $5k - $10k | 0.55% → $10k - $50k
0.50%*$50k*-12 Month Share Certificate
OTHER TIERS: 0.35% → $500 - $2,500 | 0.40% → $2,500 - $10k | 0.45% → $10k - $50k
0.30%*$50k*-6 Month Share Certificate
OTHER TIERS: 0.15% → $500 - $2,500 | 0.20% → $2,500 - $10k | 0.25% → $10k - $50k

Altaone Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%*$50k*-60 Month IRA
OTHER TIERS: 1.26% → $500 - $2,500 | 1.36% → $2,500 - $10k | 1.46% → $10k - $50k
1.36%*$50k*-48 Month IRA
OTHER TIERS: 1.05% → $500 - $2,500 | 1.15% → $2,500 - $10k | 1.26% → $10k - $50k
1.00%*$50k*-36 Month IRA
OTHER TIERS: 0.70% → $500 - $2,500 | 0.80% → $2,500 - $10k | 0.90% → $10k - $50k
0.90%*$50k*-30 Month Bump-up IRA
OTHER TIERS: 0.80% → $10k - $50k
0.70%*$50k*-24 Month IRA
OTHER TIERS: 0.55% → $500 - $2,500 | 0.60% → $2,500 - $10k | 0.65% → $10k - $50k
0.65%*$50k*-18 Month Bump-up IRA
OTHER TIERS: 0.45% → $5k - $10k | 0.55% → $10k - $50k
0.50%*$50k*-12 Month IRA
OTHER TIERS: 0.35% → $500 - $2,500 | 0.40% → $2,500 - $10k | 0.45% → $10k - $50k
0.30%*$50k*-6 Month IRA
OTHER TIERS: 0.15% → $500 - $2,500 | 0.20% → $2,500 - $10k | 0.25% → $10k - $50k
Locations

Altaone Federal Credit Union has 11 locations. Click to view all Altaone Federal Credit Union locations.