Featured Savings Rates
Featured Accounts

Altaone Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.56%5-year CD60 Month Share Certificate
0.50%1-year CD12 Month Share Certificate
0.05%SavingsRegular Share Savings

Overview / Commentary
760-371-7000
701 S China Lake Blvd
Ridgecrest, CA 93555-5027

Altaone Federal Credit Union is headquartered in Ridgecrest and is the 66th largest credit union in the state of California. It is also the 410th largest credit union in the nation. It was established in 1947 and as of September of 2016, it had grown to 169 employees and 54,521 members at 12 locations. Altaone Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Kern, Inyo, Mono County or selected communities in northern San Bernardino County. Membership is also open to immediate family of existing members.
See current membership details

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Reviews (1)

One of the best!

Posted by: CaliKris | Dec 27, 2016

I banked with AltaOne when I lived in the desert. They were the first credit union I have ever banked with and they were a good introduction to the experience. My direct deposits always came in the same day and I didn't have to pay a service fee. The bank was always quiet and the tellers were super helpful. They remembered me when I would come in and always offered help when I needed it. They would call me if there were any issues with my account and made me feel comfortable that my money was safe. They offer different services like loans, safety deposit boxed etc. I enjoyed my experience with AltaOne and will probably open another account with them in the near future. Highly recommended to anyone looking for a bank.



Health
B+

Health Grade Components

Overall
NCUA #5612
Year Chartered1947
Employees169
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.9%
Annual Interest Income$20.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$643.0MM$608.4MM
LoansQ3 2016vs Q3 2015$549.2MM$538.4MM
DepositsQ3 2016vs Q3 2015$581.0MM$547.4MM
Equity CapitalQ3 2016vs Q3 2015$59.9MM$59.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$7.9MM$6.6MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$5.2MM$5.2MM
Real Estate OwnedQ3 2016vs Q3 2015$1.5MM$1.7MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Altaone Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--IRA Accounts
0.05%--Regular Share Savings

Altaone Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$250k*-AltaAdvantage Money Market Account
OTHER TIERS: 0.20% $100k - $250k
0.15%*$25k*-Money Market Account
OTHER TIERS: 0.10% $2,500 - $25k

Altaone Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.23%*$250k*-Business Dividend Share Draft Checking
OTHER TIERS: 0.05% $5k - $25k | 0.08% $25k - $50k | 0.10% $50k - $100k | 0.15% $100k - $250k

Altaone Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%*$50k*-60 Month Share Certificate
OTHER TIERS: 1.26% $500 - $2,500 | 1.36% $2,500 - $10k | 1.46% $10k - $50k
1.36%*$50k*-48 Month Share Certificate
OTHER TIERS: 1.05% $500 - $2,500 | 1.15% $2,500 - $10k | 1.26% $10k - $50k
1.00%*$50k*-36 Month Share Certificate
OTHER TIERS: 0.70% $500 - $2,500 | 0.80% $2,500 - $10k | 0.90% $10k - $50k
0.90%*$50k*-30 Month Bump-up Share Certificate
OTHER TIERS: 0.80% $10k - $50k
0.70%*$50k*-24 Month Share Certificate
OTHER TIERS: 0.55% $500 - $2,500 | 0.60% $2,500 - $10k | 0.65% $10k - $50k
0.65%*$50k*-18 Month Bump-up Share Certificate
OTHER TIERS: 0.45% $5k - $10k | 0.55% $10k - $50k
0.50%*$50k*-12 Month Share Certificate
OTHER TIERS: 0.35% $500 - $2,500 | 0.40% $2,500 - $10k | 0.45% $10k - $50k
0.30%*$50k*-6 Month Share Certificate
OTHER TIERS: 0.15% $500 - $2,500 | 0.20% $2,500 - $10k | 0.25% $10k - $50k

Altaone Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%*$50k*-60 Month IRA
OTHER TIERS: 1.26% $500 - $2,500 | 1.36% $2,500 - $10k | 1.46% $10k - $50k
1.36%*$50k*-48 Month IRA
OTHER TIERS: 1.05% $500 - $2,500 | 1.15% $2,500 - $10k | 1.26% $10k - $50k
1.00%*$50k*-36 Month IRA
OTHER TIERS: 0.70% $500 - $2,500 | 0.80% $2,500 - $10k | 0.90% $10k - $50k
0.90%*$50k*-30 Month Bump-up IRA
OTHER TIERS: 0.80% $10k - $50k
0.70%*$50k*-24 Month IRA
OTHER TIERS: 0.55% $500 - $2,500 | 0.60% $2,500 - $10k | 0.65% $10k - $50k
0.65%*$50k*-18 Month Bump-up IRA
OTHER TIERS: 0.45% $5k - $10k | 0.55% $10k - $50k
0.50%*$50k*-12 Month IRA
OTHER TIERS: 0.35% $500 - $2,500 | 0.40% $2,500 - $10k | 0.45% $10k - $50k
0.30%*$50k*-6 Month IRA
OTHER TIERS: 0.15% $500 - $2,500 | 0.20% $2,500 - $10k | 0.25% $10k - $50k
Locations

Altaone Federal Credit Union has 12 locations. Click to view all Altaone Federal Credit Union locations.