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Altaone Federal Credit Union

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CURRENT TOP RATE

60 Month Share Certificate

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.56%	5-year CD	60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD
0.50%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.15%	Savings	Regular Share Savings 1.00% - Ally Bank Online Savings Account

View all Altaone Federal Credit Union rates »

Overview / Commentary

760-371-7000

701 S China Lake Blvd
Ridgecrest, CA 93555-5027

Altaone Federal Credit Union is headquartered in Ridgecrest and is the 67^th largest credit union in the state of California. It is also the 416^th largest credit union in the nation. It was established in 1947 and as of June of 2016, it had grown to 170 employees and 52,510 members at 12 locations. Altaone Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Kern, Inyo, Mono County or selected communities in northern San Bernardino County. Membership is also open to immediate family of existing members.
See current membership details

Related Posts

View all posts from:

2009
2006

2/11 - 3.15% 13-Month Add-On CD at AltaOne FCU in California

12/7 - AltaOne Credit Union's CD Matching Program

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Health

B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	5612
Year Chartered	1947
Employees	170
Primary Regulator

Profit Margin
Return on Assets - YTD	0.19%
Return on Equity - YTD	1.98%
Annual Interest Income	$13.4MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$627.7MM$608.0MM
Loans	Q2 2016vs Q2 2015	$556.3MM$526.5MM
Deposits	Q2 2016vs Q2 2015	$565.2MM$547.0MM
Equity Capital	Q2 2016vs Q2 2015	$59.6MM$59.0MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$7.4MM$6.8MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$5.8MM$5.1MM
Real Estate Owned	Q2 2016vs Q2 2015	$1.3MM$788.00K

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Altaone Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	-	-	IRA Accounts
0.15%^*	$50k^*	-	Regular Share Savings
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $50k

Altaone Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$250k^*	-	AltaAdvantage Money Market Account
OTHER TIERS: 0.20% → $100k - $250k
0.15%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.10% → $2,500 - $25k

Altaone Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.23%^*	$250k^*	-	Business Dividend Share Draft Checking
OTHER TIERS: 0.05% → $5k - $25k \| 0.08% → $25k - $50k \| 0.10% → $50k - $100k \| 0.15% → $100k - $250k

Altaone Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.56%^*	$50k^*	-	60 Month Share Certificate
OTHER TIERS: 1.26% → $500 - $2,500 \| 1.36% → $2,500 - $10k \| 1.46% → $10k - $50k
1.36%^*	$50k^*	-	48 Month Share Certificate
OTHER TIERS: 1.05% → $500 - $2,500 \| 1.15% → $2,500 - $10k \| 1.26% → $10k - $50k
1.00%^*	$50k^*	-	36 Month Share Certificate
OTHER TIERS: 0.70% → $500 - $2,500 \| 0.80% → $2,500 - $10k \| 0.90% → $10k - $50k
0.90%^*	$50k^*	-	30 Month Bump-up Share Certificate
OTHER TIERS: 0.80% → $10k - $50k
0.70%^*	$50k^*	-	24 Month Share Certificate
OTHER TIERS: 0.55% → $500 - $2,500 \| 0.60% → $2,500 - $10k \| 0.65% → $10k - $50k
0.65%^*	$50k^*	-	18 Month Bump-up Share Certificate
OTHER TIERS: 0.45% → $5k - $10k \| 0.55% → $10k - $50k
0.50%^*	$50k^*	-	12 Month Share Certificate
OTHER TIERS: 0.35% → $500 - $2,500 \| 0.40% → $2,500 - $10k \| 0.45% → $10k - $50k
0.30%^*	$50k^*	-	6 Month Share Certificate
OTHER TIERS: 0.15% → $500 - $2,500 \| 0.20% → $2,500 - $10k \| 0.25% → $10k - $50k

Altaone Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.56%^*	$50k^*	-	60 Month IRA
OTHER TIERS: 1.26% → $500 - $2,500 \| 1.36% → $2,500 - $10k \| 1.46% → $10k - $50k
1.36%^*	$50k^*	-	48 Month IRA
OTHER TIERS: 1.05% → $500 - $2,500 \| 1.15% → $2,500 - $10k \| 1.26% → $10k - $50k
1.00%^*	$50k^*	-	36 Month IRA
OTHER TIERS: 0.70% → $500 - $2,500 \| 0.80% → $2,500 - $10k \| 0.90% → $10k - $50k
0.90%^*	$50k^*	-	30 Month Bump-up IRA
OTHER TIERS: 0.80% → $10k - $50k
0.70%^*	$50k^*	-	24 Month IRA
OTHER TIERS: 0.55% → $500 - $2,500 \| 0.60% → $2,500 - $10k \| 0.65% → $10k - $50k
0.65%^*	$50k^*	-	18 Month Bump-up IRA
OTHER TIERS: 0.45% → $5k - $10k \| 0.55% → $10k - $50k
0.50%^*	$50k^*	-	12 Month IRA
OTHER TIERS: 0.35% → $500 - $2,500 \| 0.40% → $2,500 - $10k \| 0.45% → $10k - $50k
0.30%^*	$50k^*	-	6 Month IRA
OTHER TIERS: 0.15% → $500 - $2,500 \| 0.20% → $2,500 - $10k \| 0.25% → $10k - $50k

Locations

Altaone Federal Credit Union has 12 locations. Click to view all Altaone Federal Credit Union locations.