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Overview / Commentary
1122 7th Avenue
Huntington, WV 25701

Appalachian Power Employees Federal Credit Union is headquartered in HUNTINGTON and is the 63rd largest credit union in the state of West Virginia. It is also the 4,482nd largest credit union in the nation. It was established in 1936 and as of December of 2017, it had grown to 2 employees and 1,023 members at 1 location. Appalachian Power Employees Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Must be employee of Appalachian Power Company Corp.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Appalachian Power Employees Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #1463
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD0.88%
Annual Interest Income$196.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$6.8MM$7.4MM
LoansQ4 2017vs Q4 2016$3.4MM$2.9MM
DepositsQ4 2017vs Q4 2016$5.5MM$6.2MM
Equity CapitalQ4 2017vs Q4 2016$1.2MM$1.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$8.00K$18.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$33.00K$122.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Appalachian Power Employees Federal Credit Union Locations
Branch Office1122 7TH AVEHUNTINGTON, WV 25701

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