Featured Savings Rates
Featured Accounts
Overview / Commentary
2800 S Washington St
Grand Forks, ND 58201

Area Community Credit Union is headquartered in Grand Forks and is the 23rd largest credit union in the state of North Dakota. It is also the 3,239th largest credit union in the nation. It was established in 1964 and as of December of 2016, it had grown to 6 employees and 2,376 members at 1 location. Area Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Area Community CU is open to anyone who resides or works within a 50-mile radius of the Area Community CU office.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Area Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #64294
Year Chartered1964
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD7.13%
Annual Interest Income$749.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$23.6MM$22.0MM
LoansQ4 2016vs Q4 2015$12.9MM$12.0MM
DepositsQ4 2016vs Q4 2015$20.0MM$18.7MM
Equity CapitalQ4 2016vs Q4 2015$3.5MM$3.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$217.00K$215.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$150.00K$137.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates

Sorry, we do not have rate data for Area Community Credit Union.

Locations


Area Community Credit Union Locations
Branch Office2800 S Washington StGrand Forks, ND 58201