- 12 signature based VISA check card purchases
- one direct deposit, ACH debit or ACH credit
- enrollment in Online Banking and e-Statements
Update 3/18/09: The bank is listing on its front page that these rates are guaranteed through 12/31/2009.
Two other nice perks that not all reward checking accounts offer include free first order of 50 checks and bank-to-bank transfers. One downside is that I don't see any mention of refunds of ATM fees.
It appears a branch visit is required to open an account. Branches are located in the Delaware cities of Bear, Dover, Newark, Rehoboth Beach, Wilmington, Milford and Millville.
The bank has been FDIC insured since 1952 (FDIC Certificate # 17123).
Other Reward Checking Accounts
To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.