4.01% Reward Checking Account at Artisans' Bank in Delaware


Artisans' Bank is offering a reward checking account that pays 4.01% APY on balances up to $25,000 (1.01% for above) if the following monthly requirements are met:
  • 12 signature based VISA check card purchases
  • one direct deposit, ACH debit or ACH credit
  • enrollment in Online Banking and e-Statements
If these are not met, the rate falls to 0.20%. Minimum initial deposit is $50. There is no minimum balance requirement or monthly service charge.

Update 3/18/09: The bank is listing on its front page that these rates are guaranteed through 12/31/2009.

Two other nice perks that not all reward checking accounts offer include free first order of 50 checks and bank-to-bank transfers. One downside is that I don't see any mention of refunds of ATM fees.

It appears a branch visit is required to open an account. Branches are located in the Delaware cities of Bear, Dover, Newark, Rehoboth Beach, Wilmington, Milford and Millville.

The bank has been FDIC insured since 1952 (FDIC Certificate # 17123).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.
Related Pages: Artisans' Bank, Philadelphia, Salisbury, checking account, reward checking account

Anonymous   |     |   Comment #1
Note that present rate of 4% is GUARANTEED thru 12/31/09.