The Aspiration Spend Account and the Aspiration Save Account are part of a cash management account offering of Aspiration Financial, LLC. This account that has no monthly fees and offers free worldwide ATM access. In fact, the interest rate on this Save account rivals the top savings accounts on the market. Upon the account's release, it was quickly labeled by many reputable news publications as the best checking account in the country. It’s hard to argue with this when considering its appealing combination of low fees and high interest. This account is FDIC insured through several program banks.
It’s worth noting that while this summary is dealing mostly with the deposit accounts available at Aspiration. Aspiration also offers a couple investment accounts that are aimed at middle-class consumers and seek to provide investment opportunities and advantages that traditionally are only available to wealthier consumers. Assets in these investment accounts are held by UMB Bank.
Aspiration’s consumer products are impressive, but equally impressive is the company’s commitment to giving back to the community. Through their “Dimes Worth of Difference” program, they donate 10% of their earnings to various charities that seek to advance economic opportunities for the less fortunate.
Aspiration is headquartered in Marina Del Rey, CA. Any US citizen or lawful resident over 18 can open an account.
Digital Credit Union Bank offers a user-friendly online banking experience with convenient features like mobile check deposit and bill pay. Their competitive interest rates and low fees make it an attractive option for those looking to manage their finances digitally. Overall, a reliable choice for your banking needs. A big thank you for the loan. Most helpful was Agent Phil- 475-215-0057. He helped me prepare my credit report correctly to get approved .
For over one year my account was not frozen, buh now that i got my tax refund payment on the saving account, then i linked my greendot account with it to remove my money. Same account name, unfortunately you said the transactions failed and why do you have to lock my account without providing a way out to remove my money on it... That's why cash app was the best online banking because if your cash app was locked or closed, they will provide a way out to remove your money and lock their account.. You can not lock my account and lock my money.. That's not gonna be accepted and i will have to file this case if my account is not unlocked for me to remove my money on it.
Seriously how is everyone sending them on the same day of the month the 22nd exactly a month apart like a robot on a 30 day cycle
Apparently in April of this year, Aspiration's banking services began operating under their partner, Coastal Community Bank. This is where everything went downhill immediately. In May they sent an email to account holders that we would have to confirm that we accept the new terms of the bank to keep banking with them. I confirmed as soon as I saw the email. A few weeks later, my debit card stopped working. I checked online and they had closed my account without telling me. I spoke with a manager Rain, who said it looked like my account was not closed, even though it showed it was on my end on their website. She said she would give me updates soon. Several days later of me calling every day and there not being an update, I got a hold of Rain again and she said there was a glitch in their system that my account came up as "non-converted", even though I accepted the new terms and conditions. I had all of my bills set up through Aspiration, I was late on several and asked them to pay my late fees but they said they could not. Eventually, my account was re-activated the next week. I was content to leave this as a back-up account and re-routed all my autopay to another bank. Then in July, I discovered my account was closed AGAIN, and without notifying me. I called and they again have no idea why it was closed. This is the most unprofessional bank I have ever dealt with. Your money is not safe here.
Sorry, we do not have health information for Aspiration.
Always verify rates and promotions with the bank or credit union. We are not Aspiration; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.00%* | $0 | $10k | Aspiration Plus Save Account | ||
OTHER TIERS: 0.25% → $10k+ | |||||
1.00% | $1k | $10k | Aspiration Save Account w/ $500+ in Debit Card Purchases |
Aspiration is an Internet only bank and does not have branch locations. Its headquarters is located at 4640 Admiralty Way - Marina Del Rey, CA 90292