Overview / Commentary
4640 Admiralty Way
Marina Del Rey, CA 90292

The Aspiration Spend Account and the Aspiration Save Account are part of a cash management account offering of Aspiration Financial, LLC. This account that has no monthly fees and offers free worldwide ATM access. In fact, the interest rate on this Save account rivals the top savings accounts on the market. Upon the account's release, it was quickly labeled by many reputable news publications as the best checking account in the country. It’s hard to argue with this when considering its appealing combination of low fees and high interest. This account is FDIC insured through several program banks.

It’s worth noting that while this summary is dealing mostly with the deposit accounts available at Aspiration. Aspiration also offers a couple investment accounts that are aimed at middle-class consumers and seek to provide investment opportunities and advantages that traditionally are only available to wealthier consumers. Assets in these investment accounts are held by UMB Bank.

Aspiration’s consumer products are impressive, but equally impressive is the company’s commitment to giving back to the community. Through their “Dimes Worth of Difference” program, they donate 10% of their earnings to various charities that seek to advance economic opportunities for the less fortunate.

Aspiration is headquartered in Marina Del Rey, CA. Any US citizen or lawful resident over 18 can open an account.

Reviews (279)

If You're Looking To Bank Online, This Is It

Before I joined Aspiration I really did my research. Read reviews (which were very mixed), went through their entire website, learned about the perks (extremely low fees and trees get planted), and even looked into who the company works with (Leonardo DiCaprio and Drake).
After banking with them for quite some time, I have to say this is a 5 star bank! Here's why:
1.) Plants trees when you spend money
2.) Fast transfers/receiving transfers
3.) Easy to use app (this was important for my parents)
4.) Extremely low fees

The Perfect Online Bank

I'm not one to leave reviews, but this one deserves it.
I've only switched to Aspiration Bank a few months ago, after banking with Bank of America for many years, and the peace of mind I got just from making this switch is amazing. Don't have to deal with clerks (since everything is online), superb application and the lowest rates I've ever seen. I haven't had any issues so I have yet to contact customer service, however so far has been a 10/10.
Keep it up Aspiration!

Leading Example Of People And Planet Over Pofit

Posted by: |

I am encouraging everyone to start green banking. This is a huge way to reduce carbon footprint and take power away from the big banks that invest public funds into fossil fuels. This bank has actually ethical values and protects the Earth, not destroy it.

Glad I’M Not The Only One!

Posted by: |

I’ve been reading your reviews with tears in my eyes. My account was locked on June 29th without warning. I didn’t know I couldn’t have a PPP loan. And this is the 2nd one I’ve had. No issues at all with the 1st one. I’ve emailed and called and threatened this so called “bank” numerous times without any satisfaction. I’m so mad! Out of almost $19,000 I got down to just over $3000 before anything happened too. They must be too busy monitoring every account on their platform to notice the deposits as they come in ?????? How do we do a lawsuit against this? If it’s against their policy I understand but to lock accounts for months and not do anything with the funds or send them back to the initial company or even worse I saw they would prosecute for fraud???? WTH???!!! All I can say is good luck to all of us! I sure hope something is done soon!



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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Aspiration Savings Account Rates

5.00%*-$10kAspiration Plus Save Account
OTHER TIERS: 0.10% $10k+
3.00%$1k$10kAspiration Save Account w/ $1,000 in Debit Card Purchases

Aspiration is an Internet only bank and does not have branch locations. Its headquarters is located at 4640 Admiralty Way - Marina Del Rey, CA 90292

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