Overview / Commentary
4640 Admiralty Way
Marina Del Rey, CA 90292

The Aspiration Spend Account and the Aspiration Save Account are part of a cash management account offering of Aspiration Financial, LLC. This account that has no monthly fees and offers free worldwide ATM access. In fact, the interest rate on this Save account rivals the top savings accounts on the market. Upon the account's release, it was quickly labeled by many reputable news publications as the best checking account in the country. It’s hard to argue with this when considering its appealing combination of low fees and high interest. This account is FDIC insured through several program banks.

It’s worth noting that while this summary is dealing mostly with the deposit accounts available at Aspiration. Aspiration also offers a couple investment accounts that are aimed at middle-class consumers and seek to provide investment opportunities and advantages that traditionally are only available to wealthier consumers. Assets in these investment accounts are held by UMB Bank.

Aspiration’s consumer products are impressive, but equally impressive is the company’s commitment to giving back to the community. Through their “Dimes Worth of Difference” program, they donate 10% of their earnings to various charities that seek to advance economic opportunities for the less fortunate.

Aspiration is headquartered in Marina Del Rey, CA. Any US citizen or lawful resident over 18 can open an account.

Reviews (396)

Complaint To Unlock My Account

For over one year my account was not frozen, buh now that i got my tax refund payment on the saving account, then i linked my greendot account with it to remove my money. Same account name, unfortunately you said the transactions failed and why do you have to lock my account without providing a way out to remove my money on it... That's why cash app was the best online banking because if your cash app was locked or closed, they will provide a way out to remove your money and lock their account.. You can not lock my account and lock my money.. That's not gonna be accepted and i will have to file this case if my account is not unlocked for me to remove my money on it.

Fake Reviews

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Seriously how is everyone sending them on the same day of the month the 22nd exactly a month apart like a robot on a 30 day cycle

I Have Had Zero Problems With This Bank

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I have had this card for almost two years. They always post my checks two days early even if it's a Sunday unlike other banks that would make the customer wait until Monday. I get checks in there faithfully several times a month.

I have used this card to receive child support from my ex via cashapp. I used it for my tax refund last year with no issue.

I have deposited three mobile checks. Two were from my sons school for internet and the third was a check from my landlord because I paid for something that he reimbursed me for. The only issue I had with the third check was I had to resubmit it because they said it was blurry. I resubmitted it and didn't have an issue after.

I have used this card to receive Uber and Insta cart payments. I used it for Amazon Flex payments as well until my Amazon card came. Never had an issue.

I like how, unlike other prepaid cards, I get my money at 3am versus having to check the card all day because I have no idea when it will post.

I don't remember if they advertised a sign up bonus or not but I believe they sent me either 50 or 100 dollars a few months into having it but I can't remember which.

The fee is very reasonable.

I have no complaints so far and it's been two years. If anything changes, I will update my review but for now I think this card is pretty good.

Great Features Like Early Direct Deposit

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Great features for a digital startup bank!



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Rates for Aspiration are currently being reviewed.


Aspiration is an Internet only bank and does not have branch locations. Its headquarters is located at 4640 Admiralty Way - Marina Del Rey, CA 90292

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