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Overview / Commentary
106 Washington Avenue Nw
Athens, TN 37303

Athens Federal Community Bank is headquartered in Athens and is the 44th largest bank in the state of Tennessee. It is also the 1,551st largest bank in the nation. It was established in 1934 and as of March of 2017, it had grown to 116 employees at 10 locations. Athens Federal Community Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #29085
Year Established1934
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD9.12%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$455.6MM$326.8MM
LoansQ1 2017vs Q1 2016$297.0MM$263.9MM
DepositsQ1 2017vs Q1 2016$400.0MM$269.4MM
Equity CapitalQ1 2017vs Q1 2016$47.9MM$40.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$4.3MM$4.0MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.3MM$2.5MM
Real Estate OwnedQ1 2017vs Q1 2016$914.00K$1.1MM
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Athens Federal Community Bank Savings Account Rates

1.00%--Christmas Club
1.00%--Vacation Club
0.05%--Regular Savings

Athens Federal Community Bank Locations
Athens Federal Community Bank106 Washington Avenue NwAthens, TN 37303
1103 Decatur Pike Branch1103 Decatur PikeAthens, TN 37303
Ocoee Street Branch3855 Ocoee St N Ste 100Cleveland, TN 37312
Madisonville Branch4785 New Highway 68Madisonville, TN 37354
523 Tennessee Avenue Branch523 Tennessee AvenueEtowah, TN 37331
25th Street Branch950 25th Street NWCleveland, TN 37311
Lenoir City Branch705 East BroadwayLenoir City, TN 37771
Athens Branch835 South Congress ParkwayAthens, TN 37303
Madisonville Branch215 Warren StreetMadisonville, TN 37354
Sweetwater Hwy 68 Branch761 New Highway 68Sweetwater, TN 37874