Overview / Commentary
106 Washington Avenue Nw
Athens, TN 37303

Athens Federal Community Bank is headquartered in Athens and is the 42nd largest bank in the state of Tennessee. It is also the 1,469th largest bank in the nation. It was established in 1934 and as of March of 2018, it had grown to 114 employees at 10 locations. Athens Federal Community Bank has an A health rating.


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Health Grade Components

FDIC Certificate #29085
Year Established1934
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD13.44%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$482.0MM$455.6MM
LoansQ1 2018vs Q1 2017$330.5MM$297.0MM
DepositsQ1 2018vs Q1 2017$425.2MM$400.0MM
Equity CapitalQ1 2018vs Q1 2017$48.6MM$47.9MM
Loan Loss AllowanceQ1 2018vs Q1 2017$4.0MM$4.3MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$937.00K$1.3MM
Real Estate OwnedQ1 2018vs Q1 2017$914.00K$914.00K
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Athens Federal Community Bank Savings Account Rates

1.00%--Christmas Club
1.00%--Vacation Club
0.05%--Regular Savings

Cities: Athens, Cleveland, Etowah, Lenoir City, Madisonville, Sweetwater

Athens Branches
Athens Federal Community Bank106 Washington Avenue NwAthens, TN 37303
1103 Decatur Pike Branch1103 Decatur PikeAthens, TN 37303
Athens Branch835 South Congress ParkwayAthens, TN 37303

Cleveland Branches
Ocoee Street Branch3855 Ocoee St N Ste 100Cleveland, TN 37312
25th Street Branch950 25th Street NWCleveland, TN 37311

Etowah Branches
523 Tennessee Avenue Branch523 Tennessee AvenueEtowah, TN 37331

Lenoir City Branches
Lenoir City Branch705 East BroadwayLenoir City, TN 37771

Madisonville Branches
Madisonville Branch4785 New Highway 68Madisonville, TN 37354
Madisonville Branch215 Warren StreetMadisonville, TN 37354

Sweetwater Branches
Sweetwater Hwy 68 Branch761 New Highway 68Sweetwater, TN 37874

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