Overview / Commentary
200 North West Street
Athens, IL 62613

Athens State Bank is headquartered in Athens and is the 259th largest bank in the state of Illinois. It is also the 3,684th largest bank in the nation. It was established in 1910 and as of June of 2018, it had grown to 37 employees at 4 locations. Athens State Bank's CD rates are 40% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #9631
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD9.43%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$132.0MM$130.8MM
LoansQ2 2018vs Q2 2017$75.7MM$75.9MM
DepositsQ2 2018vs Q2 2017$117.3MM$114.5MM
Equity CapitalQ2 2018vs Q2 2017$13.5MM$14.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$701.00K$751.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$765.00K$981.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$99.00K
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Always verify rates and promotions with the bank or credit union. We are not Athens State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Athens State Bank Savings Account Rates

1.21%--Individual Retirement Account
0.20%--Christmas Club

Athens State Bank Money Market Rates

0.60%*$1.5m*-Money Market
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $50k | 0.30% $50k - $100k | 0.40% $100k - $500k | 0.50% $500k - $1.5m

Athens State Bank Checking Account Rates

0.40%*$100k*-Business Interest-Bearing Checking
OTHER TIERS: 0.10% Up to $5k | 0.20% $5k - $50k | 0.30% $50k - $100k
0.10%--Super Now

Athens State Bank CD Rates

2.02%$1k-60 Month CD
1.76%$1k-36 Month CD
1.76%$1k-48 Month CD
1.51%$1k-24 Month CD
1.51%$1k-30 Month CD
1.26%$1k-12 Month CD
1.26%$1k-18 Month CD
1.00%$1k-6 Month CD
0.25%$1k-7 Month CD
0.15%$1k-3 Month CD
0.09%$1k-1 Month CD

Athens State Bank Locations
New Salem Highway 97 Branch14202 State Highway 97Petersburg, IL 62675
Athens State Bank200 North West StreetAthens, IL 62613
Petersburg Office Branch420 East SangamonPetersburg, IL 62675
Springfield BranchRoute 29 and Andrew RoadSpringfield, IL 62707

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