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Atlantic Stewardship Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.75%Reward CheckingPower Rate Checking
1.11%5-year CD60 Months CD
0.30%1-year CD12 - 17 Months CD

Overview / Commentary
201-444-7100
630 Godwin Avenue
Midland Park, NJ 07432

Atlantic Stewardship Bank is headquartered in Midland Park and is the 36th largest bank in the state of New Jersey. It is also the 986th largest bank in the nation. It was established in 1985 and as of June of 2016, it had grown to 133 employees at 12 locations. Atlantic Stewardship Bank has an A+ health rating.

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Reviews (3)

Great Service With Actual Interest

Posted by: tpld736 | Dec 30, 2011

I have been a Power Checking account customer for 3 years and am very satisfied ASB. In exchange for having to 1) direct deposit my paycheck, 2) make a minimum of 10 debit transactions and 3) accept only electronic statements (i.e., no paper), ASB provides free checking with no minimum balance, full monthly ATM refunds, and interest which is 15x what my former Wachovia/Wells Fargo checking and savings for balances up to $25k.  Also, despite me visiting the branch for an average of 4 times a year, everyone from the Branch Manager to the tellers know who I am.

Downsides include 1) limited branches - if you live in Bergen County, there are plenty, but outside of that not much coverage, 2) $6 for online bill pay (free online banking though), and 3) they are not on the technological cutting edge - if you're looking for ATMs on every corner, smartphone banking apps and deposit by smart phone pictures, you'll be disappointed.

That being said, I earned $600 of interest and was refunded $250 of other bank's ATM fees last year.  I think that's well worth it.

Customer Service

Posted by: Anonymous | Aug 10, 2011

By far the best customer service in the industry. The huge benefit of working with a small local bank!!

You Are Wasting Your Time Filling Out The Online Application

Posted by: Anonymous | Mar 31, 2010

You are wasting your time filling out the online application. A visit toa local branch is required to open the account.



Health
A+

Health Grade Components

Overall
FDIC Certificate #26390
Year Established1985
Employees133
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD8.52%
Annual Interest Income$13.5MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$740.2MM$699.8MM
LoansQ2 2016vs Q2 2015$529.8MM$499.1MM
DepositsQ2 2016vs Q2 2015$627.0MM$586.3MM
Equity CapitalQ2 2016vs Q2 2015$70.6MM$66.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$8.4MM$9.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$949.00K$2.5MM
Real Estate OwnedQ2 2016vs Q2 2015$834.00K$219.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlantic Stewardship Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$15k*-Health Savings Account (Individual & Family)
OTHER TIERS: 0.10% $1k - $5k | 0.25% $5k - $15k
0.15%-$25kKid's Statement Savings
0.10%-$25kStatement Savings
0.10%$50$25kIRA Variable Rate Savings
0.10%--Business Statement Savings
0.10%$50-CESA Variable Rate Savings
0.10%--Forever Club

Atlantic Stewardship Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$1m*-Premium Growth Accounts
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $1mm
0.15%*$1m*-Business Premium Growth Accounts
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $1mm
0.05%$1,500-Atlantic Money Market Accounts
0.05%$1,500-Business Atlantic Money Market Accounts.

Atlantic Stewardship Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$25kPower Rate Checking
OTHER TIERS: 0.20% $25k+
0.15%*$1m*-Genesis NOW Account
OTHER TIERS: 0.05% $2,500 - $50k | 0.10% $50k - $1mm
0.10%*$50k*-Interest Bearing Checking
OTHER TIERS: 0.05% $5k - $50k
0.10%*$50k*-Business NOW Account
OTHER TIERS: 0.05% $1k - $50k

Atlantic Stewardship Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Months Special Offer CD
1.51%$500-Business 60 Months Special Offer CD
1.16%$500-48-59 Months Special Offer CD
1.16%$500-Business 48-59 Months Special Offer CD
1.11%$500-60 Months CD
1.11%$500-Business 60 Months CD
1.11%$500-30 Month Power CD Special
1.01%$500-20 Month Power CD Special
1.00%$500-36-47 Months Special Offer CD
1.00%$500-Business 36-47 Months Special Offer CD
0.90%$500-24 - 35 Month Special Offer CD
0.90%$500-Business 24 - 35 Month Special Offer CD
0.75%$500-48 - 59 Months CD
0.75%$500-Business 48 - 59 Months CD
0.60%$500-36 - 47 Months CD
0.60%$500-Business 36 - 47 Months CD
0.50%$500-18 - 23 Months Power CD
0.50%$500-24 - 35 Months CD
0.50%$500-Business 18 - 23 Months Power CD
0.50%$500-Business 24 - 35 Months CD
0.45%$10k-30 Months Power Flex CD
0.35%$10k-20 Months Power Flex CD
0.30%$500-12 - 17 Months CD
0.30%$500-Business 12 - 17 Months CD
0.20%$500-180 - 364 Days CD
0.20%$500-18 - 23 Months CD
0.20%$500-Business 180 - 364 Days CD
0.20%$500-Business 18 - 23 Months CD
0.10%$500-30 - 89 Days CD
0.10%$500-90 - 179 Days CD
0.10%$500-Business 30 - 89 Days CD
0.10%$500-Business 90 - 179 Days CD

Atlantic Stewardship Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%$500-60 Months IRA Power
1.21%$500-48 - 59 Months IRA Power
1.16%$500-60 Months IRA
1.06%$500-36 - 47 Months IRA Power
1.00%$500-24 - 35 Months IRA Power
0.80%$500-48 - 59 Month IRA
0.65%$500-36 - 47 Months IRA
0.60%$500-18 - 23 Months IRA Power
0.60%$500-24 - 35 Months IRA
0.20%$500-18 - 23 Months IRA
Locations

Atlantic Stewardship Bank has 11 locations. Click to view all Atlantic Stewardship Bank locations.