Overview / Commentary
1267 Augusta West Pkwy
Augusta, GA 30909

Augusta VAH Federal Credit Union is headquartered in Augusta and is the 35th largest credit union in the state of Georgia. It is also the 1,940th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 27 employees and 9,741 members at 4 locations. Augusta VAH Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Richmond, Columbia, Burke, or McDuffie County in Georgia or Aiken or Edgefield County in South Carolina.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Augusta VAH Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #9029
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD7.44%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$71.7MM$71.3MM
LoansQ4 2018vs Q4 2017$39.9MM$42.5MM
DepositsQ4 2018vs Q4 2017$60.5MM$60.9MM
Equity CapitalQ4 2018vs Q4 2017$10.6MM$9.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$512.00K$491.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.2MM$784.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$5.00K

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Augusta VAH Federal Credit Union Locations
Branch Office1 Freedom WayAugusta, GA 30904
Branch Office950 15th StAugusta, GA 30901-2608
Branch Office3830 Washington Rd Ste 34Martinez, GA 30907-5091
Corporate Office1267 Augusta West PkwyAugusta, GA 30909

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