Austin Capital Bank

Austin Capital Bank


Overview / Commentary
512-693-3600
8100 Shoal Creek Blvd.
Austin, TX 78757

Austin Capital Bank is headquartered in AUSTIN and is the 216th largest bank in the state of Texas. It is also the 2,443rd largest bank in the nation. It was established in 2006 and as of March of 2024, it had grown to 73 employees at 15 locations. Austin Capital Bank's money market rates are 7X the national average, and it has a B health rating.

Reviews (1)

Great Service From Austin Capital

Posted by: |

I’ve had nothing but first class service from Austin Capital Bank the last 2 ½ years I had accounts with them. Of all the banks I’ve had CD’s with over the years they are among the best. If I lived in the Austin area I would definitely use them as my local bank. I usually dealt with their employee Brent who was always very helpful and professional. While I no longer have an account with them at this time I wouldn’t hesitate to open one again.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Austin Capital Bank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #58082
Year Established2006
Employees73
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.61%
Return on Equity - YTD-15.47%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$310.3MM$300.1MM
LoansQ1 2024vs Q1 2023$261.4MM$253.3MM
DepositsQ1 2024vs Q1 2023$262.7MM$260MM
Equity CapitalQ1 2024vs Q1 2023$31.2MM$30.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.1MM$1.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$149K$1.3MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Austin Capital Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-Savings Account

Austin Capital Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$1m*-Money Market Account
OTHER TIERS: 0.01% $1k - $10k | 0.02% $10k - $100k | 0.05% $100k - $1m
Locations


Austin Capital Bank Locations
Main Branch8100 Shoal Creek Blvd.Austin, Texas 78757

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