Austin Capital Bank is headquartered in AUSTIN and is the 217th largest bank in the state of Texas. It is also the 2,472nd largest bank in the nation. It was established in 2006 and as of March of 2023, it had grown to 81 employees at 15 locations. Austin Capital Bank has a B+ health rating.
I’ve had nothing but first class service from Austin Capital Bank the last 2 ½ years I had accounts with them. Of all the banks I’ve had CD’s with over the years they are among the best. If I lived in the Austin area I would definitely use them as my local bank. I usually dealt with their employee Brent who was always very helpful and professional. While I no longer have an account with them at this time I wouldn’t hesitate to open one again.
| Overall | |
|---|---|
| FDIC Certificate # | 58082 |
| Year Established | 2006 |
| Employees | 81 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.95% |
| Return on Equity - YTD | -9.73% |
| Annual Interest Income | $5.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2023vs Q1 2022 | $300.1MM$418.8MM |
| Loans | Q1 2023vs Q1 2022 | $253.3MM$338.7MM |
| Deposits | Q1 2023vs Q1 2022 | $260.0MM$385.4MM |
| Equity Capital | Q1 2023vs Q1 2022 | $30.3MM$28.7MM |
| Loan Loss Allowance | Q1 2023vs Q1 2022 | $1.1MM$1.0MM |
| Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $1.3MM$212.00K |
| Real Estate Owned | Q1 2023vs Q1 2022 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | - | - | Savings Account |
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.05%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.01% → $1k - $10k | 0.02% → $10k - $100k | |||||
| Austin Capital Bank Locations | ||
|---|---|---|
| Main Branch | 8100 Shoal Creek Blvd. | Austin, Texas 78757 |