6.25% 36-Month CD at a South Dakota CU (Watertown)

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Watertown Employees Federal Credit Union lists several high yield long-term certificates. These include a 6.25% APY 36-month CD, a 6.15% APY 30-month CD, a 6.00% APY 24-month CD and a 5.75% APY 18-month CD. The minimum deposit for all is $2.5K. The early withdrawal penalty is 90 days of interest.

The field of membership includes those who live, work, worship or attend school in Codington County, South Dakota which is about 80 miles north of Sioux Falls.

The credit union is NCUA insured. It's a small credit union with $10.8 million in assets and 2,102 members.
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