Bancorp South

Overview / Commentary
201 South Spring Street
Tupelo, MS 38804

Bancorp South is headquartered in Tupelo and is the 2nd largest bank in the state of Mississippi. It is also the 79th largest bank in the nation. It was established in 1876 and as of June of 2021, it had grown to 4,835 employees at 358 locations. Bancorp South has an A+ health rating.

Reviews (1)

Excellent option for a hometown bank

Bancorp South is a great bank for a hometown bank. I personally prefer to use a hometown bank since they are easier to access. I can see my banker around town and it makes me feel like my money is safer. Bancorp South has all of the usual options that the larger banks have. They have excellent rates on loans, credit cards, etc. Checking and savings accounts are easy to open and even easier to access when you need money. The main aspect of this bank that would be nice to change a little would be the website. They don't have very much available online like the other banks do. While it is easy to walk into an office, I still like to do some banking online and it would be nice to have this option.


Health Grade Components

FDIC Certificate #11813
Year Established1876
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD10.81%
Annual Interest Income$392.6MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$27.62B$23.22B
LoansQ2 2021vs Q2 2020$15.15B$15.57B
DepositsQ2 2021vs Q2 2020$22.58B$18.93B
Equity CapitalQ2 2021vs Q2 2020$3.07B$2.73B
Loan Loss AllowanceQ2 2021vs Q2 2020$265.7MM$237.0MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$57.9MM$118.1MM
Real Estate OwnedQ2 2021vs Q2 2020$17.3MM$7.2MM

Rates for Bancorp South are currently being reviewed.



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