Bancorp South

Overview / Commentary
201 South Spring Street
Tupelo, MS 38804

Bancorp South is headquartered in Tupelo and is the 2nd largest bank in the state of Mississippi. It is also the 88th largest bank in the nation. It was established in 1876 and as of June of 2020, it had grown to 4,792 employees at 353 locations. Bancorp South has an A+ health rating.

Reviews (1)

Excellent option for a hometown bank

Bancorp South is a great bank for a hometown bank. I personally prefer to use a hometown bank since they are easier to access. I can see my banker around town and it makes me feel like my money is safer. Bancorp South has all of the usual options that the larger banks have. They have excellent rates on loans, credit cards, etc. Checking and savings accounts are easy to open and even easier to access when you need money. The main aspect of this bank that would be nice to change a little would be the website. They don't have very much available online like the other banks do. While it is easy to walk into an office, I still like to do some banking online and it would be nice to have this option.


Health Grade Components

FDIC Certificate #11813
Year Established1876
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD6.33%
Annual Interest Income$400.3MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$23.22B$18.94B
LoansQ2 2020vs Q2 2019$15.57B$13.72B
DepositsQ2 2020vs Q2 2019$18.93B$14.97B
Equity CapitalQ2 2020vs Q2 2019$2.73B$2.33B
Loan Loss AllowanceQ2 2020vs Q2 2019$237.0MM$115.7MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$118.1MM$64.6MM
Real Estate OwnedQ2 2020vs Q2 2019$7.2MM$6.2MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Bancorp South Savings Account Rates

0.50%-$100kPerformance Savings
0.20%--Select Savings
0.10%--My Goal Savings

Bancorp South Money Market Rates

0.15%*$150k*-Money Market Select
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $150k

Bancorp South Checking Account Rates

1.51%*-$30kPerformance Checking
OTHER TIERS: 0.10% $30k+
0.15%*$100k*-Interest Plus Checking
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k
0.10%--Heritage Checking


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