Bancorp South

Overview / Commentary
201 South Spring Street
Tupelo, MS 38804

Bancorp South is headquartered in Tupelo and is the largest bank in the state of Mississippi. It is also the 54th largest bank in the nation. It was established in 1876 and as of December of 2021, it had grown to 6,595 employees at 462 locations. Bancorp South has an A+ health rating.

Reviews (1)

Excellent option for a hometown bank

Bancorp South is a great bank for a hometown bank. I personally prefer to use a hometown bank since they are easier to access. I can see my banker around town and it makes me feel like my money is safer. Bancorp South has all of the usual options that the larger banks have. They have excellent rates on loans, credit cards, etc. Checking and savings accounts are easy to open and even easier to access when you need money. The main aspect of this bank that would be nice to change a little would be the website. They don't have very much available online like the other banks do. While it is easy to walk into an office, I still like to do some banking online and it would be nice to have this option.


Health Grade Components

FDIC Certificate #11813
Year Established1876
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD5.74%
Annual Interest Income$883.5MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$47.67B$24.09B
LoansQ4 2021vs Q4 2020$26.77B$15.19B
DepositsQ4 2021vs Q4 2020$39.81B$19.63B
Equity CapitalQ4 2021vs Q4 2020$5.25B$2.82B
Loan Loss AllowanceQ4 2021vs Q4 2020$446.4MM$244.4MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$97.6MM$91.6MM
Real Estate OwnedQ4 2021vs Q4 2020$16.6MM$11.4MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Bancorp South Savings Account Rates

0.25%-$100kPerformance Savings
0.05%--Select Savings
0.01%--My Goal Savings

Bancorp South Money Market Rates

0.08%*$150k*-Money Market Select
OTHER TIERS: 0.01% Up to $50k | 0.05% $50k - $150k

Bancorp South Checking Account Rates

1.25%*-$30kPerformance Checking
OTHER TIERS: 0.05% $30k+
0.05%--Heritage Checking
0.03%*$50k*-Interest Plus Checking
OTHER TIERS: 0.01% Up to $50k


Columbus Area

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