Featured Savings Rates
Featured Accounts

Bank of America

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.15%5-year CD60 - 119 Month CD
0.05%1-year CD12 - 17 Month CD
0.01%SavingsRegular Savings

Overview / Commentary
800-900-9000
100 North Tryon St
Charlotte, NC 28202

Bank of America is headquartered in Charlotte and is the largest bank in the state of North Carolina. It is also the 3rd largest bank in the nation. It was established in 1904 and as of June of 2016, it had grown to 148,320 employees at 4,787 locations. Bank of America has an A+ health rating.

Related Posts

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12/12/12 - Bank of America's Higher Checking Fees Unfair To Customers In MA, AZ And GA
12/2/12 - Bank Of America Is Holding Off On Plans For New Checking-Account Fees
10/17/12 - Bank Of America's Q3 Earnings Report - Insights For Depositors
9/27/12 - Bank Of America Checking Labeled As Inactive Even With ACH Deposits & Withdrawals
9/20/12 - Bank Of America Cutting 16,000 Jobs By Year End In Cost-Plan Acceleration
8/29/12 - BofA Joins Chase, Citibank In Simplifying Checking Disclosures
8/21/12 - Bank Of America To Keep 'Zombie' Checking Accounts Closed In Policy Shift
8/20/12 - Why A NYT Writer Still Does Business With Bank Of America
8/15/12 - Review Of Bank Of America's Mobile Check Deposit
7/31/12 - Bank of America's New Checking Account Bonuses - $200, $100 & $75 Based on Your State
7/25/12 - Last Chance for 2 Percent CDs? What I Found at Bank of America
7/24/12 - Bank Of America Slashes ATM Network In Cost-Cutting
7/24/12 - Bank Of America Rolling Out New Mobile Banking Services
6/30/12 - Bank Of America's Purchase Of Countrywide Was A $40 Billion Mistake
6/20/12 - Detroit Man Gambles Away $1.5 Million Accidentally Given By ATM
6/12/12 - $150 Checking Account Bonus For Bank Of America Credit Card Customers - YMMV
5/31/12 - 3 Years After Taxpayer Bailout, Bank Of America Ships Jobs Overseas
5/19/12 - Bank Of America Shuttered 154 Branches In Q1
5/8/12 - Bank Of America Starts Mortgage Reduction Effort
4/24/12 - Bank of America Advertising a $100 Checking Account Bonus
4/24/12 - Checking Bonus
4/19/12 - Bank Of America Q1 2012 Earnings & My Deposit Growth Observation
4/19/12 - $100 Checking Account Bonus At Bank Of America Branches In Some States
3/8/12 - Harsh Early Withdrawal Penalties at Some Banks & Credit Unions
3/8/12 - Was Bank Of America Negligent In Allowing Man To Embezzle Public Funds?
3/2/12 - Bank of America's Checking Account Fees in the News Again
3/1/12 - Bank Of America Considers Revamping Checking Accounts
2/9/12 - Bank Of America Declares Live Man Dead
2/2/12 - Bank Of America Takes Back My Claim Money Because My Account Was Compromised Twice
1/25/12 - Group Calls For U.S. To Break Up Bank Of America
1/24/12 - Bank Of America Testing New Credit Card Cash Back Service
1/24/12 - Bank Of America's Deposit Strategy
1/19/12 - Bank Of America Q4 2011 Earnings
1/14/12 - Report Claims Bank Of America Told Fed It Could Sell Branches In Emergency
1/4/12 - Bank Of America Severing Some Small-Business Credit Lines
1/4/12 - Bank Of America Branch Refuses To Deposit Wedding Gift Checks Because Bride Didn't Change Her Name
12/29/11 - Can Bank Of America Survive A 'Run On The Bank' In 2012?
12/23/11 - CD's For A Organization..
12/2/11 - Top CD Rates at Bank of America & Chase Bank But With Major Downsides
11/22/11 - Bank of America Warned By Regulators To Get Stronger
11/18/11 - Bank Of America Allegedly Gave Man's Account To Another With Same Name
11/16/11 - Inflation Dangerous Banks - Those That Could Refuse CD Early Withdrawals
11/14/11 - My Problems with a Mega Bank Part 2 - Bank of America
11/9/11 - Bank of America IRA CD Early Withdrawal Issues
11/1/11 - Bank of America is Latest Big Bank to Back Down on Debit Card Fees
10/28/11 - Bank Of America Is Revamping Debit Card Fees
10/12/11 - Bank Of America Tries To Burnish Tarnished Image With Ads
10/6/11 - Best Response to Bank of America's New Debit Card Fee?
10/3/11 - Bank Of America, Chase, And Citibank Bonuses
10/3/11 - Bank Of America's Website Is Down Again
9/30/11 - Bank of America Adding Debit Card Fees - Future for Debit Cards?
9/29/11 - Reminder: Bank Of America's Museums On Us Program
8/5/11 - Bank Of America Starts Overdraft Rebate Outreach
8/5/11 - Bank Of America Online System Experiencing Problems
7/18/11 - Tips For Receiving A Bank Of America Fee Refund
7/17/11 - Bank Of America Customer Forced To Pay CD Early Withdrawal Penalty On Last Day Of Grace Period
7/14/11 - Bank Of America Paying Out $410 Million For Reordering Your Transactions To Maximize Overdraft Fees
7/12/11 - Bank Of America's Handling Of Blunder Is Troubling
7/7/11 - Woman's Accounts Frozen After $3M Overdraft
6/25/11 - Another Fee Increase At Bank Of America: Replacing A Debit Card
6/15/11 - Bank of America Changing Checking Accounts and Increasing Fees
5/26/11 - New Person-to-Person Payment Venture Launched by Chase, Bank of America and Wells Fargo
5/25/11 - Bank Of America Security Breach
5/25/11 - Will New Checking Account Fees Have Any Effect on Bank of America?
5/10/11 - Bank Of America To Allow Texts To OK Overdrafts
5/6/11 - Bank of America Increases CD Early Withdrawal Penalties
5/6/11 - Bank Of America Seriously Increases CD Early Withdrawal Penalty. Is It Retroactive?
4/28/11 - Checking Account Fees Going Up At Bank Of America
4/28/11 - Bank Of America Issuing State Tax Refunds As Fee-Heavy Debit Cards
4/21/11 - Unintentional Sign-Up Of Bank Of America Customer Years Program
4/12/11 - Bank Of America ATM Check Deposit Incident
3/31/11 - Bank Of America Begins Promoting Rapport Security Software
3/22/11 - Credit Limits
3/21/11 - New Fee At Bank Ofamerica
2/11/11 - Bank Of America To Close Some Branches & Transform Some Into Merrill Lynch Specialty Stores
1/19/11 - New Fee For Those With Bank Of America Mortgages
1/14/11 - Bank Of America's Online Banking Outage
1/6/11 - Bank Of America Testing New Checking Accounts With New Fees In AZ, GA & MA
11/1/10 - Debit Card Fraud Resolution Problems At Bank Of America
10/21/10 - Future Bank Of America Checking Accounts?
10/19/10 - Bank of America's Third Quarter Earnings Report from a Depositor Point of View
10/15/10 - Bank Of America Experimenting With New Fees
10/11/10 - Bank Of America's Checking Account Bonus: $300 Mortgage Principal Reduction
9/21/10 - $150 Promo From Bank Of America
9/21/10 - Bank Of America Patents Method For Denying Refunds
9/21/10 - $200 Business Checking Account Bonus At Bank Of America
9/20/10 - Bank Of America's Plans For A New Fee Structure
9/14/10 - WSJ's Review Of Bank Of America's CEO
9/8/10 - New Myaccess Checking Fees
8/29/10 - Bank of America's $220 Checking Account Bonus
8/27/10 - Bank Of America Online Banking Outage - Nationwide - Resolved
8/23/10 - Bank Of America Promotion: $75 Checking Account Bonus Update
8/17/10 - Excessive Withdrawal Fees from Bank of America, Citi, Wells Fargo and Ally
8/9/10 - Bank Of America Releases The Ebanking Checking Account
8/6/10 - Bank Of America's 12 Free Months Of Mcafee For Online Banking Customers
8/6/10 - 10% Cash Back Deals In Bank Of America's Add It Up Program
7/31/10 - Bank Of America Slashes CD Rates, Tips For Bank Of America Customers
7/18/10 - Bank Of America's Plans Of Dealing With New Regulations
6/7/10 - Update on Bank of America Checking Account Bonuses
5/13/10 - Money Market Account Deal at Bank of America for NEA Members
11/12/09 - Bank of America's Special Rate Money Market Savings Account
10/5/09 - $35 Bill Pay Bonus at Bank of America
9/13/09 - $100 Checking Account Bonus at Bank of America - Update 2
8/21/09 - Bank of America's Introductory Rate Money Market Savings Account
8/10/09 - 2.00% Money Market Account with Rate Guaranteed until 2010 at Bank of America for NEA Members
7/2/09 - Bank of America's $100 Checking Account and Bill Pay Bonus
6/2/09 - $75 Checking Account Bonus at Bank of America, Plus a Note on the New Fees
4/20/09 - Switching from a giant monster mega-bank to a credit union is easier than you think
4/14/09 - Bank of America $75 Checking Account Bonus for Existing Credit Card Customers
3/18/09 - $50 Checking Account Bonus at Bank of America
3/4/09 - 2.50% 9-Month Risk Free CD at Bank of America in Many States
2/23/09 - 2.50% Money Market Account with Rate Guaranteed till Jun 30th at Bank of America in Texas
12/11/08 - Bank of America's $50 Checking Account Bonus
12/9/08 - Bank of America's 4.01% 48-Month CD in FL and MA
11/6/08 - The 3 Superbanks and the Effects on Depositors
10/16/08 - 4.25% 3-Month CD and 3.86% Money Market Account at Bank of America
7/24/08 - 4.00% 7-Month CD at Brick-and-Mortar Bank of America
7/18/08 - Countrywide Bank's 4.10% 7-Month CD Special
7/18/08 - 4.11% 7-Month High Yield CD at Bank of America
7/6/08 - Bank of America Checking and Credit Card Bonuses
7/1/08 - Bank of America Completes Acquisition of Countrywide
6/8/08 - Latest Banking News: Online Savings Accounts, Bank of America, Countrywide and National City
5/28/08 - High Local CD Rates at Countrywide Bank
5/27/08 - Fee Refunds and Hold Times at Bank of America
5/19/08 - Update on Bank of America's $75 Checking Account Bonus
4/18/08 - Countrywide Bank's Savings Account and CD Rate Changes - Long Term CD Yields up to 4.50%
4/1/08 - 2% Cash Back Credit Card at Countrywide Bank with Savings Account
3/19/08 - Countrywide Bank Raises 12-month CD Yield to 4.20%
3/5/08 - $100 Business Checking Account Promotion at Bank of America
2/21/08 - Update on Chase and Bank of America Checking Account Bonuses
2/10/08 - 4.80% 5-Month CD at Countrywide Bank
2/5/08 - Update on LaSalle Bank's $100 Checking Account Bonus
1/27/08 - 5.10% 3-Month CD at Countrywide in CA, 5.00% In Some Other States
1/18/08 - Large Rate Cuts on Countrywide Bank's Savings Account and CDs
1/16/08 - News Coverage on the Savings Programs from Wachovia, WaMu and Bank of America
1/11/08 - It's Official. Bank of America is Buying Countrywide
12/24/07 - Bank of America $100 Credit Card Bonus
12/18/07 - 5.10% 5-Month Online CD at LaSalle Bank
12/14/07 - Countrywide Raises Yields on 3 and 6-Month Internet CDs to 5.50%
12/7/07 - Bank of America's Money Market Savings Account Yield Up to 5.12%
11/30/07 - 5.20% 4-Month CD at Bank of America
11/23/07 - 5.15% 6-Month CD at Merrill Lynch Bank
11/5/07 - Bank of America's Online 4-Month CD - Yield as High as 5.25% APY
11/2/07 - More Falling Rates: GMAC, Countrywide, Presidential, Bank of America
10/30/07 - $100 Checking Account Bonus with no DD Requirements at LaSalle Bank
10/26/07 - Countrywide CD Rate Update - New 5.65% 6-Month CD
10/19/07 - $100 Bank of America Checking Account Bonus Continues
10/14/07 - Countrywide's 12-Month CD Yield Raised to 5.70% in California
9/30/07 - Countrywide Bank Rates Down But Still High
9/21/07 - Falling Saving Account Rates: GMAC, AmTrustDirect, Apple, BofA DoW Money Market
9/14/07 - 5.45% 4-Month Online CD at Bank of America in Some States
9/14/07 - Update on Bank of America's High Yield Money Market Savings Account
9/7/07 - 5.71% Money Market Savings Account at Bank of America
9/2/07 - 5.75% 12-Month CD at Countrywide Bank in California
8/24/07 - Countrywide Bank Raises Rates Again on CDs and Savings Account
8/24/07 - $75 Bank of America MasterCard Bonus
8/20/07 - Countrywide Tries to Soothe Fears with National Ads and High Rates
8/17/07 - 5.50% Savings Account and 5.65% 12-Month CD at Countrywide - Desperate for Deposits?
8/11/07 - Countrywide Bank Raises Savings Account Rates and CD Rates
8/6/07 - $100 Bank of America Checking Account Bonus
7/11/07 - $250 Promotion for a Bank of America Credit Card
7/11/07 - $50 Checking Account Bonus at LaSalle Bank
6/5/07 - 5.40% 6-Month CD at Merrill Lynch Bank
3/29/07 - $100 Checking Account Bonus at Bank of America - Update
3/25/07 - Update on $75 Bank of America Checking Account Bonus
2/16/07 - Bank of America Checking Account Bonuses
2/11/07 - 5.50% 6-Month CD at Merrill Lynch Bank
12/15/06 - Countrywide's Savings Account Now 5.40% for $50K+
11/20/06 - 5.65% 6-Month CD at Merrill Lynch Bank
10/29/06 - $250 Bank of America Checking / Savings Account Promo
10/12/06 - Bank of America's Free Online Trades
9/24/06 - 5.36% Money Market Account from Bank of America?
8/27/06 - Summary of Bank of America Checking and Savings Account Bonuses and Promotions
8/25/06 - Countrywide's Savings Account Now 5.25% with only $10K Min
8/24/06 - Bank of America's New Online CD
8/22/06 - $15 Online Banking Offer from Bank of America
8/7/06 - 5.33% Money Market Account from MBNA ($15K+)
7/17/06 - $150 in Sign-up Bonuses at Bank of America
7/2/06 - $50 Sign-Up Bonus for Bank of America Savings Account
6/25/06 - $15 Bonus for Bank of America's Online Banking
6/23/06 - 5.25% Savings Account at Countrywide ($50K+)
6/18/06 - 5.04% Money Market Account at MBNA ($15K+)
6/7/06 - $100 Checking Account Bonus at Bank of America
6/2/06 - 5.00% Savings Account at Countrywide ($50K min)
6/1/06 - $200 Bonus for Business and Personal Checking Account at Bank of America
5/28/06 - 5.40% 9-Month CD Special at Countrywide Bank
5/23/06 - 5.32% 6-Month / 5.09% 3-Month CD at Merrill Lynch
5/19/06 - 5.41% 12-Month CD and the New Savings Account at Countrywide Bank
5/17/06 - $125 Bonus at Bank of America for New Checking / Savings Account
5/5/06 - 5.20% 10-Month CD at LaSalle Bank
4/21/06 - 5.15% 10-Month CD at LaSalle Bank
4/12/06 - 5.10% 10-Month CD at LaSalle Bank
2/7/06 - 5.06% 6-Month CD at Merrill Lynch
2/4/06 - Bank of America Promotions and Fees
1/26/06 - $75 for New Checking Account at Bank of America
12/19/05 - 5% 1-Year CD at Countrywide Bank?
12/5/05 - Bank of America Extends Checking Bonus
10/6/05 - Bank of America's Twist on Debit Card Rewards
9/24/05 - Signup Bonus for Bank of America Checking Account
9/6/05 - Bank of America Online Banking Promotion

Reviews (247)

Bank of America is My Choice

Posted by: TeshiaS | Aug 19, 2016

I frequently use Bank of America online and I can honestly say that I am totally satisfied with them overall. The bank recently contacted me to let me know that my bank card may have been compromised and instantly informed me of the situation. They even sent me out a brand new bank card without any hesitation. Also, they have it set up so you can get messages via mobile text or email. You have the choice of how frequent you get these updates and what type of updates you receive. I would definitely recommend this bank to all my family and friends. They truly do show a lot of interest in what the customers want and need.

Ideal Service

Posted by: Kimwe | Sep 21, 2016

Every visit to Bank of America starts off with a Specialist greeting. At times I am ushered into the bank with a smile and a welcome. As I fill out my account slip, I do appreciate personnel querying me about any deposits they can make on my behalf so I do not have to wait in line. This bank is the only one I have even received a bottle of water and snacks on a few of my visits. In my recent visit, I loved the novel concept of showing how much the dollar is worth on their flat screen. The bank teller helped me determine how to make my bank needs quickly. I leave this day glad I had visited BOA. I had everything squared away and in a timely manner. Thanks.

Online Banking

Posted by: jacktest2 | Sep 22, 2016

Their online banking has matured over the years and I think it is good. I have a few tweaks I would make, but otherwise very few complaints.

Average Banking Experience

Posted by: LolaBelle | Sep 20, 2016

So I've been with BofA for over 10 years. The main reason being convenience. It's nice that they are all over the country, as I have moved a lot in my life. However, I've seen over the years that fees have gone up for everything. It's annoying that they charge a $35 overdraft fee and are usually unwilling to refund more than one or two a year. They charge fees for not keeping a minimum balance in your account and that has been frustrating. I will say that the online and mobile app are really good and rarely have problems. I'll probably keep using BofA because I'm too lazy to switch, but I would say that it's just an average, money making banking institution.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #3510
Year Established1904
Employees148320
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD7.86%
Annual Interest Income$20.23B
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1,657.9B$1,606.2B
LoansQ2 2016vs Q2 2015$878.2B$851.8B
DepositsQ2 2016vs Q2 2015$1,296.8B$1,243B
Equity CapitalQ2 2016vs Q2 2015$210.1B$201.4B
Loan Loss AllowanceQ2 2016vs Q2 2015$11.60B$12.72B
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$9.25B$11.60B
Real Estate OwnedQ2 2016vs Q2 2015$388.0MM$735.0MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Bank of America; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Bank of America Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Regular Savings
0.01%--UTMA/UGMA Custodial Savings Account

Bank of America Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.06%--Rewards Money Market Savings - Platinum Honors
0.06%--Rewards Money Market Savings - Banking Rewards for Wealth Management
0.05%--Rewards Money Market Savings - Platinum Rate
0.04%*$500k*-Business Interest Maximizer
OTHER TIERS: 0.02% Up to $50k | 0.03% $50k - $500k
0.04%--Rewards Money Market Savings - Gold Rate
0.03%--Rewards Money Market Savings - Standard Rate
0.02%--Business Investment Account

Bank of America Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%*$50k*-Bank of America Interest Checking
OTHER TIERS: 0.01% Up to $50k
0.01%--Business Interest Checking

Bank of America CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-48 - 59 Month CD
0.15%$1k-60 - 119 Month CD
0.15%$1k-120 Month CD
0.15%$1k-Business 48 - 59 Month CD
0.15%$1k-Business 60 - 119 Month CD
0.15%$1k-Business 120 Month CD
0.12%$1k-36 - 47 Month CD
0.12%$1k-Business 36 - 47 Month CD
0.10%$1k-24 - 35 Month CD
0.10%$1k-Business 24 - 35 Month CD
0.07%$1k-18 - 23 Month CD
0.07%$1k-Business 18 - 23 Month CD
0.07%$10k$25k12 Month Featured CD
0.07%$10k-Business 12 Month Featured CD
0.05%$1k-12 - 17 Month CD
0.05%$1k-Business 12 - 17 Month CD
0.04%$5k-9 Month Risk Free CD
0.04%$5k-Business 9 Month Risk Free CD
0.03%$1k-28 - 179 Day CD
0.03%$1k-6 - 11 Month CD
0.03%$1k-Business 28 - 179 Day CD
0.03%$1k-Business 6 - 11 Month CD

Bank of America IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-48 - 59 Month IRA
0.15%$1k-60 - 119 Month IRA
0.15%$1k-120 Month IRA
0.12%$1k-36 - 47 Month IRA
0.10%$1k-24 - 35 Month IRA
0.07%$2k-12 Month Featured IRA
0.07%$1k-18 - 23 Month IRA
0.05%$1k-12 - 17 Month IRA
0.04%$2k-9 Month Risk Free IRA
0.03%$100-18 - 23 Month Variable Rate IRA
0.03%$1k-6 - 11 Month IRA
Locations

Bank of America has 4,979 locations. Click to view all Bank of America locations.