High-Yield Reward Checking Account at Bank of Newington in Georgia

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Update 7/29/10: The top rate has fallen to 3.49% APY.

Bank of Newington is offering a reward checking account that pays 3.49% APY on balances up to $25,000 (1.01% for above) and refunds ATM fees nationwide if the following monthly requirements are met:

  • 10 debit card purchases
  • one direct deposit or ACH auto draft
  • receive electronic statements

If these are not met, the rate falls to 0.25%. Minimum opening deposit is only $1. There is no minimum balance requirement and no monthly service fee. Multiple accounts can be opened, but requirements for each account must be met to receive the top rate.

It appears that a branch visit is required to open an account. Branches are located in the Southeast Georgia cities of Newington and Sylvania.

The bank has been FDIC insured since 1934 (FDIC Certificate # 5704).

Thanks to the reader Atlanta Wolf who mentioned this account in the comments.

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:

  • ??/??/10: 3.49% APY up to $25K (per bank rep, website was not updated)
  • 03/02/09: 5.01% APY up to $25K; 1.01% over; 0.25% base
Related Pages: Bank of Newington, Savannah, checking account, reward checking account



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