Bank of Oak Ridge has some competitive rates on its CD promotion. These include a 4.15% APY 8-month CD and a 4.40% APY 13-month CD. The minimum deposit is $10,000. These rates are also available with a $1,000 minimum with a checking account. Rates are 5 basis points higher for business CDs.
It appears that a branch visit may be required to open an account. Branches are located in the North Carolina cities of Greensboro, Oak Ridge and Summerfield.
The Bank of Oak Ridge is offering a 10% APY 7-month certificate of deposit. The minimum/maximum is $500/$2,000. It requires both a checking account and a New Leaf Savings Account. There's a limit of one CD per person or household. This special is not listed at the bank's website. It was advertised in the following press release.
Due to the low cap and the other required accounts, it's not an extraordinary deal. You'll earn about $52 over what you would earn in a 5.50% CD with $2K over 7 months. The...
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