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Bank of the Panhandle


Overview / Commentary
580-338-2593
13th And Main Streets
Guymon, OK 73942

Bank of the Panhandle is headquartered in Guymon and is the 97th largest bank in the state of Oklahoma. It is also the 3,250th largest bank in the nation. It was established in 1976 and as of March of 2019, it had grown to 29 employees at 1 location. Bank of the Panhandle's CD rates are 3X the national average, and it has an A health rating.

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DEAL Update - 9/17/2018

Not really a promotion, but ongoing deals worth mentioning on Deposit Accounts. My contact is Rubin Cruiz [email protected], 580-468-3554 I would recommend, if interested, you contact him directly. Others are probably good as well, but he is EXCELLENT This is to provide an update on their products. - Taxable CDs - not so much. OK, but in the range of 2.5 for 2 years. - HSA - hard to find, but this Bank actually pays you keep your HSA account there. They do charge $5 a month, but pay you based on balances 2% up to almost 3% based on the balance. So the monthly fees is chump change for the return if you have a decent balance. I- IRA/ROTH - they have a 2 year VARIABLE rate cd product. Based on the NY 5 year prime, which current around 5%. So this CD is paying out about 3.5% for 24 months. I wish I could get a finders fee, because most of this is the BEST around. But instead, I will just say thanks to KEN for this wonderful site and source of deals for us rate chasers.

Reviews (2)

Steady, High Interest

Posted by: dwkennedy | Jul 1, 2017

BOP has paid 2.9% on my HSA account for 4 years now. Every other bank previously dropped the rate to something insulting (0.1% or lower) after a year or less.

They are also helpful on the phone. I did have to visit in person to open my account, but haven't had to visit since.

Thanks BOP!!

Must Appear In Person

Posted by: tippytop | Sep 26, 2014

You can only have an HSA if you open the account in person.



Health

Health Grade Components

Overall
FDIC Certificate #22340
Year Established1976
Employees29
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD11.7%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$164.1MM$152.7MM
LoansQ1 2019vs Q1 2018$102.0MM$91.7MM
DepositsQ1 2019vs Q1 2018$130.2MM$119.8MM
Equity CapitalQ1 2019vs Q1 2018$20.3MM$18.2MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.5MM$1.4MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$981.00K$778.00K
Real Estate OwnedQ1 2019vs Q1 2018$116.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Bank of the Panhandle; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of the Panhandle Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.43%*$15k*-Health Savings Account
OTHER TIERS: 0.95% $100 - $500 | 1.51% $500 - $2.5k | 2.02% $2.5k - $5k | 2.27% $5k - $15k
0.50%$25-Passbook Savings Account
0.50%$25-Business Savings Account

Bank of the Panhandle Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$500k*-Money Market Account
OTHER TIERS: 0.50% $2.5k - $10k | 0.55% $10k - $25k | 0.65% $25k - $50k | 0.70% $50k - $100k | 0.75% $100k - $250k | 0.80% $250k - $500k

Bank of the Panhandle Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-myBOPchecking
OTHER TIERS: 0.10% Up to $2k | 0.15% $2k - $5k | 0.25% $5k - $25k

Bank of the Panhandle CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.62%*$100k*$250k48 Month CD
OTHER TIERS: 2.52% $1k - $100k
2.52%$1k$250k60 Month CD
2.42%*$100k*$250k24 Month CD
OTHER TIERS: 2.32% $1k - $100k
2.42%*$100k*$250k36 Month CD
OTHER TIERS: 2.32% $1k - $100k
2.37%*$100k*$250k18 Month CD
OTHER TIERS: 2.27% $1k - $100k
2.27%*$100k*-12 Month CD
OTHER TIERS: 2.17% $1k - $100k
1.91%*$100k*$250k6 Month CD
OTHER TIERS: 1.81% $1k - $100k
0.90%$1k$250k90 Day CD

Bank of the Panhandle IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.68%*$100k*-24 Month Fixed IRA
OTHER TIERS: 2.52% $1k - $100k
Locations


Bank of the Panhandle Locations
Bank Of The Panhandle13th and Main StreetsGuymon, OK 73942

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