Bank of the Panhandle

Overview / Commentary
1223 North Main St.
Guymon, OK 73942

Bank of the Panhandle is headquartered in Guymon and is the 91st largest bank in the state of Oklahoma. It is also the 3,025th largest bank in the nation. It was established in 1976 and as of December of 2021, it had grown to 32 employees at 1 location. Bank of the Panhandle has an A+ health rating.

Related Posts

View all posts from:

Reviews (2)

Steady, High Interest

Posted by: |

BOP has paid 2.9% on my HSA account for 4 years now. Every other bank previously dropped the rate to something insulting (0.1% or lower) after a year or less.

They are also helpful on the phone. I did have to visit in person to open my account, but haven't had to visit since.

Thanks BOP!!

Must Appear In Person

Posted by: |

You can only have an HSA if you open the account in person.


Health Grade Components

FDIC Certificate #22340
Year Established1976
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.96%
Return on Equity - YTD16.37%
Annual Interest Income$8.6MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$212.7MM$194.6MM
LoansQ4 2021vs Q4 2020$130.5MM$122.6MM
DepositsQ4 2021vs Q4 2020$170.3MM$152.6MM
Equity CapitalQ4 2021vs Q4 2020$25.6MM$25.3MM
Loan Loss AllowanceQ4 2021vs Q4 2020$2.5MM$2.1MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.5MM$2.2MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Bank of the Panhandle; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of the Panhandle Savings Account Rates

0.90%*$15k*-Health Savings Account
OTHER TIERS: 0.30% $100 - $500 | 0.40% $500 - $2.5k | 0.55% $2.5k - $5k | 0.70% $5k - $15k
0.25%$25-Passbook Savings Account
0.25%$25-Business Savings Account

Bank of the Panhandle Money Market Rates

0.40%*$500k*-Money Market Account
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k

Bank of the Panhandle Checking Account Rates

0.40%*$30k*$200kmBOP Rewards Checking
OTHER TIERS: 0.10% Any amount | 0.25% $500 - $30k
0.25%*$25k*-myBOP Checking
OTHER TIERS: 0.10% Up to $2k | 0.15% $2k - $5k | 0.20% $5k - $25k

Bank of the Panhandle CD Rates

0.85%*$50k*-60 Month CD
OTHER TIERS: 0.75% $1k - $50k
0.75%*$50k*-48 Month CD
OTHER TIERS: 0.65% $1k - $50k
0.70%*$50k*-36 Month CD
OTHER TIERS: 0.60% $1k - $50k
0.65%*$50k*-18 Month CD
OTHER TIERS: 0.55% $1k - $50k
0.65%*$50k*-24 Month CD
OTHER TIERS: 0.55% $1k - $50k
0.50%*$50k*-12 Month CD
OTHER TIERS: 0.40% $1k - $50k
0.40%*$50k*-6 Month CD
OTHER TIERS: 0.30% $1k - $50k
0.10%*$50k*-90 Day CD
OTHER TIERS: 0.05% $1k - $50k

Bank of the Panhandle IRA Rates

1.15%*$100k*-24 Month Fixed IRA
OTHER TIERS: 1.00% $1k - $100k

Bank of the Panhandle Locations
Bank Of The Panhandle13th and Main StreetsGuymon, OK 73942

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.