Bank of the Panhandle

Overview / Commentary
1223 North Main St.
Guymon, OK 73942

Bank of the Panhandle is headquartered in GUYMON and is the 88th largest bank in the state of Oklahoma. It is also the 2,811th largest bank in the nation. It was established in 1976 and as of March of 2023, it had grown to 31 employees at 1 location. Bank of the Panhandle has an A health rating.

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Reviews (2)

Steady, High Interest

Posted by: |

BOP has paid 2.9% on my HSA account for 4 years now. Every other bank previously dropped the rate to something insulting (0.1% or lower) after a year or less.

They are also helpful on the phone. I did have to visit in person to open my account, but haven't had to visit since.

Thanks BOP!!

Must Appear In Person

Posted by: |

You can only have an HSA if you open the account in person.


Health Grade Components

FDIC Certificate #22340
Year Established1976
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.02%
Return on Equity - YTD23.01%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$236.7MM$241.0MM
LoansQ1 2023vs Q1 2022$136.9MM$132.6MM
DepositsQ1 2023vs Q1 2022$202.8MM$196.5MM
Equity CapitalQ1 2023vs Q1 2022$20.6MM$22.1MM
Loan Loss AllowanceQ1 2023vs Q1 2022$2.8MM$2.7MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$610.00K$1.6MM
Real Estate OwnedQ1 2023vs Q1 2022$0$0

Rates for Bank of the Panhandle are currently being reviewed.


Bank of the Panhandle Locations
Bank Of The Panhandle13th and Main StreetsGuymon, OK 73942

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