Bank of the Panhandle

Overview / Commentary
1223 North Main St.
Guymon, OK 73942

Bank of the Panhandle is headquartered in Guymon and is the 88th largest bank in the state of Oklahoma. It is also the 2,849th largest bank in the nation. It was established in 1976 and as of June of 2022, it had grown to 30 employees at 1 location. Bank of the Panhandle's money market rates are 3X the national average, and it has a B+ health rating.

Related Posts

View all posts from:

Reviews (2)

Steady, High Interest

Posted by: |

BOP has paid 2.9% on my HSA account for 4 years now. Every other bank previously dropped the rate to something insulting (0.1% or lower) after a year or less.

They are also helpful on the phone. I did have to visit in person to open my account, but haven't had to visit since.

Thanks BOP!!

Must Appear In Person

Posted by: |

You can only have an HSA if you open the account in person.


Health Grade Components

FDIC Certificate #22340
Year Established1976
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.54%
Return on Equity - YTD16.19%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$235.0MM$226.1MM
LoansQ2 2022vs Q2 2021$139.4MM$123.7MM
DepositsQ2 2022vs Q2 2021$202.2MM$175.2MM
Equity CapitalQ2 2022vs Q2 2021$18.0MM$26.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.8MM$2.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.6MM$1.9MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Bank of the Panhandle; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of the Panhandle Savings Account Rates

0.90%*$15k*-Health Savings Account
OTHER TIERS: 0.30% $100 - $500 | 0.40% $500 - $2.5k | 0.55% $2.5k - $5k | 0.70% $5k - $15k
0.75%$25-Passbook Savings Account
0.75%$25-Business Savings Account

Bank of the Panhandle Money Market Rates

1.21%*$500k*-Money Market Account
OTHER TIERS: 0.80% $2.5k - $10k | 0.85% $10k - $25k | 0.90% $25k - $50k | 0.95% $50k - $100k | 1.00% $100k - $250k | 1.11% $250k - $500k

Bank of the Panhandle Checking Account Rates

1.00%*$30k*$200kmBOP Rewards Checking
OTHER TIERS: 0.10% Any amount | 0.50% $500 - $30k
0.40%*$25k*-myBOP Checking
OTHER TIERS: 0.25% Up to $2k | 0.30% $2k - $5k | 0.35% $5k - $25k

Bank of the Panhandle CD Rates

4.06%$1k-90 Day CD
2.32%*$50k*-24 Month CD
OTHER TIERS: 2.22% $1k - $50k
2.32%*$50k*-36 Month CD
OTHER TIERS: 2.22% $1k - $50k
2.32%*$50k*-48 Month CD
OTHER TIERS: 2.22% $1k - $50k
2.32%*$50k*-60 Month CD
OTHER TIERS: 2.22% $1k - $50k
1.56%*$50k*-18 Month CD
OTHER TIERS: 1.46% $1k - $50k
1.51%*$50k*-12 Month CD
OTHER TIERS: 1.41% $1k - $50k
1.36%*$50k*-6 Month CD
OTHER TIERS: 1.26% $1k - $50k

Bank of the Panhandle IRA Rates

2.01%*$100k*-24 Month Fixed IRA
OTHER TIERS: 1.76% $1k - $100k

Bank of the Panhandle Locations
Bank Of The Panhandle13th and Main StreetsGuymon, OK 73942

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.