Bank of the Panhandle

Overview / Commentary
1223 North Main St.
Guymon, OK 73942

Bank of the Panhandle is headquartered in GUYMON and is the 92nd largest bank in the state of Oklahoma. It is also the 2,885th largest bank in the nation. It was established in 1976 and as of December of 2023, it had grown to 34 employees at 1 location. Bank of the Panhandle has an A health rating.

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Reviews (2)

Steady, High Interest

Posted by: |

BOP has paid 2.9% on my HSA account for 4 years now. Every other bank previously dropped the rate to something insulting (0.1% or lower) after a year or less.

They are also helpful on the phone. I did have to visit in person to open my account, but haven't had to visit since.

Thanks BOP!!

Must Appear In Person

Posted by: |

You can only have an HSA if you open the account in person.


Health Grade Components

FDIC Certificate #22340
Year Established1976
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.16%
Return on Equity - YTD22.88%
Annual Interest Income$12.4MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$223.9MM$219.1MM
LoansQ4 2023vs Q4 2022$149.6MM$135.9MM
DepositsQ4 2023vs Q4 2022$181.9MM$184.4MM
Equity CapitalQ4 2023vs Q4 2022$23.7MM$19.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.8MM$2.8MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$486K$645K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Bank of the Panhandle are currently being reviewed.


Bank of the Panhandle Locations
Bank Of The Panhandle13th and Main StreetsGuymon, OK 73942

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