2. Bank of the Panhandle

Bank of the Panhandle

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
2.98%5-year CD
3.10% - Goldman Sachs Bank USA High-yield 5 Year CDAdvertisement
2.78%1-year CD
2.65% - Barclays 12 Month Online CDAdvertisement
0.50%Savings
2.00% - Ally Bank Online Savings AccountAdvertisement
View all Bank of the Panhandle rates »

Overview / Commentary
www.bopguymon.com
580-338-2593
13th And Main Streets
Guymon, OK 73942

Bank of the Panhandle is headquartered in Guymon and is the 99th largest bank in the state of Oklahoma. It is also the 3,341st largest bank in the nation. It was established in 1976 and as of September of 2018, it had grown to 27 employees at 1 location. Bank of the Panhandle's CD rates are 3X the national average, and it boasts an A+ health rating.

Related Posts

DEAL Update - 9/17/2018

Not really a promotion, but ongoing deals worth mentioning on Deposit Accounts. My contact is Rubin Cruiz rcruz@bopguymon.com, 580-468-3554 I would recommend, if interested, you contact him directly. Others are probably good as well, but he is EXCELLENT This is to provide an update on their products. - Taxable CDs - not so much. OK, but in the range of 2.5 for 2 years. - HSA - hard to find, but this Bank actually pays you keep your HSA account there. They do charge $5 a month, but pay you based on balances 2% up to almost 3% based on the balance. So the monthly fees is chump change for the return if you have a decent balance. I- IRA/ROTH - they have a 2 year VARIABLE rate cd product. Based on the NY 5 year prime, which current around 5%. So this CD is paying out about 3.5% for 24 months. I wish I could get a finders fee, because most of this is the BEST around. But instead, I will just say thanks to KEN for this wonderful site and source of deals for us rate chasers.

Reviews (2)

Steady, High Interest

Posted by: dwkennedy | Jul 1, 2017

BOP has paid 2.9% on my HSA account for 4 years now. Every other bank previously dropped the rate to something insulting (0.1% or lower) after a year or less.

They are also helpful on the phone. I did have to visit in person to open my account, but haven't had to visit since.

Thanks BOP!!

1

Must Appear In Person

Posted by: tippytop | Sep 26, 2014

You can only have an HSA if you open the account in person.

2


Health
A+

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #22340
Year Established1976
Employees27
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD10.81%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$158.0MM$143.2MM
LoansQ3 2018vs Q3 2017$105.8MM$94.0MM
DepositsQ3 2018vs Q3 2017$120.6MM$113.1MM
Equity CapitalQ3 2018vs Q3 2017$18.4MM$18.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.2MM$1.3MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$254.00K$237.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

DEAL Update

Anon456   |  
Not really a promotion, but ongoing deals worth mentioning on Deposit Accounts.

My contact is Rubin Cruiz rcruz@bopguymon.com, 580-468-3554 I would recommend, if interested, you contact him directly. Others are probably good as well, but he is EXCELLENT

This is to provide an update on their products.

- Taxable CDs - not so much. OK, but in the range of 2.5 for 2 years.
- HSA - hard to find, but this Bank actually pays you keep your HSA account there. They do charge $5 a month, but pay you based on balances 2% up to almost 3% based on the balance. So the monthly fees is chump change for the return if you have a decent balance.
I- IRA/ROTH - they have a 2 year VARIABLE rate cd product. Based on the NY 5 year prime, which current around 5%. So this CD is paying out about 3.5% for 24 months.

I wish I could get a finders fee, because most of this is the BEST around. But instead, I will just say thanks to KEN for this wonderful site and source of deals for us rate chasers.
1

Rates
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Always verify rates and promotions with the bank or credit union. We are not Bank of the Panhandle; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of the Panhandle Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.94%*$15k*-Health Savings Account
OTHER TIERS: 0.95% → $100 - $500 | 1.71% → $500 - $2.5k | 2.22% → $2.5k - $5k | 2.53% → $5k - $15k
0.50%$25-Passbook Savings Account
0.50%$25-Business Savings Account

Bank of the Panhandle Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$500k*-Money Market Account
OTHER TIERS: 0.50% → $2.5k - $10k | 0.55% → $10k - $25k | 0.65% → $25k - $50k | 0.70% → $50k - $100k | 0.75% → $100k - $250k | 0.80% → $250k - $500k

Bank of the Panhandle Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-myBOPchecking
OTHER TIERS: 0.10% → Up to $2k | 0.15% → $2k - $5k | 0.25% → $5k - $25k

Bank of the Panhandle CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.98%*$100k*$250k60 Month CD
OTHER TIERS: 2.83% → $1k - $100k
2.93%*$100k*$250k48 Month CD
OTHER TIERS: 2.78% → $1k - $100k
2.88%*$100k*$250k36 Month CD
OTHER TIERS: 2.73% → $1k - $100k
2.78%*$100k*$250k12 Month CD
OTHER TIERS: 1.96% → $250k+ | 2.63% → $1k - $100k
2.78%*$100k*$250k18 Month CD
OTHER TIERS: 2.63% → $1k - $100k
2.67%*$100k*$250k24 Month CD
OTHER TIERS: 2.52% → $1k - $100k
2.52%*$100k*$250k6 Month CD
OTHER TIERS: 2.42% → $1k - $100k
0.90%$1k$250k90 Day CD

Bank of the Panhandle IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.68%*$100k*-24 Month Fixed IRA
OTHER TIERS: 2.52% → $1k - $100k
Locations


Bank of the Panhandle Locations
Bank Of The Panhandle13th and Main StreetsGuymon, OK 73942

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