BANKWEST OF KANSAS

Overview / Commentary

www.ebankwest.com

785-899-2342

924 Main Street
Goodland, KS 67735

BANKWEST OF KANSAS is headquartered in Goodland and is the 118^th largest bank in the state of Kansas. It is also the 3,574^th largest bank in the nation. It was established in 1929 and as of June of 2022, it had grown to 29 employees at 3 locations. BANKWEST OF KANSAS has an A health rating.

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Health

Data as of Q2 2022

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Health Grade Components

Overall
FDIC Certificate #	10502
Year Established	1929
Employees	29
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.7%
Return on Equity - YTD	7.03%
Annual Interest Income	$2.1MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$142.3MM$139.9MM
Loans	Q2 2022vs Q2 2021	$66.9MM$77.3MM
Deposits	Q2 2022vs Q2 2021	$128.4MM$124.1MM
Equity Capital	Q2 2022vs Q2 2021	$13.7MM$15.7MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$1.1MM$1.2MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$1.6MM$3.0MM
Real Estate Owned	Q2 2022vs Q2 2021	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BANKWEST OF KANSAS Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$500	-	Statement Savings
0.25%	-	-	Business Statement Savings
0.25%	-	-	Piggy Bank Savings
0.25%	-	-	IRA Savings

BANKWEST OF KANSAS Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$100k^*	-	Magnum Money Market
OTHER TIERS: 0.15% → $15k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k
0.30%^*	$100k^*	-	Business Magnum Money Market
OTHER TIERS: 0.15% → $15k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k
0.25%^*	$10k^*	-	Money Market
OTHER TIERS: 0.20% → $5k - $10k
0.25%^*	$10k^*	-	Business Money Market
OTHER TIERS: 0.20% → $5k - $10k

BANKWEST OF KANSAS Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$25k^*	-	Prestige Rewards
OTHER TIERS: 0.20% → Up to $25k
0.15%	$850	-	Prestige

BANKWEST OF KANSAS CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%	-	-	36 Month CD
0.45%	-	-	Business 24 Month CD
0.45%	-	-	Business 36 Month CD
0.40%	-	-	24 Month CD
0.40%	-	-	Business 18 Month CD
0.35%	-	-	18 Month CD
0.30%	-	-	12 Month CD
0.30%	-	-	Business 12 Month CD
0.25%	-	-	6 Month CD
0.25%	-	-	Business 6 Month CD
0.20%	-	-	3 Month CD
0.20%	-	-	Business 3 Month CD

BANKWEST OF KANSAS IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	-	-	24 Month IRA
0.35%	-	-	18 Month IRA
0.30%	-	-	12 Month IRA
0.25%	-	-	6 Month IRA
0.20%	-	-	12 Month Educational IRA
0.20%	-	-	60 Month Roth IRA

Locations

BANKWEST OF KANSAS Locations
St Francis Branch	121 W Washington Street	St. Francis, KS 67756
Colby Branch	295 North Franklin	Colby, KS 67701
Bankwest Of Kansas	922 Main Ave	Goodland, KS 67735

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