Overview / Commentary
111 Spring St
New Providence, NJ 07974

Bard Employees Federal Credit Union is headquartered in New Providence and is the 79th largest credit union in the state of New Jersey. It is also the 3,643rd largest credit union in the nation. It was established in 1975 and as of September of 2018, it had grown to 2 employees and 1,410 members at 3 locations. Bard Employees Federal Credit Union's CD rates are 22% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of C.R. Bard, Inc., any of its subsidiaries or divisions.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bard Employees Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22267
Year Chartered1975
Primary Regulator
Profit Margin
Return on Assets - YTD-0.33%
Return on Equity - YTD-3.93%
Annual Interest Income$403.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$15.4MM$17.2MM
LoansQ3 2018vs Q3 2017$5.5MM$6.0MM
DepositsQ3 2018vs Q3 2017$14.0MM$15.7MM
Equity CapitalQ3 2018vs Q3 2017$1.4MM$1.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$194.00K$289.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$43.00K$505.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Bard Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Bard Employees Federal Credit Union Savings Account Rates

0.10%$100-Regular Savings Account
0.10%$100-Club Accounts

Bard Employees Federal Credit Union Money Market Rates

0.25%$5k-Money Market

Bard Employees Federal Credit Union CD Rates

1.55%$1k-24 Month CD
1.10%$1k-12 Month CD

Bard Employees Federal Credit Union Locations
Branch Office8195 Industrial Blvd NECovington, GA 30014-1497
Branch Office111 Spring StNew Providence, NJ 07974-1146
Branch Office428 Power House RdMoncks Corner, SC 29461-4306

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.