Competitive Long-Term CD Rates at Baton Rouge Telco FCU in Louisiana - Local Only

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APYMINMAXINSTITUTIONPRODUCTDETAILS
2.00%$500-Baton Rouge Telco Federal Credit Union5 Year CD - 1 Time Bump
1.60%$500-Baton Rouge Telco Federal Credit Union4 Year CD - 1 Time Bump
1.50%$500-Baton Rouge Telco Federal Credit Union3 Year CD - 1 Time Bump
Accounts mentioned in this post. Rates as of September 29, 2016.

Baton Rouge Telco Federal Credit Union is offering several competitive CD and IRA CD rates. The best ones include a 3.05% APY 5-year CD, a 2.65% APY 4-year CD and a 2.30% APY 3-year CD. These CD rates are between 10 to 20 basis points higher than what the best internet banks offer. Minimum deposit is $500. These CDs have a bump-up option which allows for a one-time increase of the rate to the current CD rate. This feature could come in handy if we enter into a rising interest rate environment (which we will see eventually). The CD rates are listed in the credit union's rates page as of 10/12/2010.

Details of these CDs including the early withdrawal penalty are listed in the credit union's certificates account page. The early withdrawal penalty for CD terms over 2 years is 6 months of interest.

Membership is open to anyone who lives, works, worships, or attends school in the following Louisiana parishes: Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, West Baton Rouge, West Feliciana and Tangipahoa Parishes. Please refer to the credit union's About page for more details.

Branches are located in Baton Rouge and Hammond, Louisiana. The credit union is also part of the CU Service Centers which allows you to conduct many banking transactions at branches of other credit unions around the nation.

The credit union has an overall health score of 4 out of 5 at DepositAccounts.com with a Texas Ratio of 8.59% (excellent) based on June 2010 data. Please refer to our financial overview of Baton Rouge Telco Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 1726).

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2.76% 12-Month CD & Other Competitive CD Rates at Baton Rouge Telco FCU in Louisiana
Baton Rouge Telco FCU is offering some competitive CD rates. The most competitive include a 2.55% APY 6-month CD, a 2.76% APY 12-month CD and a 3.20% APY 24-month CD. Minimum deposit is $500. These are available for both regular and IRA certificates. Members having CDs with maturity dates from two to five years have the option of exchanging the existing rate for the current rate once during the term of the certificate. Rates are listed at the credit union's rate table as of 4/06/09.

Membership is open to anyone that...

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