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Overview / Commentary
850-244-9900
17 Southeast Eglin Parkway
Fort Walton Beach, FL 32548

Beach Community Bank is headquartered in Fort Walton Beac and is the 48th largest bank in the state of Florida. It is also the 1,437th largest bank in the nation. It was established in 2001 and as of September of 2017, it had grown to 109 employees at 11 locations. Beach Community Bank has a F health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Beach Community Bank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #57131
Year Established2001
Employees109
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.04%
Return on Equity - YTD-30.59%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$500.4MM$531.0MM
LoansQ3 2017vs Q3 2016$316.5MM$344.0MM
DepositsQ3 2017vs Q3 2016$447.3MM$483.6MM
Equity CapitalQ3 2017vs Q3 2016$15.0MM$19.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$3.2MM$3.4MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$65.8MM$70.5MM
Real Estate OwnedQ3 2017vs Q3 2016$93.4MM$96.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beach Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Sandcastle Savings Account
OTHER TIERS: 0.05% Up to $10k | 0.15% $10k - $100k
0.10%--Sand Pebbles Savings Account

Beach Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Starfish Money Market Account
OTHER TIERS: 0.01% Up to $10k | 0.15% $10k - $100k

Beach Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Emerald Beach Checking Account (Seniors 50+)
0.01%--Beach Club Checking Account

Beach Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-5 Year CD
1.60%$5k-36 Month Special CD
1.30%$5k-13 Month Special CD
1.30%$5k-24 Month CD Special
1.15%$1k-3 Year CD
1.05%$1k-4 Year CD
0.95%$10k$250k37 Month Special CD
0.70%$5k-30 Month Special CD
0.65%$1k-2 Year CD
0.60%$1k-18 Month CD
0.40%$1k-1 Year CD
Locations

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