Belen Railway Employees Credit Union

Overview / Commentary
300 N 6th Street
Belen, NM 87002

Belen Railway Employees Credit Union is headquartered in Belen and is the 22nd largest credit union in the state of New Mexico. It is also the 2,651st largest credit union in the nation. It was established in 1955 and as of September of 2019, it had grown to 8 employees and 2,355 members at 1 location. Belen Railway Employees Credit Union's CD rates are 90% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Belen Railway Employees CU is open to employees, and their direct family members, who are employed by either the Burlington Northern, Santa Fe Railway, or the Belen Railway Employees CU.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Belen Railway Employees Credit Union has a low asset base.

Health Grade Components

NCUA #62841
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD9.87%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$36.3MM$32.0MM
LoansQ3 2019vs Q3 2018$23.6MM$21.5MM
DepositsQ3 2019vs Q3 2018$31.0MM$27.4MM
Equity CapitalQ3 2019vs Q3 2018$5.0MM$4.5MM
Loan Loss AllowanceQ3 2019vs Q3 2018$132.00K$109.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$209.00K$217.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Belen Railway Employees Credit Union Savings Account Rates

1.50%--IRA Savings
0.70%*$75k*-Savings Accounts
OTHER TIERS: 0.50% Up to $10k | 0.60% $10k - $75k

Belen Railway Employees Credit Union CD Rates

2.78%$1k-36 Month CD
2.27%$1k-24 Month CD
1.71%$1k-12 Month CD
1.50%$1k-6 Month CD

Belen Railway Employees Credit Union Locations
Corporate Office300 N 6th StBelen, NM 87002

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