0.10% base rate if monthly requirements are not met
Refunds ATM fees nationwide
The monthly requirements include:
10 check card purchases
1 automatic payment or direct deposit
Additional features of the account regardless of the monthly requirements include:
$100 minimum initial deposit
No minimum balance requirement
No monthly service charge
According to the bank's FAQs, a branch visit is required to open an account. Branches are located in the Virginia cities of Lawrenceville, South Boston, Kenbridge, Victoria, Chase City, Clarksville, South Hill, Blackstone, Crewe and Farmville.
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