Featured Savings Rates
Featured Accounts

Beneficial Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.53%5-year CD60 Month CD
1.26%1-year CD12 - 23 Month CD
0.15%SavingsPassbook Savings

Overview / Commentary
215-864-6181
1139 Chestnut Street
Philadelphia, PA 19107

Beneficial Bank is headquartered in Philadelphia and is the 10th largest bank in the state of Pennsylvania. It is also the 188th largest bank in the nation. It was established in 1853 and as of September of 2017, it had grown to 769 employees at 63 locations. Beneficial Bank's CD rates are 40% higher than the national average, and it has an A health rating.

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Reviews (1)

Beneficial

Posted by: gailnolan0 | Jan 1, 2018

I have been banking with Beneficial since 2nd grade, and continue to keep my savings with them even though I know live in an area where it is no longer convenient. They have been very good to me over the years, and when I started college they gave me an incredible interest rate for my savings account, as well as reimbursing me for all ATM fees. I cannot say enough good things about my bank, and I really trust them as a financial institution. I have always been greeted by a friendly face and willingness to help.



Health

Health Grade Components

Overall
FDIC Certificate #15697
Year Established1853
Employees769
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD3.82%
Annual Interest Income$145.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$5.82B$5.58B
LoansQ3 2017vs Q3 2016$3.99B$3.84B
DepositsQ3 2017vs Q3 2016$4.27B$4.15B
Equity CapitalQ3 2017vs Q3 2016$966.9MM$961.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$43.3MM$44.5MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$24.1MM$15.6MM
Real Estate OwnedQ3 2017vs Q3 2016$124.00K$1.5MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beneficial Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$1k*-Student Saver
OTHER TIERS: 0.30% Up to $500 | 0.40% $500 - $750 | 0.45% $750 - $1k
0.50%*$2,500*-Campus Savings
OTHER TIERS: 0.30% Up to $500 | 0.35% $500 - $1k | 0.40% $1k - $1,500 | 0.45% $1,500 - $2,500
0.40%*$2,500*-Tiered Statement Savings (for Package Accounts)
OTHER TIERS: 0.25% Up to $1k | 0.30% $1k - $2,500
0.35%--Club Statement Savings
0.25%--Statement Savings
0.15%--Passbook Savings
0.15%--Club Passbook Savings

Beneficial Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$500k*-Personal Money Market
OTHER TIERS: 0.15% Up to $5k | 0.20% $5k - $25k | 0.25% $25k - $100k | 0.30% $100k - $500k
0.30%*$1m*$3mBusiness Money Market
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $100k | 0.20% $100k - $500k | 0.25% $500k+

Beneficial Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Start Growing
OTHER TIERS: 0.10% $2k - $10k | 0.15% $10k - $25k | 0.20% $25k - $100k
0.25%*$100k*-Professional Checking
OTHER TIERS: 0.10% $5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $100k
0.20%--Start Rewarding
0.10%--Start Earning
0.10%--Start Benefiting
0.05%--Interest Checking

Beneficial Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$500-60 Month CD
2.02%$500-48 - 59 Month CD
1.76%$500-36 - 47 Month CD
1.51%$500-24 - 35 Month CD
1.26%$500-12 - 23 Month CD
1.01%$500-6 - 11 Month CD
0.75%$500-3 - 5 Month CD

Beneficial Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$500-60 Month IRA
2.02%$500-48 - 59 Month IRA
1.76%$500-36 - 47 Month IRA
1.51%$500-24 - 35 Month IRA
1.26%$500-12 - 23 Month IRA
1.01%$500-6 - 11 Month IRA
Locations

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