Beneficial State Bank

Overview | Receive alerts for this bank

LOCATIONS

5 Year IRA CD (Traditional, Roth, CESA, SIMPLE)

View all rates

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.60%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.40%	1-year CD	52 Week CDARS 1.05% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Save 1st 1.00% - Ally Bank Online Savings Account

View all Beneficial State Bank rates »

Overview / Commentary

www.beneficialstate.com

510-550-8428

1438 Webster Street, Suite 100
Oakland, CA 94612

Beneficial State Bank is headquartered in Oakland and is the 77^th largest bank in the state of California. It is also the 1,112^th largest bank in the nation. It was established in 2007 and as of June of 2016, it had grown to 143 employees at 13 locations. Beneficial State Bank has an A+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
FDIC Certificate #	58490
Year Established	2007
Employees	143
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.28%
Return on Equity - YTD	2.46%
Annual Interest Income	$9.9MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$644.8MM$404.0MM
Loans	Q2 2016vs Q2 2015	$479.3MM$301.0MM
Deposits	Q2 2016vs Q2 2015	$502.9MM$321.0MM
Equity Capital	Q2 2016vs Q2 2015	$74.0MM$42.8MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$6.7MM$4.9MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$4.3MM$3.8MM
Real Estate Owned	Q2 2016vs Q2 2015	$0$1.2MM

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Beneficial State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beneficial State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$100k^*	-	Save 1st
OTHER TIERS: 0.05% → Up to $100k
0.10%^*	$100k^*	-	Business Savings
OTHER TIERS: 0.05% → Up to $100k
0.10%^*	$100k^*	-	EcoKids Savings
OTHER TIERS: 0.05% → Up to $100k

Beneficial State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$5m^*	-	Business Market Access
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $100k \| 0.15% → $100k - $1mm \| 0.25% → $1mm - $5mm
0.25%^*	$5m^*	-	Market Access
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $1mm \| 0.20% → $1mm - $5mm

Beneficial State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$100k^*	-	EcoEarnings Checking
OTHER TIERS: 0.05% → Up to $25k \| 0.07% → $25k - $100k
0.10%^*	$100k^*	-	Community First Business Checking
OTHER TIERS: 0.05% → Up to $25k \| 0.07% → $25k - $100k
0.10%^*	$100k^*	-	IOLTA
OTHER TIERS: 0.05% → Up to $25k \| 0.07% → $25k - $100k
0.10%^*	$100k^*	-	Community First Non-Profit Checking
OTHER TIERS: 0.05% → Up to $25k \| 0.07% → $25k - $100k

Beneficial State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.60%^*	$5m^*	-	60 Month CD
OTHER TIERS: 0.90% → $1k - $100k \| 1.10% → $100k - $1mm \| 1.40% → $1mm - $5mm
1.40%^*	$5m^*	-	48 Month CD
OTHER TIERS: 0.70% → $1k - $25k \| 0.80% → $25k - $100k \| 0.95% → $100k - $1mm \| 1.10% → $1mm - $5mm
1.20%^*	$5m^*	-	36 Month CD
OTHER TIERS: 0.60% → $1k - $100k \| 0.70% → $100k - $1mm \| 0.90% → $1mm - $5mm
0.95%^*	$5m^*	-	3 Year CDARS
OTHER TIERS: 0.45% → $25k - $100k \| 0.50% → $100k - $1mm \| 0.75% → $1mm - $5mm
0.80%^*	$5m^*	-	24 Month CD
OTHER TIERS: 0.50% → $1k - $100k \| 0.60% → $100k - $1mm \| 0.70% → $1mm - $5mm
0.65%^*	$5m^*	-	2 Year CDARS
OTHER TIERS: 0.40% → $25k - $100k \| 0.45% → $100k - $1mm \| 0.55% → $1mm - $5mm
0.50%^*	$5m^*	-	12 Month CD
OTHER TIERS: 0.25% → $1k - $100k \| 0.35% → $100k - $1mm \| 0.45% → $1mm - $5mm
0.40%^*	$5m^*	-	6 Month CD
OTHER TIERS: 0.20% → $1k - $100k \| 0.25% → $100k - $1mm \| 0.35% → $1mm - $5mm
0.40%^*	$5m^*	-	52 Week CDARS
OTHER TIERS: 0.15% → $25k - $100k \| 0.20% → $100k - $1mm \| 0.35% → $1mm - $5mm
0.36%^*	$5m^*	-	26 Week CDARS
OTHER TIERS: 0.15% → $25k - $100k \| 0.20% → $100k - $1mm \| 0.31% → $1mm - $5mm
0.35%^*	$5m^*	-	3 Month CD
OTHER TIERS: 0.15% → $1k - $100k \| 0.20% → $100k - $5mm
0.25%^*	$5m^*	-	13 Week CDARS
OTHER TIERS: 0.05% → $25k - $100k \| 0.07% → $100k - $1mm \| 0.15% → $1mm - $5mm

Beneficial State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.61%^*	$5m^*	-	5 Year IRA CD
OTHER TIERS: 0.90% → $1k - $100k \| 1.00% → $100k - $1mm \| 1.40% → $1mm - $5mm
1.30%^*	$5m^*	-	4 Year IRA CD
OTHER TIERS: 0.65% → $1k - $100k \| 0.75% → $100k - $1mm \| 1.00% → $1mm - $5mm
1.10%^*	$5m^*	-	3 Year IRA
OTHER TIERS: 0.55% → $1k - $1mm \| 0.85% → $1mm - $5mm
0.75%^*	$5m^*	-	2 Year IRA
OTHER TIERS: 0.45% → $1k - $100k \| 0.55% → $100k - $1mm \| 0.65% → $1mm - $5mm
0.45%^*	$5m^*	-	1 Year IRA
OTHER TIERS: 0.20% → $1k - $1mm \| 0.40% → $1mm - $5mm

Locations

Beneficial State Bank Locations
One Pacificcoast Bank, FSB	1438 Webster Street, Suite 100	Oakland, CA 94612
Fresno Branch	170 West Shaw Avenue	Fresno, CA 93704
Bakersfield Branch	3401 Pacheco Rd, Ste A	Bakersfield, CA 93313
Los Angeles Branch	3626 East First Street	Los Angeles, CA 90063
North Hollywood Branch	1313 Sherman Way	North Hollywood, CA 91605
Modesto Branch	4623 Mchenry Ave, Ste. C	Modesto, CA 95356
Porterville Branch	268 N. Main Street	Porterville, CA 93257
Visalia Branch	649 County Center Dr., Ste. C	Visalia, CA 93277
Portland Branch	1101 Sw Washington Street	Portland, OR 97205
Mosler Branch	2720 South Third Ave	Seattle, WA 98121