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Overview / Commentary
448 Eagle School Rd
Martinsburg, WV 25404-3372

Berkeley County Public Schools Federal Credit Union is headquartered in Martinsburg and is the 65th largest credit union in the state of West Virginia. It is also the 4,559th largest credit union in the nation. It was established in 1973 and as of March of 2018, it had grown to 2 employees and 1,209 members at 1 location. Berkeley County Public Schools Federal Credit Union has a B health rating.

Field of Membership Restrictions

Full time employees of Berkeley County Schools are eligible to join the BCPSFCU. Once you join the credit union, your immediate family members are also eligible to join. Immediate family members can be spouses, children, parents, brothers, sisters, grandparents, and grandchildren.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Berkeley County Public Schools Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #21499
Year Chartered1973
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD8.05%
Annual Interest Income$34.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$6.0MM$5.7MM
LoansQ1 2018vs Q1 2017$2.4MM$2.3MM
DepositsQ1 2018vs Q1 2017$5.7MM$5.4MM
Equity CapitalQ1 2018vs Q1 2017$348.00K$323.00K
Loan Loss AllowanceQ1 2018vs Q1 2017$9.00K$9.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$7.00K$33.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0

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Berkeley County Public Schools Federal Credit Union Locations
Branch Office448 Eagle School RdMartinsburg, WV 25404-3372

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