It appears that a branch visit is required to open an account. Branches are located in several MA and NY cities including Pittsfield and Lenox, MA and Albany and Windham, NY.
The bank's ratings for safety and soundness are above averge: 4 stars (excellent) at BauerFinancial (based on 6/30/09 data) and 3 stars (performing) at Bankrate.com (based on 3/31/09 data). The bank was established in 1893 and has been a FDIC member since 1985 (FDIC Certificate # 90265).
Other Competitive Certificate of Deposit Rates