Birmingham-Bloomfield Credit Union


Overview / Commentary
248-647-5958
576 E Lincoln St
Birmingham, MI 48009-1757

Birmingham-Bloomfield Credit Union is headquartered in Birmingham and is the 123rd largest credit union in the state of Michigan. It is also the 1,983rd largest credit union in the nation. It was established in 1931 and as of December of 2018, it had grown to 16 employees and 5,295 members at 2 locations. Birmingham-Bloomfield Credit Union's CD rates are 68% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Birmingham Bloomfield CU is open to businesses and accredited institutions, as well as the residents, active employees, church members, and registered students within Oakland County, Michigan.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Birmingham-Bloomfield Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #61698
Year Chartered1931
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD8.45%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$69.1MM$69.4MM
LoansQ4 2018vs Q4 2017$47.9MM$51.7MM
DepositsQ4 2018vs Q4 2017$62.6MM$63.3MM
Equity CapitalQ4 2018vs Q4 2017$6.1MM$5.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$122.00K$106.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$262.00K$45.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Birmingham-Bloomfield Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$500k*-Super Saver
OTHER TIERS: 0.15% Up to $2.5k | 0.20% $2.5k - $25k | 0.22% $25k - $100k | 0.25% $100k - $500k
0.25%*$25k*-IRA Savings
OTHER TIERS: 0.20% Up to $25k
0.15%--Regular Savings
0.15%--Vacation Savings
0.15%--Christmas Savings
0.05%--Secondary Savings
0.05%--Health Savings Account

Birmingham-Bloomfield Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$10k*-4 Year CD
OTHER TIERS: 2.25% $500 - $10k
2.02%*$10k*-3 Year CD
OTHER TIERS: 2.00% $500 - $10k
1.76%*$10k*-2 Year CD
OTHER TIERS: 1.75% $500 - $10k
1.51%*$10k*-1 Year CD
OTHER TIERS: 1.50% $500 - $10k
0.50%$500-6 Month CD
0.40%$500-2 Month CD

Birmingham-Bloomfield Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$4k*-4 Year IRA CD
OTHER TIERS: 2.50% $500 - $4k
2.27%*$4k*-3 Year IRA CD
OTHER TIERS: 2.25% $500 - $4k
2.02%*$4k*-2 Year IRA CD
OTHER TIERS: 2.00% $500 - $4k
1.76%*$4k*-1 Year IRA CD
OTHER TIERS: 1.75% $500 - $4k
0.75%$500-6 Month IRA CD
0.50%$500-2 Month IRA CD
Locations


Birmingham-Bloomfield Credit Union Locations
Branch Office576 E Lincoln StBirmingham, MI 48009-1757
Branch Office6375 Highland RdWaterford, MI 48327

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