Featured Savings Rates
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Birmingham-Bloomfield Credit Union

Popular Accounts at this Credit Union

0.25%1-year CD1 Year CD
0.05%SavingsSecondary Savings
1.00%4-year CD4 Year CD

Overview / Commentary
576 E Lincoln St
Birmingham, MI 48009-1757

Birmingham-Bloomfield Credit Union is headquartered in Birmingham and is the 128th largest credit union in the state of Michigan. It is also the 2,026th largest credit union in the nation. It was established in 1931 and as of June of 2016, it had grown to 17 employees and 5,478 members at 2 locations. Birmingham-Bloomfield Credit Union has a B+ health rating.

Field of Membership Restrictions

Birmingham Bloomfield CU is open to businesses and accredited institutions, as well as the residents, active employees, church members, and registered students within Oakland County, Michigan.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Birmingham-Bloomfield Credit Union has a relatively low asset base.

Health Grade Components

NCUA #61698
Year Chartered1931
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD4.89%
Annual Interest Income$870.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$65.3MM$58.8MM
LoansQ2 2016vs Q2 2015$41.2MM$24.7MM
DepositsQ2 2016vs Q2 2015$57.3MM$53.8MM
Equity CapitalQ2 2016vs Q2 2015$4.9MM$4.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$102.00K$131.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$88.00K$33.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Birmingham-Bloomfield Credit Union Savings Account Rates

0.15%*$25k*-IRA Savings
OTHER TIERS: 0.10% Up to $25k
0.15%*$500k*-Super Saver
OTHER TIERS: 0.05% Up to $25k | 0.08% $25k - $100k | 0.10% $100k - $500k
0.15%*$25k*-Roth IRA Savings
OTHER TIERS: 0.10% Up to $25k
0.05%--Regular Savings
0.05%--Vacation Savings
0.05%--Christmas Savings
0.05%--Secondary Savings
0.05%--Health Savings Account

Birmingham-Bloomfield Credit Union CD Rates

1.00%*$10k*-4 Year CD
OTHER TIERS: 0.95% $500 - $10k
0.75%$500-3 Year CD
0.50%$500-2 Year CD
0.25%*$10k*-1 Year CD
OTHER TIERS: 0.20% $500 - $10k
0.15%*$10k*-6 Month CD
OTHER TIERS: 0.10% $500 - $10k
0.05%$500-2 Month CD

Birmingham-Bloomfield Credit Union IRA Rates

1.00%*$4k*-4 Year IRA CD
OTHER TIERS: 0.95% $500 - $4k
0.75%$500-3 Year IRA CD
0.50%$500-2 Year IRA CD
0.25%*$4k*-1 Year IRA CD
OTHER TIERS: 0.20% $500 - $4k
0.15%*$4k*-6 Month IRA CD
OTHER TIERS: 0.10% $500 - $4k

Birmingham-Bloomfield Credit Union Locations
Branch Office576 E Lincoln StBirmingham, MI 48009-1757
Branch Office6375 Highland RdWaterford, MI 48327