Overview / Commentary
248-647-5958
576 E Lincoln St
Birmingham, MI 48009-1757

Birmingham-Bloomfield Credit Union is headquartered in Birmingham and is the 125th largest credit union in the state of Michigan. It is also the 1,966th largest credit union in the nation. It was established in 1931 and as of June of 2018, it had grown to 17 employees and 5,469 members at 2 locations. Birmingham-Bloomfield Credit Union's CD rates are 68% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Birmingham Bloomfield CU is open to businesses and accredited institutions, as well as the residents, active employees, church members, and registered students within Oakland County, Michigan.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Birmingham-Bloomfield Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #61698
Year Chartered1931
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD9.54%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$71.0MM$67.5MM
LoansQ2 2018vs Q2 2017$47.8MM$48.5MM
DepositsQ2 2018vs Q2 2017$64.7MM$61.6MM
Equity CapitalQ2 2018vs Q2 2017$5.9MM$5.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$100.00K$134.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$103.00K$125.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Birmingham-Bloomfield Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$500k*-Super Saver
OTHER TIERS: 0.15% Up to $2.5k | 0.20% $2.5k - $25k | 0.22% $25k - $100k | 0.25% $100k - $500k
0.25%*$25k*-IRA Savings
OTHER TIERS: 0.20% Up to $25k
0.15%--Regular Savings
0.15%--Vacation Savings
0.15%--Christmas Savings
0.05%--Secondary Savings
0.05%--Health Savings Account

Birmingham-Bloomfield Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$10k*-4 Year CD
OTHER TIERS: 2.25% $500 - $10k
2.02%*$10k*-3 Year CD
OTHER TIERS: 2.00% $500 - $10k
1.76%*$10k*-2 Year CD
OTHER TIERS: 1.75% $500 - $10k
1.51%*$10k*-1 Year CD
OTHER TIERS: 1.50% $500 - $10k
0.50%$500-6 Month CD
0.40%$500-2 Month CD

Birmingham-Bloomfield Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$4k*-4 Year IRA CD
OTHER TIERS: 2.50% $500 - $4k
2.27%*$4k*-3 Year IRA CD
OTHER TIERS: 2.25% $500 - $4k
2.02%*$4k*-2 Year IRA CD
OTHER TIERS: 2.00% $500 - $4k
1.76%*$4k*-1 Year IRA CD
OTHER TIERS: 1.75% $500 - $4k
0.75%$500-6 Month IRA CD
0.50%$500-2 Month IRA CD
Locations


Birmingham-Bloomfield Credit Union Locations
Branch Office576 E Lincoln StBirmingham, MI 48009-1757
Branch Office6375 Highland RdWaterford, MI 48327

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