Birmingham-Bloomfield Credit Union


Overview / Commentary
248-647-5958
576 E Lincoln St
Birmingham, MI 48009-1757

Birmingham-Bloomfield Credit Union is headquartered in Birmingham and is the 122nd largest credit union in the state of Michigan. It is also the 1,992nd largest credit union in the nation. It was established in 1931 and as of June of 2019, it had grown to 15 employees and 5,218 members at 2 locations. Birmingham-Bloomfield Credit Union's CD rates are 68% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Birmingham Bloomfield CU is open to businesses and accredited institutions, as well as the residents, active employees, church members, and registered students within Oakland County, Michigan.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Birmingham-Bloomfield Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #61698
Year Chartered1931
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.39%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$69.7MM$71.0MM
LoansQ2 2019vs Q2 2018$47.0MM$47.8MM
DepositsQ2 2019vs Q2 2018$62.9MM$64.7MM
Equity CapitalQ2 2019vs Q2 2018$6.4MM$5.9MM
Loan Loss AllowanceQ2 2019vs Q2 2018$141.00K$100.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$181.00K$103.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Birmingham-Bloomfield Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$500k*-Super Saver
OTHER TIERS: 0.15% Up to $2.5k | 0.20% $2.5k - $25k | 0.22% $25k - $100k | 0.25% $100k - $500k
0.25%*$25k*-IRA Savings
OTHER TIERS: 0.20% Up to $25k
0.15%--Regular Savings
0.15%--Vacation Savings
0.15%--Christmas Savings
0.05%--Secondary Savings
0.05%--Health Savings Account

Birmingham-Bloomfield Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$10k*-4 Year CD
OTHER TIERS: 2.25% $500 - $10k
2.02%*$10k*-3 Year CD
OTHER TIERS: 2.00% $500 - $10k
1.76%*$10k*-2 Year CD
OTHER TIERS: 1.75% $500 - $10k
1.51%*$10k*-1 Year CD
OTHER TIERS: 1.50% $500 - $10k
0.50%$500-6 Month CD
0.40%$500-2 Month CD

Birmingham-Bloomfield Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$4k*-4 Year IRA CD
OTHER TIERS: 2.50% $500 - $4k
2.27%*$4k*-3 Year IRA CD
OTHER TIERS: 2.25% $500 - $4k
2.02%*$4k*-2 Year IRA CD
OTHER TIERS: 2.00% $500 - $4k
1.76%*$4k*-1 Year IRA CD
OTHER TIERS: 1.75% $500 - $4k
0.75%$500-6 Month IRA CD
0.50%$500-2 Month IRA CD
Locations


Birmingham-Bloomfield Credit Union Locations
Branch Office576 E Lincoln StBirmingham, MI 48009-1757
Branch Office6375 Highland RdWaterford, MI 48327

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