Top 14-Month CD Rate at Blueharbor Bank in North Carolina - Local Only

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Update: The CD rates have fallen. Please check the bank's website for the latest rates.

Blueharbor Bank is offering a special 14-month CD with a 2.20% APY. The bank also has a some competitive standard CD rates. The most competitive one is the 2.50% APY 25-month CD. These rates are listed in the bank's rates page as of 12/30/09.

The bank continues to offer a high-yield reward checking account that pays 4.00% APY on balances up to $30K (see account review). Its basic savings account is also a good deal with a 1.50% APY for all balances as of 12/30/09. Minimum balance to avoid monthly fees is $200.

It appears a branch visit may be required to open an account. The bank is located in Mooresville and Huntersville, North Carolina which are just north of Charlotte.

It's a new bank that was just established in January 2008. Thus, it's labeled as a start-up at BauerFinancial. Its rating for safety and soundness is 3 stars (performing) at Bankrate.com based on 6/30/09 data. It's a member FDIC (FDIC Certificate # 58691).

Other Competitive Certificate of Deposit Rates

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High-Yield Reward Checking Account at a North Carolina Bank (Blueharbor)

Update 1/20/11: The top yield has fallen to 3.25% APY. Refer to the bottom of the post for the rate history.

Blueharbor Bank is offering a reward checking account called Neon Blue Checking. The yield is 3.25% APY on balances up to $30,000 (1.00% for above) if the following monthly requirements are met:

  • 15 debit card purchases
  • one bill payment transaction must be processed
  • one direct deposit or automatic debit
  • receive electronic statements

If these are not met, the rate falls to 0.10% for the next statement cycle. The minimum initial deposit is $100. There are...



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Top 7-Month CD & 25-Month CD Rates at Blueharbor Bank in North Carolina

Update: The CD rates have fallen. Please check the bank's website for the latest rates.

Blueharbor Bank has several competitive CD rates. The most competitive include a 2.70% APY 7-month CD, a 2.95% APY 13-month CD and a 3.40% APY 25-month CD. Minimum deposit is $1,000. CDs are available for regular, IRA and business accounts. These rates are listed at the bank's rate table as of 4/06/09.

The bank also offers a reward checking account. As of 4/06/09, it has a rate of 4.00% APY for balances up to $30K (see post).

It...



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