Bowater Employees Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.30% | 5-year CD | 3.00% - Discover Bank 5 Year CD |
| 1.41% | 1-year CD | 2.65% - Discover Bank 12 Month CD |
| 0.50% | Savings | 2.20% - Barclays Online Savings Account |
Bowater Employees Credit Union is headquartered in Calhoun and is the 26th largest credit union in the state of Tennessee. It is also the 1,199th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 51 employees and 16,781 members at 5 locations. Bowater Employees Credit Union's money market rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership eligibility t0 join Bowater CU is open to your and your family members if you reside, hold employment, attend church, or attend school in these Tennessee Counties Bradley, McMinn, Meigs, Monroe, and Polk.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67970 |
| Year Chartered | 1954 |
| Employees | 51 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.3% |
| Return on Equity - YTD | 3.18% |
| Annual Interest Income | $6.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $163.0MM$157.8MM |
| Loans | Q4 2018vs Q4 2017 | $97.2MM$91.7MM |
| Deposits | Q4 2018vs Q4 2017 | $146.7MM$141.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $15.2MM$14.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $583.00K$484.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.6MM$999.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $152.00K$273.00K |
Always verify rates and promotions with the bank or credit union. We are not Bowater Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Bowater Employees Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | Accumulative IRA Account | |
| 0.50% | $5 | - | Share Account | |
| 0.50% | - | - | Special Shares Account | |
| 0.50% | - | $1k | Christmas Club Account |
Bowater Employees Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $2.5k | - | Investment Plus Money Market Account |
Bowater Employees Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $100 | - | Premium Interest Checking Account | |
| 0.02% | - | - | Free Interest Checking Account | |
| 0.02% | - | - | Gold Interest Checking Account |
Bowater Employees Credit Union CD Rates
Bowater Employees Credit Union IRA Rates
| Bowater Employees Credit Union Locations | ||
|---|---|---|
| Branch Office | 5123 Highway 11 S | Calhoun, TN 37309 |
| Branch Office | 1112 Congress Pkwy S | Athens, TN 37303-2404 |
| Branch Office | 4531 Hardwick Farms Pkwy NE | Cleveland, TN 37312-4073 |
| Branch Office | 1040 King St SE | Cleveland, TN 37311 |
| Branch Office | 1007 Keith St NW | Cleveland, TN 37311-4302 |