3.30% 12-Month CD at America West Bank in Utah


America West Bank has a CD promotion with a 3.30% APY for a term of 12 months. Minimum deposit is $25,000. This promotion is listed at the bottom of the bank's home page, and in the bank's CD page. Promotion expires 2/27/2009.

The bank also offers a reward checking account with a rate of up to 3.55% APY on balances of up to $25K (see post).

It appears a branch visit is required to open an account. Branches are located in the Utah cities of Layton, Murray, Ogden, Draper and St. George.

America West Bank has been FDIC insured since 2000 (FDIC Certificate # 35461).
3.55% Reward Checking Account at America West Bank in Utah
Update 5/01/09: The bank was closed by State regulators. Refer to this FDIC page for details.

America West Bank is offering a reward checking account that pays up to 3.55% APY on balances up to $25,000 (1.51% for above) and refunds ATM fees if the following monthly requirements are met:
  • 10 debit card purchases
  • one automatic deposit
  • log into online banking
  • receive e-statements
If these are not met, the rate falls to 0.30%. There is no monthly service charge.

There's another requirement to receive the highest interest rate. The bank has four levels of membership with different...

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4.70% 12-Month CD at a Utah Bank (Cache Valley).
Update 8/2/08: This special CD was scheduled to end on July 31, 2008.

Cache Valley Bank is offering a special 4.70% APY 12-month CD. The minimum deposit is $1,000, and the maximum is $100,000.

The special doesn't seem to be listed at the bank's website. A reader emailed me info on this, and I called yesterday for further details. According to the CSR, it requires a branch visit. In addition, you have to be within their local area. I asked if Brigham City was close enough, and the CSR said probably not....

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6.00% 6-Month CD at a Utah Bank (Sunfirst)
Sunfirst Bank is offering a 6.00% APY 6-month certificate of deposit. The minimum deposit is $500. A checking account with direct deposit is required. The offer is available through June. The bank's website doesn't seem to list this special. It was advertised in the shopLocal website. The ad is available online here.

Branches are located in the south Utah cities of St. George, Cedar City and Hurricane, and in Mesquite, Nevada. The bank has been FDIC insured since 2001 (FDIC Certificate # 57087).

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