Cadence Bank, N.A. is headquartered in Birmingham and is the 3rd largest bank in the state of Alabama. It is also the 125th largest bank in the nation. It was established in 1887 and as of June of 2016, it had grown to 1,173 employees at 71 locations. Cadence Bank, N.A. has a B+ health rating.
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OK BANK
Banking with cadence is OK. One of the BEST thing about Cadence is that you have until 8:00pm to clear up any over overdrafts. Of course you have to have another account with them that you can pull from. Also there website is excellent. I love the fact that I can BANK ONLINE from anywhere. I hate the fees. I hate that if you write a check to a company the is using cadence bank, it do not show up. Even though it will clear the next day, the balance will not reflect that it has cleared. This cause for a lot of overdrafts. This is really one feature that they should change. Last but not least, I LOVE the bill pay system. I don't have to go the bank that often, because my check go direct deposit and I transfer and pay bills online.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4999 |
| Year Established | 1887 |
| Employees | 1173 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.79% |
| Return on Equity - YTD | 5.35% |
| Annual Interest Income | $163.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $9.20B$8.23B |
| Loans | Q2 2016vs Q2 2015 | $7.09B$6.41B |
| Deposits | Q2 2016vs Q2 2015 | $7.73B$6.77B |
| Equity Capital | Q2 2016vs Q2 2015 | $1.35B$1.27B |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $87.1MM$61.8MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $183.1MM$53.7MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $27.2MM$18.1MM |
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Cadence Bank, N.A. CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.38% | $500 | $5m | 35 Month UP CD |
Cadence Bank, N.A. has 77 locations. Click to view all Cadence Bank, N.A. locations.