Cadence Bank, N.A. is headquartered in Atlanta and is the 3rd largest bank in the state of Georgia. It is also the 93rd largest bank in the nation. It was established in 1887 and as of June of 2019, it had grown to 1,805 employees at 105 locations. Cadence Bank, N.A. has an A health rating.
Banking with cadence is OK. One of the BEST thing about Cadence is that you have until 8:00pm to clear up any over overdrafts. Of course you have to have another account with them that you can pull from. Also there website is excellent. I love the fact that I can BANK ONLINE from anywhere. I hate the fees. I hate that if you write a check to a company the is using cadence bank, it do not show up. Even though it will clear the next day, the balance will not reflect that it has cleared. This cause for a lot of overdrafts. This is really one feature that they should change. Last but not least, I LOVE the bill pay system. I don't have to go the bank that often, because my check go direct deposit and I transfer and pay bills online.
|FDIC Certificate #||4999|
|Return on Assets - YTD||1.54%|
|Return on Equity - YTD||11%|
|Annual Interest Income||$439.3MM|
|Assets and Liabilities|
|Assets||Q2 2019vs Q2 2018||$17.47B$11.30B|
|Loans||Q2 2019vs Q2 2018||$13.56B$8.92B|
|Deposits||Q2 2019vs Q2 2018||$14.53B$9.50B|
|Equity Capital||Q2 2019vs Q2 2018||$2.60B$1.52B|
|Loan Loss Allowance||Q2 2019vs Q2 2018||$115.3MM$90.6MM|
|Unbacked Noncurrent Loans||Q2 2019vs Q2 2018||$140.1MM$52.6MM|
|Real Estate Owned||Q2 2019vs Q2 2018||$2.3MM$4.8MM|
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