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2100 Third Avenue North
Birmingham, AL 35203

Cadence Bank, N.A. is headquartered in Birmingham and is the 3rd largest bank in the state of Alabama. It is also the 125th largest bank in the nation. It was established in 1887 and as of September of 2016, it had grown to 1,158 employees at 71 locations. Cadence Bank, N.A. has a B+ health rating.

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Reviews (1)


Banking with cadence is OK. One of the BEST thing about Cadence is that you have until 8:00pm to clear up any over overdrafts. Of course you have to have another account with them that you can pull from. Also there website is excellent. I love the fact that I can BANK ONLINE from anywhere. I hate the fees. I hate that if you write a check to a company the is using cadence bank, it do not show up. Even though it will clear the next day, the balance will not reflect that it has cleared. This cause for a lot of overdrafts. This is really one feature that they should change. Last but not least, I LOVE the bill pay system. I don't have to go the bank that often, because my check go direct deposit and I transfer and pay bills online.


Health Grade Components

FDIC Certificate #4999
Year Established1887
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD4.52%
Annual Interest Income$248.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$9.43B$8.25B
LoansQ3 2016vs Q3 2015$7.14B$6.47B
DepositsQ3 2016vs Q3 2015$7.97B$6.86B
Equity CapitalQ3 2016vs Q3 2015$1.35B$1.30B
Loan Loss AllowanceQ3 2016vs Q3 2015$91.2MM$61.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$172.6MM$48.8MM
Real Estate OwnedQ3 2016vs Q3 2015$22.2MM$12.4MM
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Cadence Bank, N.A. CD Rates

1.17%$500$2,500k17 Month UP CD

Cadence Bank, N.A. IRA Rates

1.17%$500$2,500k17 Month UP IRA CD

Cadence Bank, N.A. has 77 locations. Click to view all Cadence Bank, N.A. locations.