Cadence Bank, N.A.

Deposits held and insured by Bancorp South

Reviews (1)


Banking with cadence is OK. One of the BEST thing about Cadence is that you have until 8:00pm to clear up any over overdrafts. Of course you have to have another account with them that you can pull from. Also there website is excellent. I love the fact that I can BANK ONLINE from anywhere. I hate the fees. I hate that if you write a check to a company the is using cadence bank, it do not show up. Even though it will clear the next day, the balance will not reflect that it has cleared. This cause for a lot of overdrafts. This is really one feature that they should change. Last but not least, I LOVE the bill pay system. I don't have to go the bank that often, because my check go direct deposit and I transfer and pay bills online.


Data as of Q1 2022

Data displayed below is for insuring bank: Bancorp South
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Health Grade Components

FDIC Certificate #11813
Year Established1876
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD9.3%
Annual Interest Income$332.2MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$47.21B$25.80B
LoansQ1 2022vs Q1 2021$27.05B$15.33B
DepositsQ1 2022vs Q1 2021$40.57B$20.87B
Equity CapitalQ1 2022vs Q1 2021$4.64B$2.83B
Loan Loss AllowanceQ1 2022vs Q1 2021$438.7MM$241.1MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$69.4MM$76.2MM
Real Estate OwnedQ1 2022vs Q1 2021$16.9MM$9.4MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cadence Bank, N.A. Savings Account Rates

0.05%*-$25k Propel Savings
OTHER TIERS: 0.03% $25k+


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