Cadence Bank, N.A.


Overview / Commentary
404-266-4343
1349 W Peachtree St Nw
Atlanta, GA 30309

Cadence Bank, N.A. is headquartered in Atlanta and is the 3rd largest bank in the state of Georgia. It is also the 106th largest bank in the nation. It was established in 1887 and as of March of 2021, it had grown to 1,795 employees at 105 locations. Cadence Bank, N.A. has an A+ health rating.

Reviews (1)

OK BANK

Banking with cadence is OK. One of the BEST thing about Cadence is that you have until 8:00pm to clear up any over overdrafts. Of course you have to have another account with them that you can pull from. Also there website is excellent. I love the fact that I can BANK ONLINE from anywhere. I hate the fees. I hate that if you write a check to a company the is using cadence bank, it do not show up. Even though it will clear the next day, the balance will not reflect that it has cleared. This cause for a lot of overdrafts. This is really one feature that they should change. Last but not least, I LOVE the bill pay system. I don't have to go the bank that often, because my check go direct deposit and I transfer and pay bills online.



Health
A+

Health Grade Components

Overall
FDIC Certificate #4999
Year Established1887
Employees1795
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.34%
Return on Equity - YTD20.47%
Annual Interest Income$154.7MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$18.79B$17.23B
LoansQ1 2021vs Q1 2020$12.10B$13.19B
DepositsQ1 2021vs Q1 2020$16.31B$14.63B
Equity CapitalQ1 2021vs Q1 2020$2.11B$2.21B
Loan Loss AllowanceQ1 2021vs Q1 2020$308.0MM$245.2MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$105.5MM$161.7MM
Real Estate OwnedQ1 2021vs Q1 2020$1.7MM$1.0MM
Rates
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Cadence Bank, N.A. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*-$25k Propel Savings
OTHER TIERS: 0.05% $25k+
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