Cadence Bank, N.A.

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12 Month CD

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1.40% APY

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Overview / Commentary

www.cadencebanking.com

205-226-2000

2100 Third Avenue North
Birmingham, AL 35203

Cadence Bank, N.A. is headquartered in Birmingham and is the 3^rd largest bank in the state of Alabama. It is also the 124^th largest bank in the nation. It was established in 1887 and as of March of 2017, it had grown to 1,127 employees at 71 locations. Cadence Bank, N.A. has an A health rating.

Saw this in Houston, but it looks available at all of Cadence Bank branches (AL, AR, FL, MS, TN and TX) 1.42% APY opening rate (rate will never go lower than your opening rate) 17-month term Minimum opening deposit is $500 Maximum balance to receive this interest rate is $2,500,000 The UP CD is tied to a widely used U.S. market rate called the Fed Funds Effective rate https://cadencebank.com/get-ready-rising-rates-cd

View all posts from:

2017
2009
2007
Earlier

3/21 - 1.42% 17-Month UP CD (Tied To Fed Rate) In Several Southern States

3/25 - Competitive Rates on Unlock CDs at Cadence Bank (FL, TN, ...)

7/21 - 5.55% 7-Month CD at a Florida Bank (Encore)

10/6/06 - 5.80% 9-Month CD at a Georgia Bank (Seasons)
8/30/06 - 5.80% 9-Month CD at a Georgia Bank (Seasons Bank)
5/1/06 - 5.60% 24-Month CD at a Georgia Bank (Open to All)

Reviews (1)

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Posted by: Jackie6563 | Nov 14, 2014

Banking with cadence is OK. One of the BEST thing about Cadence is that you have until 8:00pm to clear up any over overdrafts. Of course you have to have another account with them that you can pull from. Also there website is excellent. I love the fact that I can BANK ONLINE from anywhere. I hate the fees. I hate that if you write a check to a company the is using cadence bank, it do not show up. Even though it will clear the next day, the balance will not reflect that it has cleared. This cause for a lot of overdrafts. This is really one feature that they should change. Last but not least, I LOVE the bill pay system. I don't have to go the bank that often, because my check go direct deposit and I transfer and pay bills online.

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1

Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	4999
Year Established	1887
Employees	1127
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.19%
Return on Equity - YTD	8.61%
Annual Interest Income	$89.6MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$9.70B$8.98B
Loans	Q1 2017vs Q1 2016	$7.52B$6.95B
Deposits	Q1 2017vs Q1 2016	$7.89B$7.42B
Equity Capital	Q1 2017vs Q1 2016	$1.34B$1.32B
Loan Loss Allowance	Q1 2017vs Q1 2016	$88.3MM$90.8MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$148.3MM$207.6MM
Real Estate Owned	Q1 2017vs Q1 2016	$21.1MM$39.0MM

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Cadence Bank, N.A. CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.42%	$500	$2,500k	17 Month UP CD

Cadence Bank, N.A. IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.42%	$500	$2,500k	17 Month UP IRA CD

Locations

Cadence Bank, N.A. has 77 locations. Click to view all Cadence Bank, N.A. locations.