Cadence Bank, N.A.


Overview / Commentary
404-266-4343
1349 W Peachtree St Nw
Atlanta, GA 30309

Cadence Bank, N.A. is headquartered in Atlanta and is the 4th largest bank in the state of Georgia. It is also the 107th largest bank in the nation. It was established in 1887 and as of June of 2021, it had grown to 1,816 employees at 104 locations. Cadence Bank, N.A. has an A health rating.

Reviews (1)

OK BANK

Banking with cadence is OK. One of the BEST thing about Cadence is that you have until 8:00pm to clear up any over overdrafts. Of course you have to have another account with them that you can pull from. Also there website is excellent. I love the fact that I can BANK ONLINE from anywhere. I hate the fees. I hate that if you write a check to a company the is using cadence bank, it do not show up. Even though it will clear the next day, the balance will not reflect that it has cleared. This cause for a lot of overdrafts. This is really one feature that they should change. Last but not least, I LOVE the bill pay system. I don't have to go the bank that often, because my check go direct deposit and I transfer and pay bills online.



Health

Health Grade Components

Overall
FDIC Certificate #4999
Year Established1887
Employees1816
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.33%
Return on Equity - YTD20.02%
Annual Interest Income$302.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$18.67B$18.85B
LoansQ2 2021vs Q2 2020$11.42B$13.37B
DepositsQ2 2021vs Q2 2020$16.09B$16.22B
Equity CapitalQ2 2021vs Q2 2020$2.24B$2.13B
Loan Loss AllowanceQ2 2021vs Q2 2020$247.7MM$370.9MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$101.7MM$227.5MM
Real Estate OwnedQ2 2021vs Q2 2020$1.1MM$1.6MM
Rates
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Cadence Bank, N.A. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*-$25k Propel Savings
OTHER TIERS: 0.03% $25k+
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