Banking with cadence is OK. One of the BEST thing about Cadence is that you have until 8:00pm to clear up any over overdrafts. Of course you have to have another account with them that you can pull from. Also there website is excellent. I love the fact that I can BANK ONLINE from anywhere. I hate the fees. I hate that if you write a check to a company the is using cadence bank, it do not show up. Even though it will clear the next day, the balance will not reflect that it has cleared. This cause for a lot of overdrafts. This is really one feature that they should change. Last but not least, I LOVE the bill pay system. I don't have to go the bank that often, because my check go direct deposit and I transfer and pay bills online.
|FDIC Certificate #||11813|
|Return on Assets - YTD||0.64%|
|Return on Equity - YTD||5.74%|
|Annual Interest Income||$883.5MM|
|Assets and Liabilities|
|Assets||Q4 2021vs Q4 2020||$47.67B$24.09B|
|Loans||Q4 2021vs Q4 2020||$26.77B$15.19B|
|Deposits||Q4 2021vs Q4 2020||$39.81B$19.63B|
|Equity Capital||Q4 2021vs Q4 2020||$5.25B$2.82B|
|Loan Loss Allowance||Q4 2021vs Q4 2020||$446.4MM$244.4MM|
|Unbacked Noncurrent Loans||Q4 2021vs Q4 2020||$97.6MM$91.6MM|
|Real Estate Owned||Q4 2021vs Q4 2020||$16.6MM$11.4MM|
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|OTHER TIERS: 0.03% → $25k+|