Cadence Bank, N.A.

Deposits held and insured by Bancorp South

Reviews (1)

OK BANK

Banking with cadence is OK. One of the BEST thing about Cadence is that you have until 8:00pm to clear up any over overdrafts. Of course you have to have another account with them that you can pull from. Also there website is excellent. I love the fact that I can BANK ONLINE from anywhere. I hate the fees. I hate that if you write a check to a company the is using cadence bank, it do not show up. Even though it will clear the next day, the balance will not reflect that it has cleared. This cause for a lot of overdrafts. This is really one feature that they should change. Last but not least, I LOVE the bill pay system. I don't have to go the bank that often, because my check go direct deposit and I transfer and pay bills online.



Health
A+

Data as of Q4 2021

Data displayed below is for insuring bank: Bancorp South
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Health Grade Components

Overall
FDIC Certificate #11813
Year Established1876
Employees6595
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD5.74%
Annual Interest Income$883.5MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$47.67B$24.09B
LoansQ4 2021vs Q4 2020$26.77B$15.19B
DepositsQ4 2021vs Q4 2020$39.81B$19.63B
Equity CapitalQ4 2021vs Q4 2020$5.25B$2.82B
Loan Loss AllowanceQ4 2021vs Q4 2020$446.4MM$244.4MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$97.6MM$91.6MM
Real Estate OwnedQ4 2021vs Q4 2020$16.6MM$11.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cadence Bank, N.A. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*-$25k Propel Savings
OTHER TIERS: 0.03% $25k+
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