Cal-Com Federal Credit Union has several competitive rates on its long-term CDs and IRA CDs. The most competitive one is the 5-year CD which has a 3.00% APY. Other noteworthy ones include a 1.75% APY 2-year CD and a 2.25% APY 3-year CD. Minimum deposit is $500. These rates are listed in the credit union's rates page as of 4/5/2011.
Unfortunately, the credit union's field of membership doesn't include any large cities in Texas. Membership is open to anyone who lives, works, worships, or attends school in the following Southeast Texas counties: Calhoun, DeWitt, Goliad, Jackson, Lavaca, Refugio and Victoria.
Cal-Com Federal Credit Union branches are located in Port Lavaca and Victoria.
The credit union has an overall health score at DepositAccounts.com of 5 stars (out of 5) with a Texas Ratio of 1.34% (excellent) based on December 2010 data. Please refer to our financial overview of Cal-Com Federal Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 18935).
How It Compares?
As a comparison to the best CD rates available nationwide on 4/5/2011, the best 5-year CD rate is 2.93% APY at Melrose Credit Union. For a bank, the best 5-year CD rate is 2.80% APY at Sovereign Bank.
Searching for the Best CD and IRA CD Rates
To search for the best nationwide rates and the best rates in your state, please refer to the following sections of DepositAccounts.com: