Featured Savings Rates
Featured Accounts

Caprock Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD54 Month Share Certificate
0.45%1-year CD12 Month Share Certificate
0.35%SavingsShare Savings

Overview / Commentary
806-872-5151
709 N 1st St
Lamesa, TX 79331

Caprock Federal Credit Union is headquartered in LAMESA and is the 233rd largest credit union in the state of Texas. It is also the 3,018th largest credit union in the nation. It was established in 1965 and as of June of 2016, it had grown to 17 employees and 3,367 members at 2 locations. Caprock Federal Credit Union's savings rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the cities of Lamesa and Seminole, the counties of Dawson and Bordon, Texas state employees working in Dawson County, Dawson, Lynn, Gaines, Garza, and Dawson County working in Dawson County, Lamesa Independent School District, Klondike Independent School District, Generations Home Care working in Seminole, Denver City or Andrews, and other entities in Lamesa or Seminole, Texas.
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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Caprock Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #16813
Year Chartered1965
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD2.69%
Annual Interest Income$758.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$28.0MM$29.1MM
LoansQ2 2016vs Q2 2015$20.4MM$20.1MM
DepositsQ2 2016vs Q2 2015$23.9MM$25.0MM
Equity CapitalQ2 2016vs Q2 2015$3.9MM$3.8MM
Loan Loss AllowanceQ2 2016vs Q2 2015$218.00K$198.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$222.00K$196.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Caprock Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$3,500Christmas Club Account
OTHER TIERS: 0.15% $3,500+
2.02%*-$3,500Uncle Sams Account
OTHER TIERS: 0.15% $3,500+
0.35%*$10k*-Share Savings
OTHER TIERS: 0.05% $50 - $1k | 0.15% $1k - $5k | 0.25% $5k - $10k
0.20%$50-Individual Retirement Account (IRA)

Caprock Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.14%--Elite Share Draft
0.08%--Premium Share Draft
0.08%--Caprock Checking
0.08%--Caprock Convenience

Caprock Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$99k$99k60 Month Jumbo Share Certificate
1.76%$1k$99k60 Month Share Certificate
1.76%$99k-54 Month Jumbo Share Certificate
1.61%$99k$99k48 Month Jumbo Share Certificate
1.51%$1k$99k54 Month Share Certificate
1.46%$99k-42 Month Jumbo Share Certificate
1.36%$1k$99k48 Month Share Certificate
1.31%$99k$99k36 Month Jumbo Share Certificate
1.21%$1k-42 Month Share Certificate
1.16%$99k-30 Month Jumbo Share Certificate
1.06%$1k$99k36 Month Share Certificate
1.00%$99k$99k24 Month Jumbo Share Certificate
0.90%$1k-30 Month Share Certificate
0.85%$99k$99k18 Month Jumbo Share Certificate
0.75%$1k$99k24 Month Share Certificate
0.70%$99k$99k12 Month Jumbo Share Certificate
0.60%$1k$99k18 Month Share Certificate
0.55%$99k$99k6 Month Jumbo Share Certificate
0.45%$1k$99k12 Month Share Certificate
0.30%$1k$99k6 Month Share Certificate

Caprock Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$99k$99k60 Month Jumbo IRA Share Certificate
1.76%$1k$99k60 Month IRA Share Certificate
1.76%$99k-54 Month Jumbo IRA Share Certificate
1.61%$99k$99k48 Month Jumbo IRA Share Certificate
1.51%$1k$99k54 Month IRA Share Certificate
1.46%$99k-42 Month Jumbo IRA Share Certificate
1.36%$1k$99k48 Month IRA Share Certificate
1.31%$99k$99k36 Month Jumbo IRA Share Certificate
1.21%$1k-42 Month IRA Share Certificate
1.16%$99k-30 Month Jumbo IRA Share Certificate
1.06%$1k$99k36 Month IRA Share Certificate
1.00%$99k$99k24 Month Jumbo IRA Share Certificate
0.90%$1k-30 Month IRA Share Certificate
0.85%$99k$99k18 Month Jumbo IRA Share Certificate
0.75%$1k$99k24 Month IRA Share Certificate
0.70%$99k$99k12 Month Jumbo IRA Share Certificate
0.60%$1k$99k18 Month IRA Share Certificate
0.55%$99k$99k6 Month Jumbo IRA Share Certificate
0.45%$1k$99k12 Month IRA Share Certificate
0.30%$1k$99k6 Month IRA Share Certificate
Locations


Caprock Federal Credit Union Locations
Branch Office709 N 1ST STLAMESA, TX 79331
Branch Office102 SE Avenue BSEMINOLE, TX 79360-4434