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101 North Spring Street
Greensboro, NC 27401

Carolina Bank is headquartered in Greensboro and is the 24th largest bank in the state of North Carolina. It is also the 1,032nd largest bank in the nation. It was established in 1996 and as of June of 2016, it had grown to 189 employees at 8 locations. Carolina Bank has a B+ health rating.

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Reviews (2)

The Bank Of The Future

Carolina Bank is a very professional down to earth bank. There are many banks out there that are perfectly willing to take your money and give nothing in return. Carolina Bank is not one of those banks. This bank is really the place where you want your money to reside. They offer low fees and fantastic rates of return on savings accounts and CDs. If youre looking for a bank that reminds you of the way a bank should be ,Carolina bank is it.


Posted by: Anonymous | Apr 20, 2012

Carolina Bank is a JOKE!!! They make mistakes with our business deposits at least 2 x a month...when we brought it too their attention we were told not too worry...proof will catch it and correct it!!!!!! Too LAID BACK for me.


Health Grade Components

FDIC Certificate #34348
Year Established1996
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD8.63%
Annual Interest Income$13.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$706.6MM$683.6MM
LoansQ2 2016vs Q2 2015$528.6MM$526.1MM
DepositsQ2 2016vs Q2 2015$602.4MM$595.9MM
Equity CapitalQ2 2016vs Q2 2015$71.4MM$65.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$5.6MM$5.8MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$5.1MM$11.7MM
Real Estate OwnedQ2 2016vs Q2 2015$4.2MM$5.4MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carolina Bank Savings Account Rates

OTHER TIERS: 0.05% Up to $50k
0.10%--Regular Savings
0.10%*$10k*-SmartBanker Health Savings Account (HSA)
OTHER TIERS: 0.05% $2k - $10k

Carolina Bank Money Market Rates

0.17%*$25k*-SmartBanker Plus Money Market
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.17%*$10k*-SmartBanker MoneyMarket IRA
OTHER TIERS: 0.15% Up to $10k

Carolina Bank Checking Account Rates

0.10%--Non-Profit Checking
0.10%*$10k*-SmartBanker Checking
OTHER TIERS: 0.05% $2k - $10k
0.05%--Carolina Premier Checking
0.05%--Platinum Checking

Carolina Bank CD Rates

1.02%$10k-55 Month CD Special
0.77%$500-60 Month CD
0.67%$500-48 - 59 Month CD
0.52%$10k-21 Month CD Special
0.47%$500-36 - 47 Month CD
0.42%$500-24 - 35 Month CD
0.37%$500-18 - 23 Month CD
0.36%$10k-10 Month CD Special
0.32%$500-12 - 17 Month CD
0.22%$500-6 - 11 Month CD
0.17%$500-90 - 179 Day CD
0.14%$500-60 - 89 Day CD
0.11%$500-30 - 59 Day CD
0.10%$500-7 - 29 Day CD

Carolina Bank IRA Rates

1.02%$10k-55 Month IRA Special
0.77%$500-60 Month IRA
0.67%$500-48 - 59 Month IRA
0.52%$10k-21 Month IRA Special
0.47%$500-36 - 47 Month IRA
0.42%$500-24 - 35 Month IRA
0.37%$500-18 - 23 Month IRA
0.36%$10k-10 Month IRA Special
0.32%$500-12 - 17 Month IRA
0.22%$500-6 - 11 Month IRA
0.17%$500-90 - 179 Day IRA
0.14%$500-60 - 89 Day IRA
0.11%$500-30 - 59 Day IRA
0.10%$500-7 - 29 Day IRA

Carolina Bank Locations
Carolina Bank101 North Spring StreetGreensboro, NC 27401
Highwoods Boulevard Branch1601 Highwoods BoulevardGreensboro, NC 27410
Lawndale Drive Branch2604 Lawndale DriveGreensboro, NC 27408
Carolina Bank Branch3214 S. Church St.Burlington, NC 27215
Asheboro Office335 S. Fayetteville StreetAsheboro, NC 27203
High Point Branch4010 Brian Jordan PlaceHigh Point, NC 27265
Stratford Road Branch275 S Stratford RoadWinston Salem, NC 27103
Peace Haven Road Branch1554 North Peace Haven RoadWinston Salem, NC 27104