|1.02%||$10k||-||Carolina Bank||55 Month CD Special|
|0.52%||$10k||-||Carolina Bank||21 Month CD Special|
|0.36%||$10k||-||Carolina Bank||10 Month CD Special|
Carolina Bank is offering three competitive CD specials. The best is a 3.01% APY 55-month CD. The other ones are a 1.42% APY 10-month CD and a 1.86% APY 21-month CD. Minimum deposit is $10,000. These rates are listed in the bank's deposit rates page as of 7/13/2010.
It appears that a branch visit is required to open an account. Branches are located in the North Carolina cities of Asheboro, Burlington, High Point, Greensboro and Winston-Salem.
The bank's ratings for safety and soundness are a little weak: 3 stars (adequate) at BauerFinancial, 2 stars (below peer group) at Bankrate.com and an overall health score of 3 out of 5 at DepositAccounts.com (see our financial overview of Carolina Bank). These ratings are based on 3/31/10 data except for Bankrate which is based on 12/31/09 data. The bank has been a FDIC member since 1996 (FDIC Certificate # 34348).
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