Featured Savings Rates
Featured Accounts

Carolina Postal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.55%1-year CD12 Month Certificate
0.25%SavingsSavings Account
0.75%3-year CD36 Month Certificate

Overview / Commentary
704-392-3418
3601 Mulberry Church Rd
Charlotte, NC 28208

Carolina Postal Credit Union is headquartered in Charlotte and is the 22nd largest credit union in the state of North Carolina. It is also the 1,415th largest credit union in the nation. It was established in 1934 and as of June of 2016, it had grown to 40 employees and 13,928 members at 7 locations. Carolina Postal Credit Union has an A+ health rating.

Field of Membership Restrictions

Carolina Postal CU is open to anyone that is a resident, works, attends church or is a registered student in Catawba County, NC, all postal and federal employees in NC along with a few site listed SC counties, employees in numerous site listed CU-affiliated SEG's and organization members, as well as CU members families, and CU employees. A detailed list of eligibility can be found on the Carolina Postal Credit Union website that will define the status of your eligibility
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Health
A+

Health Grade Components

Overall
NCUA #63425
Year Chartered1934
Employees40
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD4.52%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$117.8MM$83.9MM
LoansQ2 2016vs Q2 2015$67.6MM$54.0MM
DepositsQ2 2016vs Q2 2015$99.2MM$72.5MM
Equity CapitalQ2 2016vs Q2 2015$17.8MM$10.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$116.00K$185.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$839.00K$835.00K
Real Estate OwnedQ2 2016vs Q2 2015$249.00K$358.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carolina Postal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Individual Retirement Account
OTHER TIERS: 0.25% Up to $5k | 0.45% $5k - $30k | 0.70% $30k - $100k
0.25%*$25k*-Savings Account
OTHER TIERS: 0.05% $25 - $2,500 | 0.15% $2,500 - $25k
0.05%--Holiday Club Account
0.05%--Vacation Club Account
0.05%--Back to School Club Accounts
0.05%--Tax Time Club

Carolina Postal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-Money Market Account
OTHER TIERS: 0.25% $500 - $25k

Carolina Postal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Secure Checking

Carolina Postal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--36 Month Certificate
0.70%--24 Month Certificate
0.65%$50k-12 Month Jumbo Certificate
0.55%*$10k*-12 Month Certificate
OTHER TIERS: 0.45% $500 - $10k
0.45%$50k-6 Month Jumbo Certificate
0.40%*$10k*-6 Month Certificate
OTHER TIERS: 0.35% $500 - $10k

Carolina Postal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$50k-12 Month Jumbo IRA Certificate
0.55%*$10k*-12 Month IRA Certificate
OTHER TIERS: 0.45% $500 - $10k
0.45%$50k-6 Month Jumbo IRA Certificate
0.40%*$10k*-6 Month IRA Certificate
OTHER TIERS: 0.35% $500 - $10k
Locations


Carolina Postal Credit Union Locations
Branch Office635 Coliseum DrWinston Salem, NC 27106
Branch Office315 E Green DrHigh Point, NC 27260
Branch Office1022 11th Avenue Blvd SEHickory, NC 28602
Branch Office4817 W Market StGreensboro, NC 27407-1403
Branch Office3601 Mulberry Church RdCharlotte, NC 28208
Branch Office275 Branchview Dr SEConcord, NC 28025
Branch Office169 Dale Earnhardt BlvdKannapolis, NC 28081