4.01% Reward Checking Account at Carolinas Telco FCU

POSTED ON BY

Update 7/04/09: The top rate has fallen to 4.01% APY.

Carolinas Telco FCU is offering a reward checking account that pays 4.01% APY on balances up to $25,000 (0.50% for above) and refunds up to $25 per month in ATM fees if the following monthly requirements are met:
  • 12 Visa Check Card purchases
  • 1 Direct Deposit or ACH Auto Debit
  • Receive E-Statements
If these are not met, the rate falls to 0.25%. There are no minimum balance requirements and no monthly service charges.

Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina. Please see the credit union's Eligibility Page for more details. Membership requires a $1 fee and a minimum $25 deposit into your Prime Share Savings Account.

Branches are located in the North Carolina cities of Charlotte, Cornelius, Gastonia, and Raleigh, and in the South Carolina cities of Columbia, Greenville and Charleston.

The credit union is federally insured by the NCUA (Charter # 23494).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
07/02/09: 4.01% APY up to $25K; 0.50% over; 0.25% base
12/29/08: 5.01% APY up to $25K; 1.01% over; 0.25% base
Related Pages: Carolinas Telco Federal Credit Union, Charlotte, Columbia, Raleigh, Greenville, checking account, reward checking account



5.27% 15-Month CD at a Carolina CU (Carolina Telco).
Carolina Telco Federal Credit Union continues to list a special 15 and 10 month share certificate. The rates have fallen some since my last report in December, but the rates are still very competitive. The current yields for the 15 and 10 month certifcates are 5.27% APY and 5.12% APY. The 15-month certificate has a $25,000 minimum deposit and the 10-month one has a $10,000 minimum.

Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina....

Continue Reading
5.43% 15-Month CD at a Carolina CU Continues (Carolina Telco).
Update 1/18/08: The rates have fallen. Please check with the credit union's website for the latest rates.

Carolina Telco Federal Credit Union continues listing a special 5.43% APY 15-month share certificate. The minimum deposit is $25,000. There's also a special 5.38% APY 10-month certificate with a $10,000 minimum deposit. The credit union also has some very competitive long term IRA certificates. The highest yield is a 5.62% APY 46-month CD with a step-up option. My last report on these CDs was in October.

Membership is open to employees, independent contractors, or self-employed...



Continue Reading
5.43% 15-Month CD at a Carolina CU (Carolina Telco)
Carolina Telco Federal Credit Union is offering a special 5.43% APY 15-month share certificate. The minimum deposit is $25,000. There's also a special 5.38% APY 10-month certificate with a $10,000 minimum deposit. the credit union also has some very competitive long term IRA certificates. The highest yield is a 5.62% APY 46-month CD with a step-up option.

Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina. Please see the credit union's Eligibility page for more details....

Continue Reading


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.