Featured Savings Rates
Featured Accounts

Cedar Rapids Bank & Trust

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.22%Reward CheckingMAXX Checking
1.00%5-year CD59 Month Special CD
0.40%1-year CD11 Month Special CD

Overview / Commentary
319-862-2728
500 1St Ave. Ne, Suite 100
Cedar Rapids, IA 52401

Cedar Rapids Bank & Trust is headquartered in Cedar Rapids and is the 16th largest bank in the state of Iowa. It is also the 802nd largest bank in the nation. It was established in 2001 and as of June of 2016, it had grown to 137 employees at 6 locations. Cedar Rapids Bank & Trust has an A+ health rating.

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Reviews (5)

Rate Will Drop To 3.25% On 11/1/11

Posted by: AReview | Oct 22, 2011

Went in to open an account today and was politely informed that the rates are currently 4% but will drop to 3.25% on 11/1/2011.  Appreciate their honesty!

Great Experience, Though Rate Will Drop To 4% On 11/1 (2856)

Posted by: samster | Oct 27, 2010

I've had a "M@xx Checking" account at CRBT for almost a year and a half now, it they have been great.  Very friendly, only one minor issue that they fixed of their own accord.  Unfortunately, they will be dropping their rate from 5% to 4% as of November 1.  However, it is still the best deal around, and their service counts, too.  Plus, I respect the fact that they sent me an email ahead of time to announce the change, unlike a Credit Union somewhere in the "Linn Area" which sends me a useless newsletter every month, but couldn't be bothered to notify me of a rate change - I just had to get the bad news on the following month's statement.

So I wholeheartedly endorse CRBT, but the sweetest deal around just got a little less sweet.





 

I Switched From Linn

Posted by: Anonymous | Apr 27, 2010

I switched from Linn-Area CU to CRBT because LACU dropped their HYC account from 5% to 4%.  CRBT has treated me great so far and 5%APY is terrific.  I rec. ANY rewards checking acct. to everyone, just find a bank or CU with a good rate near you.  You are losing free money if you don't.  I also share Dave Ramsey's theory of NEVER using credit cards, EVER.  PS-- CRBT has great coffee and cookies too!

Great Experience, Though Rate Will Drop To 4% On 11/1

Posted by: Anonymous | Oct 27, 2010

I've had a "M@xx Checking" account at CRBT for almost a year and a half now, it they have been great.  Very friendly, only one minor issue that they fixed of their own accord.  Unfortunately, they will be dropping their rate from 5% to 4% as of November 1.  However, it is still the best deal around, and their service counts, too.  Plus, I respect the fact that they sent me an email ahead of time to announce the change, unlike a Credit Union somewhere in the "Linn Area" which sends me a useless newsletter every month, but couldn't be bothered to notify me of a rate change - I just had to get the bad news on the following month's statement.

So I wholeheartedly endorse CRBT, but the sweetest deal around just got a little less sweet.

 

Maximum Will Drop To 15K In July 2012

Posted by: Anonymous | Jun 13, 2012

I am very sorry to report that the M@XX Checking account maximum amount will be dropping from 25K to 15K in July. I think UoFL CCU still has 3.25% on amounts up to 25K. I think I will move my money there instead.



Health
A+

Health Grade Components

Overall
FDIC Certificate #57244
Year Established2001
Employees137
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD12.55%
Annual Interest Income$16.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$907.3MM$865.5MM
LoansQ2 2016vs Q2 2015$638.0MM$588.7MM
DepositsQ2 2016vs Q2 2015$690.4MM$649.6MM
Equity CapitalQ2 2016vs Q2 2015$103.3MM$94.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$10.7MM$9.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.6MM$1.0MM
Real Estate OwnedQ2 2016vs Q2 2015$531.00K$2.5MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cedar Rapids Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.22%*-$15kMAXX Checking
OTHER TIERS: 0.25% $15k+

Cedar Rapids Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$5k-59 Month Special CD
0.40%$5k-11 Month Special CD
Locations


Cedar Rapids Bank & Trust Locations
Cedar Rapids Bank and Trust Company500 1st Avenue Ne, Suite 100Cedar Rapids, IA 52401
Council Street Branch5400 Council Street NeCedar Rapids, IA 52402
Waterloo Branch11 Tower Park DriveWaterloo, IA 50701
Cedar Falls Branch2322 West 1st StreetCedar Falls, IA 50613
Community National Bank Branch422 Commercial StreetWaterloo, IA 50701